Funders list for sustainable affordable housing
Learn about additional funding sources to support your next affordable housing project
SUSTAINABLE AFFORDABLE HOUSING
Last updated: July 2025
Building sustainable and affordable housing can be complex, particularly when it comes to financing. Many projects rely on external funding sources to implement energy-efficient retrofits or new builds. The following funder list is designed to streamline your search for financial sources at both provincial and national levels and serves as a strategic tool to simplify the decision-making process.
Whether you’re laying the groundwork for a new build or planning for extensive high-performance, energy-efficient retrofits, this list can help. Discover funding that can help you carry out a project that provides much-needed housing for Canadians, creates healthy, thriving communities, empowers local economies, and contributes to an affordable, sustainable future.
Funders list
The information below links to programs external to FCM. While we strive to provide accurate information, FCM cannot ensure the accuracy of content hosted externally. For inquiries related to updates, changes, or relevant questions concerning the programs external to FCM, please reach out to us at gmfcapacity@fcm.ca.
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Region | Organization | Program | Stage(s) | Funding Type |
AB | Alberta Real Estate Foundation | Plan | Grant | |
AB | Calgary Foundation | Plan | Grant | |
AB | City of Calgary Municipal region | Plan | Grant | |
AB | City of Edmonton Municipal region | Capital | Grant | |
AB | City of Edmonton Municipal region | Capital | Grant | |
AB | Province of Alberta Province-wide | Plan | Grant (Transfer or long-term lease of a government-owned asset) | |
| AB | Province of Alberta Province-wide | Capital | Grant (Funding to maintain and repair government-owned affordable housing units across the province) | |
| AB | Province of Alberta Province-wide | Capital | Grant | |
| Atlantic Region | Deep Retrofit Accelerator Initiative: ReCover | Study | Grant | |
BC | BC Housing Province-wide | Capital | Grant | |
BC | BC Housing Province-wide | Capital | Grant | |
BC | BC Housing Province-wide | Study | Loan | |
BC | BC Housing Province-wide | Capital | Grant | |
BC | BC Hydro | Capital | Grant | |
BC | BC Hydro & Fortis BC Province-wide | Study | Grant | |
| BC | BC Non-Profit Housing Association | Capital | Grant | |
BC | CleanBC | Plan | Grant | |
BC | CleanBC | Plan | Grant | |
BC | CleanBC | Plan/Study | Grant | |
BC | CleanBC | Capital | Rebate | |
BC | CleanBC | Plan | Grant | |
BC | Real Estate Foundation of BC | Plan | Grant | |
BC | Vancity Province-wide | Plan | Loan, Grant (Grants to help housing providers articulate the positive impact of a project; build capacity to deliver a project; develop a successful business plan; communicate the success and/or lessons learned.) | |
| BC | Vancity Members only | Plan Capital | Grant | |
| Canada | Canadian Co-operative Investment Fund (CCIF) | Capital | Loan | |
| Canada | Community Forward Fund (CFF) | Capital | Loan | |
| Canada | Community Housing Transformation Centre Nation-wide | Capital | Grant | |
Canada | Community Housing Transformation Centre Nation-wide | Study | Grant | |
Canada | Community Housing Transformation Centre Nation-wide | Pilot | Grant | |
Canada | Housing Partnership Canada (HPC) Nation-wide | Plan | Loans | |
Canada | Green Municipal Fund (GMF) of Federation of Canadian Municipalities (FCM) Nation-wide | Plan | Grants (Program currently paused) | |
Canada | Cooperative Housing Federation (CHF) Nation-wide | Study | Loans provided by credit institutions | |
Canada | Cooperative Housing Federation (CHF) Nation-wide | Green projects | Grant | |
Canada | CMHC | Affordable Housing Fund: New Construction – Community Housing Sub-Stream | CMHC | Plan | Grant (Supports the construction of shelters, transitional and supportive housing) |
Canada | CMHC | Affordable Housing Fund: New Construction – Rapid Housing Sub-Stream | CMHC | Plan | Grant (Supports the construction of shelters, transitional and supportive housing) |
| Canada | CMHC | Capital | Grant Loan | |
| Canada | CMHC | Capital | Mortgage insurance | |
| Canada | CMHC | Study | Loan | |
| Canada | CMHC | Capital | Subsidy Loan | |
| Canada | CMHC | On-Reserve Residential Rehabilitation Assistance Program (RRAP) | Capital | Grant |
| Canada | CMHC | Study | Grant (Limited to projects with an active or previously active eligible federally administered operating agreement) | |
Canada | CMHC | Plan | Grant | |
Canada | CMHC | Capital | Loans | |
Canada | CMHC | Plan | Grant | |
| Canada | CMHC | Capital | Grant Loan | |
Canada | CMHC | Plan | Loans | |
Canada | CMHC | Plan | Loan | |
| Canada | Housing, Infrastructure and Communities Canada | Capital | Grant | |
Canada | Peter Gilgan Foundation | Low-Emission & Renewable Technologies | Grant | |
| Canada | SOFIAC | Capital | Loan (Retrofit funding paid back by energy savings) | |
| Canada | Tapestry Community Capital | Capital | Community bond | |
