Funders list for sustainable affordable housing

Learn about additional funding sources to support your next affordable housing project

SUSTAINABLE AFFORDABLE HOUSING

New construction of sustainable affordable housing

Last updated: March 2026

Building sustainable and affordable housing can be complex, particularly when it comes to financing. Many projects rely on external funding sources to implement energy-efficient retrofits or new builds. The following funder list is designed to streamline your search for financial sources at both provincial and national levels and serves as a strategic tool to simplify the decision-making process.

Whether you’re laying the groundwork for a new build or planning for extensive high-performance, energy-efficient retrofits, this list can help. Discover funding that can help you carry out a project that provides much-needed housing for Canadians, creates healthy, thriving communities, empowers local economies, and contributes to an affordable, sustainable future. 

Funders list

The information below links to programs external to FCM. While we strive to provide accurate information, FCM cannot ensure the accuracy of content hosted externally. For inquiries related to updates, changes, or relevant questions concerning the programs external to FCM, please reach out to us at gmfcapacity@fcm.ca.

Region

Grant Type

Region	Organization	Program	Stage(s)	Funding Type
AB	Alberta Real Estate Foundation Province-wide	Development Grants	Pre-construction	Grant
AB	Calgary Foundation Municipal region	Strategic Opportunity Grants	Operating Other	Grant
AB	City of Calgary Municipal region	Housing Incentive Program (HIP)	Pre-construction	Grant
AB	City of Edmonton Municipal region	Affordable Housing Investment Program (AHIP)	Capital	Grant
AB	Province of Alberta Province-wide	Affordable Housing Partnership Program (AHHP)	Pre-construction Capital	Grant Other
AB	Province of Alberta Province-wide	Capital Maintenance and Renewal Program	Capital	Grant
AB	Province of Alberta Province-wide Indigenous	Indigenous Housing Capital Program	Capital	Grant
Atlantic Region	Deep Retrofit Accelerator Initiative: ReCover Province-wide	Building Transformation Program	Pre-construction	Grant
BC	BC Housing Province-wide	Energy Efficiency Retrofit Program (EERP)	Capital	Grant
BC	BC Housing Province-wide	Capital Renewel Funding (CRF)	Capital	Grant
BC	BC Housing Province-wide	BC Builds	Pre-construction Capital	Repayable Loan
BC	BC Hydro Province-wide	BC Hydro's Custom Efficiency Program	Capital	Grant
BC	BC Hydro & CleanBC Province-wide	Social Housing Energy Savings Program	Pre-construction Capital	Grant
BC	City of Kelowna Municipal region	Development Incentives	Capital	Grant
BC	City of Victoria Municipal region	Housing Reserve Fund	Capital	Grant
BC	Fortis BC Province-wide	Rebates & offers for non-profit	Capital	Rebate
BC	Indigenous Services Canada (ISC) Province-wide Indigenous	Housing Support Program (HSP) in British Columbia	Capital	Grant
BC	Real Estate Foundation of BC (REFBC)	REFBC Grants	Operating Other	Grant
BC	Vancity Community Foundation (VCF) Province-wide	Vancity Affordable Community Housing Program	Pre-construction Capital	Repayable Loan
BC	Vancity Community Foundation (VCF) Province-wide	VCF community grants	Operating Other	Grant
Canada	Build Canada Homes (BCH) Nation-wide	Build Canada Homes (BCH)	Capital	Repayable Loan Grant
Canada	Canada Mortgage and Housing Corporation (CMHC) Nation-wide	MLI Select	Capital	Repayable Loan
Canada	Canada Mortgage and Housing Corporation (CMHC) Nation-wide Indigenous	Proposal Development Funding for First Nation Communities	Pre-construction	Repayable Loan
Canada	Canada Mortgage and Housing Corporation (CMHC) Nation-wide Indigenous	On-Reserve Non-Profit Housing Program (Section 95)	Capital	Repayable Loan Subsidy
