Funders list for sustainable affordable housing
Learn about additional funding sources to support your next affordable housing project
SUSTAINABLE AFFORDABLE HOUSING
Last updated: July 2025
Building sustainable and affordable housing can be complex, particularly when it comes to financing. Many projects rely on external funding sources to implement energy-efficient retrofits or new builds. The following funder list is designed to streamline your search for financial sources at both provincial and national levels and serves as a strategic tool to simplify the decision-making process.
Whether you’re laying the groundwork for a new build or planning for extensive high-performance, energy-efficient retrofits, this list can help. Discover funding that can help you carry out a project that provides much-needed housing for Canadians, creates healthy, thriving communities, empowers local economies, and contributes to an affordable, sustainable future.
Funders list
The information below links to programs external to FCM. While we strive to provide accurate information, FCM cannot ensure the accuracy of content hosted externally. For inquiries related to updates, changes, or relevant questions concerning the programs external to FCM, please reach out to us at gmfcapacity@fcm.ca.
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Region | Organization | Program | Stage(s) | Funding Type |
AB | Alberta Real Estate Foundation | Plan | Grant | |
AB | Calgary Foundation | Plan | Grant | |
AB | City of Calgary | Plan | Grant, rebate | |
AB | City of Edmonton | Capital | Grant | |
AB | City of Edmonton | Capital | Grant | |
AB | Province of Alberta | Affordable Housing Partnership Program | Plan | Grant
|
| AB | Province of Alberta Province-wide | Capital Maintenance and Renewal Program | Capital | Grant (funding to maintain and repair government-owned affordable housing units across the province) |
| AB | Province of Alberta Province-wide | Indigenous Housing Capital Program | Capital | Grant |
| Atlantic Region | Deep Retrofit Accelerator Initiative: ReCover | Building Transformation Program | Study | Grant |
BC | BC Housing Province-wide | Capital | Grant | |
BC | BC Housing Province-wide | Capital | Grant | |
BC | BC Housing | Study | Loan | |
BC | BC Housing | Capital | Grant | |
BC | BC Hydro | Capital | Grant | |
BC | BC Hydro & Fortis BC | Study | Grant, rebate | |
| BC | BC Non-Profit Housing Association | Pilot Program for Vancouver Non-Profit Housing (bcnpha.ca) | Capital | Grant |
BC | CleanBC | Plan | Grant | |
BC | CleanBC | Plan | Grant | |
BC | CleanBC | Plan/Study | Grant | |
BC | CleanBC | Capital | Rebate | |
BC | CleanBC | Plan | Grant | |
BC | Real Estate Foundation of BC | Plan | Grant | |
BC | Vancity | Plan | Loan, Grant (Grants to help housing providers articulate the positive impact of a project; build capacity to deliver a project; develop a successful business plan; communicate the success and/or lessons learned.) | |
| BC | Vancity Members only | Non-Profit Housing Retrofit Grants | Plan Capital | Grant |
| Canada | Canadian Co-operative Investment Fund (CCIF) | Canadian Co-operative Investment Fund | Capital | Loan |
| Canada | Community Forward Fund (CFF) | Community Forward Fund | Capital | Loan |
| Canada | Community Housing Transformation Centre Nation-wide | Green Kickstarter Fund (GFK) | Capital | Grant |
Canada | Community Housing Transformation Centre | Study | Grant | |
Canada | Community Housing Transformation Centre | Pilot | Grant | |
Canada | Housing Partnership Canada (HPC) | Plan | Loans | |
Canada | Green Municipal Fund (GMF) of Federation of Canadian Municipalities (FCM) | Plan | Grants | |
