Enabling residential retrofits to achieve net-zero goals: Peterborough, ON launches Home Energy Efficiency Program
MUNICIPAL AND COMMUNITY BUILDINGS
Enabling residential retrofits to achieve net-zero goals: Peterborough, ON launches Home Energy Efficiency Program
825 tonnes of carbon dioxide equivalent of annual greenhouse gas reductions
28,148 gigajoules per year of energy savings
50 to 100 new full-time jobs
$100,000 in capacity-building funding to train and certify local energy advisors and auditors
Improved home comfort and flood resilience
CEF’s capacity for innovation is reflected in the design of the City of Peterborough’s Home Energy Efficiency Program (HEEP), which launched in February 2024 with $8.625 million in CEF funding. HEEP is testing a first-of-its-kind blend of PACE financing with private capital, enabling building owners to select the funding model that best meets their needs. The City intends to leverage more than $5 million in private capital to support both streams of funding. The program is built on an integrated service model that includes a comprehensive, one-stop web portal and energy coaching service to guide owners through their retrofit journey.
When it updated its greenhouse gas emission reduction targets in 2019, Peterborough determined that homes accounted for 39 percent of the total, making energy retrofits an integral part of the local effort to achieve net-zero emissions by 2050. HEEP focuses on low-rise residential buildings, both owner-occupied and rental, with loans of up to $125,000 or 10 percent of building value and an incentive structure that rewards higher emission reductions. The program design supports households with low-incomes through an equity lens by limiting enrolment to landlords who sign a no-renoviction commitment.
The private funding stream offers financing as low as $1,000, while the PACE support starts at $15,000. Loans are repaid over a 20-year period, with no penalty for early repayment under the PACE stream, and participants can apply for a second project as long as their total funding doesn’t exceed the program maximum.
Want to explore all GMF-funded projects? Check out the Projects Database for a complete overview of funded projects and get inspired by municipalities of all sizes, across Canada.
Related Resources
See All
Sustainable affordable housing
Energy | Housing
Aspen Heights: Redefining affordable housing in Saskatoon
Sustainable affordable housing
Energy | Housing
Heartland Housing Foundation: Building a sustainable future in Fort Saskatchewan
Sustainable affordable housing
Energy | Housing
Building a better future: CABN’s net-zero affordable housing pilot
Sustainable affordable housing
Energy | Housing
Pine Tree Park: Transforming affordable housing with energy efficiency and solar power
Sustainable affordable housing
Energy | Housing
Rossland Yards: Transforming affordable housing in Rossland, BC
Sustainable affordable housing
Energy
Transforming communities with Sustainable Affordable Housing: Article series
In a series of six articles, we highlight impactful projects funded by GMF's Sustainable Affordable Housing (SAH) initiative, demonstrating how energy-efficient, community-centered housing can foster resilience and well-being.
Sustainable affordable housing
Energy | Housing
YWCA Banff: Building stability and community through affordable housing
Municipal and community buildings
Energy
Guide: Equity and non-energy benefits of community building retrofits
Explore the equity and other non-energy benefits of retrofitting community buildings.
Sustainable affordable housing
Energy | Housing
Regional Energy Coach list
Get in touch with a Regional Energy Coach in your region and start your energy efficiency journey
Municipal and community buildings
Energy
Webinar recording: Accelerate your community’s net-zero transformation with new GMF funding
Watch our webinar to discover how GMF’s new funding can help you upgrade infrastructure and reduce local GHG emissions.
Community efficiency financing
Energy
Webinar recording: The real impact of home-energy efficiency financing
Watch our webinar to discover how you can achieve your climate goals by implementing a home-energy efficiency financing program in your community
Sustainable affordable housing
Energy
Webinar recording: Transform your approach to energy efficiency with the Housing Providers’ Toolkit
Watch the discussion on how to take advantage of the Housing Providers’ Toolkit.
Municipal and community buildings
Energy
Guide: Taking your indoor swimming pool to net zero
A guide with key measures and lessons learned to help you build a plan for net-zero indoor swimming pools.
Sustainable affordable housing
Energy | Housing
Project cash flow calculator
Our energy project calculator is designed to aid housing providers in quantifying the associated costs of sustainable, affordable housing projects. Use the calculator to understand the viability of a potential project and make informed decisions.
Sustainable affordable housing
Energy | Housing
Funders list for sustainable affordable housing
Access additional funding sources from across Canada to support your next affordable housing project.
Sustainable affordable housing
Energy | Housing
Toolkit: Navigating energy efficient affordable housing projects
Discover a toolkit designed for affordable housing providers aiming to prioritize energy efficiency. This toolkit offers insights into the benefits of energy-efficient housing, addresses unique challenges, and provides practical tools to identify solutions.
Municipal and community buildings
Energy
Webinar recording: How to start reducing GHG emissions in community buildings
Watch the discussion on how to create a GHG reduction pathway for community buildings.
Municipal and community buildings
Energy | Housing
Webinar recording: How to get a project started, tips for small francophone communities
If you’re a small francophone municipality looking to develop sustainability projects and access funding, watch this webinar to learn how others overcame common challenges.
Municipal and community buildings
Energy
Factsheets: Community Buildings Retrofit initiative
Learn how to retrofit existing community buildings to lower GHG emissions and extend their life cycle.
Municipal and community buildings
Energy
Webinar Recording: Enhance comfort and energy savings with municipal building envelopes
Watch this webinar to explore strategies for optimizing municipal building envelopes, enhancing both comfort and energy efficiency.
Municipal and community buildings
Energy
Webinar recording: Energy efficiency for reaching net zero
Learn how municipalities can advance energy efficiency initiatives to reach net-zero targets.