Canada	Canada Mortgage and Housing Corporation (CMHC) Nation-wide Indigenous	On-Reserve Residential Rehabilitation Assistance Program (RRAP)	Capital	Grant
Canada	Canada Mortgage and Housing Corporation (CMHC) Nation-wide	Apartment Construction Loan Program (ACLP)	Capital	Repayable Loan
Canada	Canada Mortgage and Housing Corporation (CMHC) Nation-wide	Affordable Housing Innovation Fund	Pre-construction	Grant Repayable Loan
Canada	Canada Mortgage and Housing Corporation (CMHC) Nation-wide	Federal Lands Initiative	Capital	Grant Repayable Loan
Canada	Canadian Co-operative Investment Fund (CCIF) Nation-wide	Canadian Co-operative Investment Fund	Capital	Repayable Loan
Canada	Canadian Urban Institute Nation-wide	Climate Ready Infrastructure Service (CRIS)	Pre-construction	Other
Canada	Community Forward Fund (CFF) Nation-wide	Community Forward Fund	Capital	Repayable Loan
Canada	Community Housing Transformation Centre Nation-wide	Local Projects Grant	Pre-construction Capital	Grant
Canada	Community Housing Transformation Centre Nation-wide	Sector Transformation Fund – Sectoral Impact Projects	Pre-construction Capital	Grant
Canada	Cooperative Housing Federation (CHF) Nation-wide	Greener Co-op Microgrants	Other	Grant
Canada	Green Municipal Fund (GMF) of Federation of Canadian Municipalities (FCM) Nation-wide	Sustainable Affordable Housing	Pre-construction	Grant
Canada	Housing, Infrastructure and Communities Canada Nation-wide	Reaching Home	Capital	Grant
Canada	Peter Gilgan Foundation Nation-wide	Climate Change	Other	Grant
Canada	SOFIAC Nation-wide	Investing in Your Energy Efficiency Projects	Capital	Repayable Loan
Canada	Tapestry Community Capital Nation-wide	Raise capital	Capital	Other
Canada	Vancity Community Investment Bank Nation-wide	Vancity CIB	Capital	Repayable Loan
MB	Efficiency Manitoba Province-wide	Efficiency Manitoba Rebate Program	Capital	Rebate
MB	Province of Manitoba Province-wide	Housing Starts Here: Proposal Development Funding	Pre-construction	Repayable Loan
MB	Province of Manitoba Province-wide	Housing Starts Here: Capital Funding	Capital	Forgivable Loan
MB	Province of Manitoba Province-wide	Housing Starts Here: Rental Housing Construction Incentive	Operating Other	Other
NB	Kaleidoscope Social Impact Province-wide	BuildNB	Pre-construction Capital	Loan
NB	Province of New Brunswick Province-wide	Affordable Rental Housing Program	Capital	Forgivable Loan
NB	Province of New Brunswick Province-wide	Housing Development Incentive Program	Operating Other	Other
NB	Province of New Brunswick Province-wide	Rental Rehabilitation Assistance Program (RRAP)	Capital	Forgivable Loan
NB	Province of New Brunswick Province-wide	HST rebate on eligible purpose-built rental housing	Capital	Rebate
NB	Province of New Brunswick Province-wide	Shelter Enhancement Program	Capital	Forgivable Loan
NB	Save Energy NB Province-wide	Community Outreach Program	Capital	Rebate Other
NB	Save Energy NB Province-wide	Save Energy NB	Capital	Rebate
NL	Community Housing Transformation Centre Province-wide	Newfoundland and Labrador Community Housing Growth Fund	Pre-construction	Grant
NL	Take Charge! Province-wide	Take Charge!	Capital	Rebate
NS	Community Housing Transformation Centre Province-wide	Nova Scotia Community Housing Capital Fund	Capital	Grant
NS	Community Housing Transformation Centre Province-wide	Nova Scotia’s Community Housing Growth Fund (CHGF)	Pre-construction Capital	Grant
NS	Community Housing Transformation Centre Province-wide	Nova Scotia Black Community Housing Fund	Pre-construction	Grant
NS	Efficiency NS Province-wide	Affordable Multifamily Housing Program	Pre-construction	Rebate
NS	Efficiency NS Province-wide	Commercial New Construction	Pre-construction Capital	Rebate
NS	Government of Nova Scotia Province-wide	Community Housing Acquisition Program	Capital	Repayable Loan
NS	Government of Nova Scotia Province-wide	Affordable Housing Development Program	Capital	Grant
