Last updated: October 2023 

Building sustainable and affordable housing can be complex, particularly when it comes to financing. Many projects rely on external funding sources to implement energy-efficient retrofits or new builds. The following funder list is designed to streamline your search for financial sources at both provincial and national levels and serves as a strategic tool to simplify the decision-making process. Whether you’re laying the groundwork for a new build or planning for extensive high-performance, energy efficient retrofits, this list includes additional funding resources that are aligned with GMF's Sustainable Affordable Housing (SAH) initiative. 

Discover funding that not only fuels your project but also contributes to a future where sustainability and affordability coexist. 

Funders list

The information below links to programs external to FCM. While we strive to provide accurate information, FCM cannot ensure the accuracy of content hosted externally. For inquiries related to updates, changes, or relevant questions concerning the programs external to FCM, please reach out to us at gmfcapacity@fcm.ca

                                                                                                                                                                                                                                                                              

Region 

Organization 

Funding Program 

Alignment with SAH 

Grant/Loan 

AB 

Province of Alberta, 
Province-wide 

Affordable Housing Partnership Program 

Plan 
Capital 
 
Stackable 

Grant 


Land or buildings 


Transfer or long-term lease of a government-owned asset 

AB 

City of Edmonton, 
Municipal Region 

Affordable Housing Investment Program 

Capital 
 
Stackable 

Grant 

AB 

City of Edmonton, 
Municipal Region 

Affordable Housing Tax Grant 

Capital 
 
Stackable 

Grant 

AB 

City of Calgary, 
Municipal Region 

Housing Incentive Program (HIP) 

Plan 
Study 
 
Stackable 
(Co-requirement, groups must apply to CMHC for seed funding first) 

Grant, rebate 

AB 

Alberta Real Estate Foundation 

Development Grants 

Plan 
Capital 
 
Stackable 

Grant 

AB 

Calgary Foundation 

Strategic Opportunity Grants 

Plan 
Study 
Pilot 

Grant 

BC 

BC Hydro & Fortis BC 
Province-wide 

Social housing retrofit support program 

Study 
Capital 
 
Stackable 

Grant, rebate 

BC 

BC Housing 
Province-wide 

Building BC Community Housing Fund Program 

Study 
Capital 
 
Stackable 

Loan 
Grant 

BC 

BC Housing 
Province-wide 

Building BC Indigenous Housing Fund Program 

Study 
Capital 
 
Stackable 

Loan 
Grant 

BC 

BC Housing 
Province-wide 

Building BC Women's Transition Housing Fund 

Study 
Capital 
 
Stackable 

Loan 
Grant 

BC 

BC Housing 
Province-wide 

Building BC Supportive Housing Fund Program 

Study 
Capital 
 
Stackable 

Loan 
Grant 

BC 

BC Housing 
Province-wide 

Community Housing Fund 

 
Capital 
 
Stackable 

 
Grant 

BC 

BC Housing 
Province-wide 

Canada - British Columbia Housing Benefit Program (CBCHB) 

Capital 

Grant 

BC 

Vancity cooperative 
Province-wide 

Vancity: Impact Investing 

Plan 
Study 
Capital 
 
Stackable 

Loan, Grant (Grants to help housing providers articulate the positive impact of a project; build capacity to deliver a project; develop a successful business plan; communicate the success and/or lessons learned.) 

BC 

Real Estate Foundation of BC 

REFBC Grants 

Plan 
Capital 
 
Stackable 

Grant 

Canada 

Community Housing Transformation Centre, 
Nation-wide 

Local Projects Grant 

Study 
Capital 
 
Stackable 

Grant 

Canada 

Community Housing Transformation Centre, 
Nation-wide 

Sectoral Impact Projects Grants 

Pilot 
Study 
Capital 
 
Stackable 

Grant 

Canada 

Community Housing Transformation Centre, 
Nation-wide 

Nova Scotia’s Community Housing Growth Fund (CHGF) 

Plan 
Study 
Capital 
Stackable 

Grant 

Canada 

Community Housing Transformation Centre, 
Nation-wide 

The Nunalingni Piruqpaalirut Fund 

Plan 
Study 
Capital 
Stackable 

Grant 

Canada 

Housing Partnership Canada (HPC), 
Nation-wide 

Housing Investment Corporation (Hi-C) 