Canada | Cooperative Housing Federation (CHF) | Study | Loans provided by credit institutions | |
Canada | Cooperative Housing Federation (CHF) | Greener Co-op Microgrants | Green projects | Grant |
Canada | CMHC | Affordable Housing Fund: New Construction – Community Housing Sub-Stream | CMHC | Plan | Grant |
Canada | CMHC | Affordable Housing Fund: New Construction – Rapid Housing Sub-Stream | CMHC | Plan | Grant |
| Canada | CMHC | Co-op Housing Development Program | Capital | Grant Loan |
| Canada | CMHC | MLI Select | Capital | Mortgage insurance |
| Canada | CMHC | Proposal Development Funding for First Nation Communities | Study | Loan |
| Canada | CMHC | On-Reserve Non-Profit Housing Program (Section 95) | Capital | Subsidy Loan |
| Canada | CMHC | On-Reserve Residential Rehabilitation Assistance Program (RRAP) | Capital | Grant |
| Canada | CMHC | Preservation Funding for Community Housing Providers | Study | Grant (limited to projects with an active or previously active eligible federally administered operating agreement) |
Canada | CMHC | Plan | Grant | |
Canada | CMHC | Capital | Loans | |
Canada | CMHC | Plan | Grant | |
| Canada | CMHC | Federal Lands Initiative | Capital | Grant Loan |
Canada | CMHC | Plan | Loans | |
Canada | CMHC | Plan | Loan | |
| Canada | Housing, Infrastructure and Communities Canada | Reaching Home | Capital | Grant |
Canada | Peter Gilgan Foundation | Low-Emission & Renewable Technologies | Grant | |
| Canada | SOFIAC | Investing in Your Energy Efficiency Projects | Capital | Loan (Retrofit funding paid back by energy savings) |
| Canada | Tapestry Community Capital | Raise capital | Capital | Community bond |
| Canada | Vancity Community Investment Bank | Vancity CIB | Capital | Loan |
MB | Efficiency Manitoba | Capital | Rebate | |
| MB | Province of Manitoba Province-wide | Housing Starts Here | Plan Study Capital | Grant Loan |
| NB | Kaleidoscope Social Impact Province-wide | BuildNB | Study Capital | Loan |
| NB | Province of New Brunswick Province-wide | Affordable Rental Housing Program | Capital | Forgivable Loan |
NB | Province of New Brunswick | Rental Rehabilitation Assistance Program and Rental Conversion Program | Capital | Forgivable Loan |
NB | Province of New Brunswick | Capital | Forgivable Loan | |
NB | NB Power, | Capital | Energy Savings Kits and rebate programs | |
| NB | Save Energy NB | Save Energy NB | Capital | Rebate |
| NL | Community Housing Transformation Centre Province-wide | Newfoundland and Labrador Community Housing Growth Fund | Plan Study | Grant |
NL | Newfoundland and Labrador Housing Corporation (NLHC) | Capital | Grant | |
NL | Newfoundland and Labrador Housing Corporation (NLHC) | Home Energy Savings Program (HESP) - Newfoundland and Labrador Housing Corporation | Capital | Grant |
| NL | NL Department of Industry, Energy and Tehcnology | Community Capacity Building Program | Capacity Building | Grant |
| NL | Take Charge! | Take Charge! | Capital | Rebate |
NS | Community Housing Transformation Centre | Nova Scotia Community Housing Capital Fund | Capital | Grant |
NS | Community Housing Transformation Centre | Plan | Grant | |
| NS | Efficiency NS, Province-wide | Commercial New Construction | Study Capital | Rebate |
NS | Government of Nova Scotia, Province-wide | Community Housing Acquisition Program | Capital | Loan |
NS | Government of Nova Scotia, Province-wide | Community Housing Infrastructure and Repair Program (CHIRP) | Capital | Forgivable Loan |
NS | Government of Nova Scotia, Province-wide | Low Carbon Communities | Capital | Grant |
NS | Government of Nova Scotia, Province-wide | Capital | Rebate | |
| NS | Halifax Regional Municipality, Municipal region | Affordable Housing Grant Program | Capital | Grant |