NS	Government of Nova Scotia Province-wide	Community Housing Infrastructure and Repair Program (CHIRP)	Capital	Forgivable Loan
NS	Government of Nova Scotia Province-wide	Nova Scotia - Your Energy Rebate	Capital	Rebate
NS	Halifax Foundation Halifax region	Grant Programs	Pre-construction Capital	Grant
NS	HCi3 Halifax region	Grant Program	Capital	Grant
NS	HCi3 Halifax region	Impact Investing	Capital	Repayable Loan
NS	Housing Nova Scotia Province-wide	Housing Repair Program	Capital	Grant
NS	Nova Scotia Federation of Municipalities (NSFM) Province-wide	Sustainable Communities Challenge Fund	Capital	Grant
NS	Student Housing Nova Scotia Province-wide	Developing Affordable Student Housing (DASH) Fund	Capital	Repayable Loan
NT	Arctic Energy Alliance Territory-wide	Rebates on Renewable Energy	Capital	Rebate
NT	Arctic Energy Alliance Territory-wide	Rebates on Energy-Efficient Products	Capital	Rebate
NT	Housing Northwest Territories Territory-wide	Shelter Enhancement Fund (SEF)	Capital	Forgivable Loan
NT	Housing Northwest Territories Territory-wide	Small Community Homelessness Fund	Operating Other	Grant
NT	United Way NWT Territory-wide	Community Investment Fund (CIF)	Operating Other	Grant
NT	Yellowknife Community Foundation Territory-wide	Yellowknife Community Fund	Pre-construction Capital	Grant
NU	Community Housing Transformation Centre Territory-wide	The Nunalingni Piruqpaalirut Fund	Pre-construction Capital	Grant
NU	Nunavut Housing Corporation Territory-wide	Supported Housing Capital Program	Capital	Forgivable Loan
NU	Nunavut Housing Corporation Territory-wide	Nunavut Affordable Housing Supply Incentive (NAHSI)	Capital	Forgivable Loan
ON	City of Hamilton Municipal region	Affordable Housing Development Project Stream	Pre-construction Capital	Forgivable Loan
ON	City of Hamilton Municipal region	Affordable Housing Acquisition Plan (AHAP)	Capital	Forgivable Loan
ON	City of Hamilton Municipal region	Housing Accelerator Fund Program Incentives	Pre-construction Capital	Grant Forgivable Loan
ON	City of Kitchener Municipal region	Affordable housing incentives	Pre-construction	Grant
ON	City of London Municipal region	Affordable Housing Development Programs	Pre-construction Capital	Forgivable Loan
ON	City of St. Catharines Municipal region	Housing Accelerator Funding	Pre-construction	Grant
ON	City of Toronto Municipal region	Home Energy Loan Program (HELP)	Capital	Repayable Loan
ON	City of Toronto Municipal region	Rental Housing Supply Program (RHSP): Community Housing Pre-Development Fund (CHPF)	Capital	Repayable Loan
ON	Enbridge Province-wide	Affordable Multi-Family Residential Program	Capital	Grant
ON	Enbridge Gas Province-wide	Savings by Design Affordable Housing	Pre-construction Capital	Grant
ON	Government of Ontario, managed by local service managers Province-wide	Canada-Ontario Community Housing Initiative (COCHI)	Pre-construction Capital	Forgivable Loan
ON	Government of Ontario, managed by local service managers Province-wide	Ontario Priorities Housing Initiative (OPHI)	Pre-construction Capital	Forgivable Loan
ON	Government of Ontario, managed by local service managers Province-wide	Canada-Ontario Housing Benefit (COHB)	Operating Other	Subsidy
ON	Hydro Ottawa Municipal region	Ottawa Retrofit Accelerator	Pre-construction	Grant
ON	Independent Electricity System Operator (IESO) Province-wide	Energy Affordability Program	Capital	Grant
ON	Independent Electricity System Operator (IESO) Province-wide	Retrofit Program	Capital	Grant
ON	Independent Electricity System Operator (IESO) Province-wide Indigenous	Save on Energy First Nations Community Building Retrofit Program (FNCBRP)	Pre-construction Capital	Grant
ON	Independent Electricity System Operator (IESO) Province-wide Indigenous	Save on Energy Remote First Nations Energy-Efficiency Program (RFNEEP)	Pre-construction Capital	Other