Plan 
Study 
Capital 
 
Stackable 

Loans 

Canada 

Green Municipal Fund (GMF) of Federation of Canadian Municipalities (FCM), 
Nation-wide 

Sustainable Affordable Housing  

Plan 
Study 
Pilot projects 
Retrofit capital projects 
New-build capital projects 
 
Stackable 

Grants, loans 

Canada 

Cooperative Housing Federation (CHF), 
Nation-wide 

Co-operative Housing Federation of Canada Financing 

Study 
 
Stackable 

Loans provided by credit institutions 

Canada 

CMHC 

National Housing Co-Investment Fund: New Construction 

Plan 
Study 
Capital 
Stackable 

Grant 
Loans 

Canada 

CMHC 

National Housing Co-Investment Fund: Renovation 

Plan 
Study 
Capital 
Stackable 

Grant 
Loans 

Canada 

CMHC 

Rental Construction Financing Initiative 

Capital 
 
Stackable 

Loans 

Canada 

CMHC 

Affordable Housing Innovation Fund 

Plan 
Study 
 
Stackable 

Grant 
Loans 

Canada 

CMHC 

Seed Funding program 

Plan 
 
Stackable 

Loans 

Canada 

CMHC 

Community-Based Tenant Initiative 

Plan 
Study 

Grants 

Canada 

CMHC 

NHS Demonstrations Initiative 

Pilots 

Grant 
Loans 

MB 

The Winnipeg Foundation 
City-wide 

Major Capital Grants 

Plan 
Study 
Capital 

Grant 

NB 

NB Ministry of Social Development, 
Province-wide 

Shelter Enhancement Program  

Capital 
 
Stackable 

Forgivable Loan 

NB 

NB Power, 
Province-wide 

Community Outreach Program  

Capital 
 
Stackable 

Energy Efficiency Kits 

NL 

City of St John's, 
Municipal Region 

Housing Catalyst Fund 

Capital 
 
Stackable 

Grant 

NL 

The Governments of Canada and Newfoundland and Labrador 
Province-wide 

Provincial Housing and Homelessness Partnership Fund 

Capital 
 
Stackable 

Grant 

NS 

Housing Nova Scotia, 
Province-wide 

Rental Residential Rehabilitation Assistance Program 

Capital 
 
Stackable 

Grant 

NS 

Efficiency NS, 
Province-wide 

SolarHomes 

Study 

Rebate 

NS 

Efficiency NS, 
Province-wide 

 
Affordable Multifamily Housing Program 

Study 

Rebates 

NS 

Halifax Foundation 

Grant Programs 

Plan 
Study 
Capital 
 
Stackable 

Grant 

NWT 

Yellowknife Community Foundation 

Community Impact Fund 

Plan 
Study 
Capital 
Stackable 

Grant 

ON 

IESO, 
Province-wide 

Retrofit Program 

Capital 
 
Stackable 

Grant 

ON 

Enbridge 
Province-wide 

Affordable Multi-Family Residential Program 

Capital 
 
Stackable 

Grant 

PEI 

Province of PEI 
Province-wide 

Affordable Housing Development Program 

Capital 
 
Stackable 

Forgivable Loan 

PEI 

PEI, CMHA 
Province-wide 

Community Housing Fund, Canadian Mental Health Association 

Study 
 
Stackable 

Grant 

PE 

Province of PEI 
Province-wide 

Solar Electric Rebate Program 

Capital 
 
Stackable 

Rebate 

QC 

Hydro Quebec & Société d'habitation Quebec 
Province-wide 

Rénovation énergétique pour les ménages à faible revenu  

Capital 
 
Stackable 

Grant/rebate 

QC 

Transition énergétique Quebec 
Province-wide 

Rénoclimat 

Capital 
 
Stackable 

Grant 

QC 

Transition énergétique Quebec (TEQ) 
Province-wide 

Éconologis 

Capital 
 
Stackable 

Grant/Service 

QC 

Energir 
Province-wide 

Energy efficiency grants 

Capital 
 
Stackable 

Grant 

QC 

Victoriaville 
Municipal-wide 

Victoriaville Habitation Durable 

Plan 
Study 