| Canada | Vancity Community Investment Bank | Capital | Loan | |
MB | Efficiency Manitoba | Capital | Rebate | |
| MB | Province of Manitoba Province-wide | Plan Study Capital | Grant Loan | |
| NB | Kaleidoscope Social Impact Province-wide | Study Capital | Loan | |
| NB | Province of New Brunswick Province-wide | Capital | Forgivable Loan | |
NB | Province of New Brunswick Province-wide | Rental Rehabilitation Assistance Program and Rental Conversion Program | Capital | Forgivable Loan |
NB | Province of New Brunswick Province-wide | Capital | Forgivable Loan | |
NB | NB Power Province-wide | Capital | Energy Savings Kits and rebate programs | |
| NB | Save Energy NB | Capital | Rebate | |
| NL | Community Housing Transformation Centre Province-wide | Plan Study | Grant | |
NL | Newfoundland and Labrador Housing Corporation (NLHC) | Capital | Grant | |
NL | Newfoundland and Labrador Housing Corporation (NLHC) | Home Energy Savings Program (HESP) - Newfoundland and Labrador Housing Corporation | Capital | Grant |
| NL | NL Department of Industry, Energy and Technology | Capacity Building | Grant | |
| NL | Take Charge! | Capital | Rebate | |
NS | Community Housing Transformation Centre | Capital | Grant | |
NS | Community Housing Transformation Centre | Plan | Grant | |
| NS | Efficiency NS Province-wide | Study Capital | Rebate | |
NS | Government of Nova Scotia Province-wide | Capital | Loan | |
NS | Government of Nova Scotia Province-wide | Capital | Forgivable Loan | |
NS | Government of Nova Scotia Province-wide | Capital | Grant | |
NS | Government of Nova Scotia Province-wide | Capital | Rebate | |
| NS | Halifax Regional Municipality Municipal region | Capital | Grant | |
| NS | HCi3 Halifax region | Capital | Grant | |
| NS | HCi3 Halifax region | Capital | Loan | |
NS | Housing Nova Scotia Province-wide | Capital | Grant | |
NS | Efficiency NS Province-wide | Study | Rebates | |
NS | Halifax Foundation Halifax region | Plan | Grant | |
| NS | Student Housing Nova Scotia | Capital | Loan | |
| NT | NWT Housing Corporation | Capital | Forgivable Loan | |
NT | Yellowknife Community Foundation | Plan | Grant | |
NT | Arctic Energy Alliance Province-wide | Capital | Rebate | |
NT | Arctic Energy Alliance Province-wide | Capital | Rebate | |
NU | Community Housing Transformation Centre | Plan | Grant | |
| NU | Nunavut Housing Corporation Territory-wide | Capital | Forgivable Loan | |
ON | City of Toronto Municipal region | capital | Loan | |
ON | Enbridge Gas Province-wide | capital | Grant | |
ON | IESO Province-wide | Capital | Grant | |
ON | IESO Province-wide | Capital | Grant | |
| ON | Infrastructure Ontario Province-wide | Housing Providers – Affordable financing for capital investments | Capital | Loan |
ON | Enbridge Province-wide | Capital | Grant | |
ON | Hydro Ottawa Municipal region | Study | Grant | |
| ON | Region of Waterlo Municipal region | Capital | Grant | |
PE | Province of PEI Province-wide | capital | Rebate | |
PE | Province of PEI Province-wide | Capital | Forgivable Loan | |
| PE | Province of PEI, Net Zero Office | Capital | Rebate Loan Free Programs | |
PE | PEI, CMHA Province-wide | Study | Grant | |
PE | Province of PEI Province-wide | Capital | Rebate | |
| QC | Association des groupes de ressources techniques du Québec (AGRTQ) | Capital | Loan | |
QC | Hydro-Québec Province-wide | capital | Grant | |
QC | Hydro Quebec & Société d'habitation Quebec Province-wide | Capital | Grant/rebate | |
QC | Transition énergétique Quebec Province-wide | Capital | Grant | |
QC | Transition énergétique Quebec (TEQ) Province-wide | Capital | Grant/Service | |
QC | Énergir Province-wide | Capital | Grant | |
QC | Énergir Province-wide | Capital | Grant | |
| QC | Greater Montreal Climate Fund | Plan Study Capital | Loan | |
QC | Victoriaville Municipal-wide | Victoriaville Habitation Durable | Plan | Grant |
| QC | Ville de Longueuil Municipal region | Capital | Grant | |
QC | Ville de Saguenay Municipal region | Capital | Rebates | |
QC | Société d'habitation du Québec | Programme d’aide financière visant la préservation du parc immobilier communautaire (PPPIC) | Capital | Loan |
QC | Société d'habitation du Québec | Capital | Loan | |
QC | Société d'habitation du Québec | Capital | Grant | |
QC | Ville de Rivière-du-Loup | Study | Grants | |
QC | Ville de Montreal | Study | Grant | |
QC | Société d'habitation du Québec | Capital | Grant | |
QC | Société d'habitation du Québec | Capital | Grant | |
QC | Société d'habitation du Québec | Capital | Grant | |
SK | City of Regina Municipal region | Capital | Grant | |
| SK | Saskatchewan Environmental Society Saskatoon and Regina regions | Level 1 Energy Audit | No Cost | |
| SK | Saskatchewan Housing Corporation Province-wide | Capital | Forgivable Loan | |
YT | Yukon Territory Territory-wide | Capital | Rebate | |
YT | Yukon Territory Territory-wide | Capital | Loan | |
YT | Yukon Territory Territory-wide | Plan Study Capital | Grant | |
YT | Yukon Territory Territory-wide | Capital | Rebate | |
YT | Yukon Territory Territory-wide | Capital | Rebate |
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