| NS | HCi3, Halifax region | Grant Program | Capital | Grant |
| NS | HCi3, Halifax region | Impact Investing | Capital | Loan |
NS | Housing Nova Scotia, | Capital | Grant | |
NS | Efficiency NS, | Study | Rebates | |
NS | Halifax Foundation, Halifax region | Plan | Grant | |
| NS | Student Housing Nova Scotia | Developing Affordable Student Housing (DASH) Fund | Capital | Loan |
| NT | NWT Housing Corporation | Shelter Enhancement Fund | Capital | Forgivable Loan |
NT | Yellowknife Community Foundation | Plan | Grant | |
NT | Arctic Energy Alliance Province-wide | Capital | Rebate | |
NT | Arctic Energy Alliance | Capital | Rebate | |
NU | Community Housing Transformation Centre | Plan | Grant | |
| NU | Nunavut Housing Corporation, Territory-wide | Supported Housing Capital Program | Capital | Forgivable Loan |
ON | City of Toronto | capital | Loan | |
ON | Enbridge Gas | capital | Grant | |
ON | IESO, | Energy Affordability Program | Capital | Grant |
ON | IESO, | Capital | Grant | |
| ON | Infrastructure Ontario, Province-wide | Housing Providers – Affordable financing for capital investments | Capital | Loan |
ON | Enbridge | Capital | Grant | |
ON | Hydro Ottawa City-wide | Study | Grant | |
| ON | Region of Waterloo, Municipal region | Incentives to Create Affordable Housing | Capital | Grant |
PE | Province of PEI Province-wide | capital | Rebate | |
PE | Province of PEI | Capital | Forgivable Loan | |
| PE | Province of PEI, Net Zero Office | Programs for homeowners, businesses and non-profits | Capital | Rebate Loan Free Programs |
PE | PEI, CMHA | Study | Grant | |
PE | Province of PEI | Capital | Rebate | |
| QC | Association des groupes de ressources techniques du Québec (AGRTQ) | Capital Social d'investissement Immobilier (CSII) | Capital | Loan |
QC | Hydro-Québec | capital | Grant | |
QC | Hydro Quebec & Société d'habitation Quebec | Capital | Grant/rebate | |
QC | Transition énergétique Quebec | Capital | Grant | |
QC | Transition énergétique Quebec (TEQ) | Capital | Grant/Service | |
QC | Énergir | Capital | Grant | |
QC | Énergir | Supplement for low-income households | Capital | Grant |
| QC | Greater Montreal Climate Fund | Greater Montreal Climate Fund | Plan Study Capital | Loan |
QC | Victoriaville | Victoriaville Habitation Durable | Plan | Grant |
| QC | Ville de Longueuil, Municipal-wide | Programme d’amélioration de l’isolation (PAI) | Capital | Grant |
QC | Ville de Saguenay | Capital | Rebates | |
QC | Société d'habitation du Québec | Programme d’aide financière visant la préservation du parc immobilier communautaire (PPPIC) | Capital | Loan |
QC | Société d'habitation du Québec | Programme de financement en habitation | Capital | Loan |
QC | Société d'habitation du Québec | Programme d’habitation abordable Québec | Capital | Grant |
QC | Ville de Rivière-du-Loup | Study | Grants | |
QC | Ville de Montreal | Study | Grant | |
QC | Société d'habitation du Québec | Capital | Grant | |
QC | Société d'habitation du Québec | Capital | Grant | |
QC | Société d'habitation du Québec | Capital | Grant | |
SK | City of Regina | Capital | Grant | |
| SK | Saskatchewan Environmental Society, Saskatoon and Regina regions | Efficiency for Organizations | Level 1 Energy Audit | No Cost |
| SK | Saskatchewan Housing Corporation, Province-wide | Rental Development Program (RDP) | Capital | Forgivable Loan |
YT | Yukon Territory | Capital | Rebate | |
YT | Yukon Territory | Capital | Loan | |
YT | Yukon Territory | Housing Initiatives Fund | Plan Study Capital | Grant |
YT | Yukon Territory | Capital | Rebate | |
YT | Yukon Territory | Capital | Rebate |
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