ON	Infrastructure Ontario Province-wide	Housing Providers – Affordable financing for capital investments	Capital	Repayable Loan
ON	Niagara Region Municipal region	New Purpose-Built Rental Housing Incentive	Capital	Grant
ON	Northumberland County Municipal region	Affordable Housing Grant Program	Capital	Forgivable Loan
ON	Region of Waterloo Municipal region	Incentives to Create Affordable Housing	Capital	Grant
ON	Region of Waterloo Municipal region	Property Tax Exemption Program	Operating Other	Grant
PE	Province of PEI Province-wide	Strategic Energy Solutions for Business, Commercial and Community Buildings	Pre-construction	Grant
PE	Province of PEI Province-wide	Affordable Housing Development Program	Capital	Forgivable Loan
PE	Province of PEI Province-wide	Residential Rental Efficiency Rebates	Capital	Rebate
PE	Province of PEI Province-wide	Energy Efficiency Information and Applications	Pre-construction Capital	Grant
QC	Association des groupes de ressources techniques du Québec (AGRTQ) Province-wide	Real Estate Investment Share Capital	Capital	Repayable Loan
QC	Énergir Province-wide	Energy efficiency grants	Capital	Grant
QC	Fédération des caisses Desjardins du Québec (FCDQ) Province-wide	Real Estate Financing Group	Capital	Repayable Loan
QC	Fondaction Province-wide	PRIMAccès Fonds de développement de la CSN pour la coopération et l’emploi	Capital	Repayable Loan
QC	FTQ Solidarity Fund Province-wide	FTQ Solidarity Real Estate Fund	Capital	Repayable Loan
QC	Government of Quebec Province-wide	Rénoclimat	Capital	Grant
QC	Government of Quebec Province-wide	Éconologis	Capital	Other
QC	Government of Quebec Province-wide	Programme Novoclimat pour les grands bâtiments multilogement	Capital	Grant
QC	Greater Montreal Climate Fund Municipal region	Greater Montreal Climate Fund	Pre-construction Capital	Repayable Loan
QC	Hydro-Québec Province-wide	LogisVert	Pre-construction Capital	Grant
QC	Société d'habitation du Québec (SHQ) Province-wide	Programme d’aide financière visant la préservation du parc immobilier communautaire (PPPIC)	Capital	Repayable Loan
QC	Société d'habitation du Québec (SHQ) Province-wide	Programme de financement en habitation (PFH)	Capital	Repayable Loan
QC	Société d'habitation du Québec (SHQ) Province-wide	Programme d’habitation abordable Québec (PHAQ)	Capital	Grant
QC	Société d'habitation du Québec (SHQ) Province-wide	Programme de rénovation des habitations à loyer modique (PRHLM)	Capital	Grant
QC	Société d'habitation du Québec (SHQ) Province-wide	Programme d'amélioration des maisons d'hébergement (PAMH-Rénovation)	Capital	Grant
QC	Société d'habitation du Québec (SHQ) Province-wide Indigenous	Home Ownership Program for Residents of the Kativik Region	Capital	Grant
QC	Ville de Longueuil Municipal region	Programme d’amélioration de l’isolation (PAI)	Capital	Grant
QC	Ville de Montreal Municipal region	Reno Affordable Housing	Pre-construction Capital	Grant Subsidy
QC	Ville de Montreal Municipal region	Financial support for social and affordable housing projects	Capital	Forgivable Loan
SK	City of Regina Municipal region	Housing Incentive Policy	Capital	Grant
SK	Saskatchewan Environmental Society Municipal region (Saskatoon and Regina)	Efficiency for Organizations	Other	Other
SK	Saskatchewan Housing Corporation Province-wide	Rental Development Program (RDP)	Capital	Forgivable Loan
SK	SaskPower Province-wide	Energy Efficiency Discounts	Capital	Grant
SK	SaskPower & SaskEnergy Province-wide	Commercial Energy Optimization Program	Pre-construction	Other
YT	Yukon Territory Territory-wide	Good Energy rebates	Capital	Rebate
YT	Yukon Territory Territory-wide	Developer Build Loan Program	Capital	Repayable Loan
YT	Yukon Territory Territory-wide	Housing Initiatives Fund	Pre-construction Capital	Grant
YT	Yukon Territory Territory-wide	Solar domestic hot-water heating systems	Capital	Rebate

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