Municipal and community buildings
Energy
Video: Retrofitting community buildings for maximum GHG reduction impact
A short video explaining the pathway approach of retrofitting a building - using an outcomes-oriented approach - to achieve (near) net zero carbon buildings over time.
Municipal and community buildings
Energy
Community Buildings Retrofit Advisory Service
The CBR Advisory Service is a new service that is intended to help smaller municipalities by matching them to industry leaders who understand best practices in the CBR field and can help provide personalized coaching and advice, including clarified goals, insights, and replicable results.
Community efficiency financing
Energy
Community Efficiency Financing market guide
Guide to help Canadian municipalities assess potential home energy upgrade programs
Municipal and community buildings
Energy
Webinar recording: Supporting small and medium municipalities through the Community Buildings Retrofit initiative
Watch this webinar recording to learn about successful examples of completed retrofits, how municipalities can choose the right funding options and to answer any questions about the funding process.
Sustainable affordable housing
Energy | Housing
Webinar recording: Affordable housing providers’ impact on energy poverty
The webinar will feature a housing project helping moderate income households while achieving high environmental standards.
Municipal and community buildings
Energy
Guide: Taking your indoor ice rink to net zero
A practical guide to get you started on your own net zero retrofit plan and to help you develop an actionable roadmap to net zero ice rinks.
Sustainable affordable housing
Energy
Understanding energy efficiency: A guide for affordable housing providers
This guide is for affordable housing providers, such as municipalities or housing cooperatives, interested in improving energy efficiency in their buildings.
Municipal and community buildings
Energy
Webinar: Transitioning ice rinks to net-zero
Learn the basics of building retrofits for facility buildings
Municipal and community buildings
Energy
Resource library: Community Buildings Retrofit
Find practical case studies and guidance for planning your local community building retrofit.
Community efficiency financing
Energy | Housing
Video: Nelson scales up local program to support home-energy upgrades
In this video, Carmen Proctor, Climate & Energy Manager at the City of Nelson, tells the story of the program’s success to date, shares key lessons learned from running the program, and highlights their next steps to scale up the program.
Sustainable affordable housing
Energy | Housing
Webinar recording: Asset management and energy conservation
Learn how the non-profit housing sector can integrate energy management into asset management to reduce costs and greenhouse gas emissions.
Community efficiency financing
Energy
Resources: Community Efficiency Financing
Read guidebooks and case studies to see how municipalities are designing home upgrade financing programs.
Sustainable affordable housing
Energy | Housing
Video: 5 keys for sustainable social housing success
Gordon Szaszi, Project Manager Housing Development, shares Niagara Regional Housing (NRH) experience creating the business case for a 67-unit affordable housing development for seniors.
Sustainable affordable housing
Energy | Housing
Video: 5 keys for sustainable social housing success
This video walks through the key sections of a successful business case: Needs Assessment, Organizational Readiness, Project Vision and Financials.
Sustainable affordable housing
Energy | Housing
Resources: Sustainable Affordable Housing
Learn how to retrofit existing housing for energy-efficiency and plan new builds for higher performance.
Energy | Housing
Webinar recording: Take your project from study to capital
Watch this webinar recording and discover how others have successfully converted studies into a capital project that provides social, economic and environmental benefits.
Energy
Webinar recording: The 5 keys to a green municipal project business case
Watch this webinar recording and discover the five critical focus areas you need to address to get your project started, from financing and partnerships to integrating a triple-bottom-line approach.
Sustainable affordable housing
Energy | Housing
Video: 1,500 Toronto residents benefit from retrofit initiative
Bryan Purcell, of The Atmospheric Fund, tells the story of how an initiative to perform energy efficiency retrofits of 7 community housing buildings in Toronto achieved so much more.
Municipal and community buildings
Energy
GMF’s Municipal Energy Roadmap
Solutions for Canadian communities to achieve significant GHG emissions reductions in buildings and meet long-term sustainability objectives.
Municipal and community buildings
Energy
Primer for elected officials: Municipal Energy Roadmap
This primer for elected officials outlines how the Municipal Energy Roadmap can help choose the right energy-related solutions for your buildings.
Sustainable affordable housing
Energy | Housing
Webinar recording: Making affordable housing sustainable
Watch this webinar recording to learn about the various forms of grant, loan and capacity building support we offer to help you retrofit existing units or build new ones.
Municipal and community buildings
Energy
Factsheets: Municipal Energy Roadmap
These factsheets offer specific guidance around building-level solutions, community-level solutions, and long-term strategies to help you drill down and meet your objectives.
Sustainable affordable housing
Energy | Housing
Factsheets: Sustainable Affordable Housing
Learn how to retrofit existing housing for energy-efficiency and plan new builds for higher performance.
Sustainable affordable housing
Energy | Housing
Webinar recording: Apply for GMF’s Sustainable Affordable Housing funding
Watch this joint webinar hosted by the Canadian Housing and Renewal Association (CHRA to learn how to apply for FCM’s newest funding initiative – Sustainable Affordable Housing.
Energy | Housing
Webinar recordings: Best practices in municipal sustainability
How are cities and communities of all sizes tackling their environmental challenges? Find out from our five-part webinar series on innovations and opportunities in municipal energy, waste, water, transportation and land use initiatives.
Energy | Housing
Webinar recording: How to prepare a GMF capital project application
Need advice for preparing your GMF capital project funding application? Watch our webinar recording to hear tips from our staff and find out what reviewers are looking for.
Related Projects
See All
Municipal and community buildings
Energy | Housing
Enabling residential retrofits to achieve net-zero goals: Peterborough, ON launches Home Energy Efficiency Program
Municipal and community buildings
Energy | Housing