Capital 
 
Stackable 

Grant 
 
Subsidies 

QC 

Victoriaville 
Municipal-wide 

Programme de subventions rénovation écogestes 

Capital 
 
Stackable 

Grant 

QC 

Ville de Saguenay 

Home renovation program 

Capital 

Rebates 

QC 

Societe d'habitation Quebec 

Quebec Renovation Program 

Capital 
 
Stackable 

Grant 

QC 

Ville de Riviere du Loup 

Heritage Restoration Program 

Study 
Capital 

Grants 

QC 

Ville de Montreal 

Reno Affordable Housing 

Study 
Capital 
 
Stackable 

Grant 
 
Subsidies 

QC 

Ville de Laval 
Municipal Region 

Heritage Building Revitalization Program 

Study 
Capital 

Grants 

QC 

Ville de Laval 
Municipal Region 

Oil Heating System Replacement  

Capital 
 
Stackable 

Grant 

SK 

City of Saskatoon 
Municipal Region 

Affordable Housing Reserve 

Study 
 
Capital 

Grant 
Tax Abatements 

SK 

City of Regina 
Municipal Region 

Housing Incentive Policy 

Capital 
 
Stackable 

Grant 

YT 

Yukon Territory  
Territory-wide 

Good Energy rebates 

Capital 
 
Stackable 

Rebate 

YT 

Yukon Territory  
Territory-wide 

Developer Build Loan Program 

Capital 
 
Stackable 

Loan 

QC 

Socitété d'habitation du Québec 
Province-wide 

Home Ownership Program for Residents of the Kativik Region 

Capital 
 
Stackable 

Grant 

PEI 

Energy Efficiency Equipement Rebates 

efficiencyPEI 

capital 

Rebate 

NS 

Government of Nova Scotia 
Province-wide 

Nova Scotia - Your Energy Rebate 

capital 
 
Stackable 

Rebate 

QC 

Hydro-Québec 
Province-wide 

LogisVert 

capital 
Study 
Stackable 

Grant 

QC 

Énergir 
Province-wide 

Supplement for low-income households 

Capital 

Grant 

ON 

City of Toronto 
City-wide 

Home Energy Loan Program (HELP) 

capital 
 
Stackable 

Loan 

ON 

Enbridge Gas 
Province-wide 

Savings by Design Affordable Housing 

capital 
study 
Stackable 

Grant 

YT 

Yukon Territory  
Territory-wide 

Solar domestic hot-water heating systems 

Capital 
 
Stackable 

Rebate 

YT 

Yukon Territory  
Territory-wide 

Renewable energy systems 

Capital 

Rebate 

NT 

Arctic Energy Alliance 
Province-wide 

Rebates on Energy-Efficient Home Improvements 

Capital 
 
Stackable 

Rebate 

NT 

Arctic Energy Alliance 
Province-wide 

Rebates on Energy-Efficient Products 

Capital 
 
Stackable 

Rebate 

CA 

Canada Mortgage and Housing Corporation 

Canada Greener Affordable Housing 

Plan 
Study 
Capital 
 
Stackable 

Loan 

QC 

Société d'habitation du Québec 

Programme de rénovation des habitations à loyer modique 

Capital 

Grant 

BC 

BC Hydro 

BC Hydro's Custom Efficiency Program 

Capital, Stackable 

Grant 

BC 

CleanBC 

Social Housing Incentives Program (SHIP) 

Planning/Sudy, capital, stackable 

Grant 

BC 

CleanBC 

CleanBC Custom Program (retrofits) 

Planning/Sudy, capital, stackable 

Grant 

BC 

CleanBC 

CleanBC Commercial New Construction Program 

Planning/Sudy, capital, stackable 

Grant 

BC 

BC Housing 

Energy Efficiency Retrofit Program (EERP) 

Capital, Stackable 

Grant 

BC 

BC Housing 

Capital Renewel Funding (CRF) 

Capital, Stackable 

Grant 

BC 

CleanBC 

CleanBC Income Qualified Program 

Capital, Stackable 

Grant 

BC 

CleanBC 

CleanBC Custom Lite Program (retrofits) 

Planning/Sudy, capital, stackable 

Grant