Solid waste management in Canadian municipalities: A snapshotExpanding responsibility for producers to include the post-consumer stage of their products is a key solution for financial and environmental sustainability in the waste sector. That’s one finding of this Green Municipal Fund (GMF) report highlighting waste sector trends, key factors affecting municipalities’ ability to drive change, and best practices with economic, social and environmental benefits.

This snapshot focuses on practices that fall into four categories:

  • circular economy approaches
  • new technologies
  • integrated solid waste programming
  • mandatory and economic instruments

The City of Beaconsfield, QC provides an example of the last category. They piloted a highly successful pay-as-you-throw (PAYT) waste collection system that allows people to choose a smaller bin or less frequent pick-up and save money in the process. The results: 50 percent less landfill waste and cost savings of 40 percent to the municipality.

In addition to the emphasis on extended producer responsibility (EPR), the report draws several other conclusions, including:

  • Global partnerships among large municipalities will continue to drive change.
  • Organics diversion is becoming more mainstream and has the potential for significant emission reductions.
  • Public awareness and targeted education in the industrial, commercial and institutional (ICI) sector can facilitate success with new projects.

Find more details, examples and conclusions in the report.

About the Green Municipal Fund

The Green Municipal Fund is a $1 billion program, delivered by the Federation of Canadian Municipalities and funded by the Government of Canada. Through its unique mix of training, resources and funding, GMF fuels local initiatives that build better lives for millions of Canadians while tackling pressing environmental and climate challenges.

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Whether your municipality is starting to develop an urban forestry plan or looking to strengthen existing projects, this Biodiversity strategies for resilient urban forests webinar will help you integrate biodiversity-focused practices into your work that improve the resilience of your urban forests and enhance the well-being of your community.    

Watching this webinar will help you:  

  • Discover the benefits of planting diverse native species for urban forest health and climate resilience.  
  • Understand the connections between urban forestry plans and projects and broader biodiversity and ecosystem health goals.  
  • Explore real examples of restoration-focused tree planting projects.  
  • Learn how to integrate these principles and practices in your urban forestry plans and projects.    

Speakers:  

  • Kate Landry, Senior Manager, Community Action, WWF-Canada  
  • Keanen Jewett, Aboriculture Foreman, City of Fredericton  
  • Sharon MacGougan, President, Garden City Conservation Society

This webinar is well suited for Canadian communities of all sizes, including:

  • Municipal staff working in urban forestry, climate adaptation, environment, urban planning, community development, or parks and recreation.
  • Staff from small and mid-sized municipalities, or those without dedicated urban forestry or environment teams.
  • Municipal partners such as local organizations, NGOs, and community groups involved in tree planting or ecological restoration.
  • Elected officials and municipal decision-makers interested in enhancing community resilience and biodiversity.
  • Environmental consultants and practitioners supporting municipalities in developing or implementing urban forestry plans and projects. 

Watch the webinar


This webinar was offered jointly with WWF Canada through the Growing Canada's Community Canopies (GCCC) initiative. GCCC learning opportunities are delivered in partnership through FCM's Green Municipal Fund by the Federation of Canadian Municipalities and Tree Canada and funded by the Government of Canada.   

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Are you looking for advice on how to develop a local community efficiency financing initiative? These initiatives help remove barriers to home energy upgrades while lowering energy bills, improving comfort for homeowners and delivering economic, social and environmental benefits for your community.

Join us at 2 p.m. ET on Thursday, January 15, for our webinar, How to Accelerate Local Home Energy Upgrades. You’ll hear from sector experts on how to overcome common challenges, including tools and tactics you can use in your municipality.

In this webinar, you’ll learn:

  • About inspiring Community Efficiency Financing (CEF) success stories from across Canada
  • The benefits of local community financing initiatives
  • Best practices and recommendations for developing your own financing initiatives

Speakers:

  • Shannon Giebelhaus, Program Lead, Contractor Management, Sustainability Services, Alberta Municipalities
  • Soren Christianson, Project Manager, Climate Leadership, Better Homes Kingston
  • Caley Halcro, Project Manager, Sustainability Division, City of Saskatoon’s Home Energy Loan Program

Sign up today
 

Does your community want to ensure that its trees thrive over the long term? This factsheet explains why tree monitoring is an essential part of your planting project, and how to set up an effective monitoring program. Learn about the expertise, tools and technology that you’ll need to collect accurate data to inform tree maintenance. 

 Overview and vision Why monitoring trees matters for project success

Planting trees provides many benefits to communities, from cooling neighbourhood streets to restoring habitat and enhancing biodiversity. However, planting trees alone is not enough to ensure these benefits. Trees planted in urban areas face many challenges to their long-term health and survival, including drought, vandalism, pests and disease. While the first few years after planting are often the most critical, consistent monitoring even after trees are established is essential.

To ensure that your tree planting project is successful and to protect your investment of time and resources, it’s important to monitor both the trees and the areas where they have been planted. A structured monitoring program informs tree maintenance practices, ensuring that your community’s trees receive the care they need to thrive over time.

Icon_dig_0.png How monitoring guides tree maintenance

Effective monitoring helps detect signs of stress, such as premature leaf drop, yellowing leaves (called chlorosis) or damage to leaves and stems. These symptoms can be caused by different factors, including pests, disease, drought and nutrient deficiencies in soil.  

Monitoring also helps spot structural problems that can make a tree unstable or cause it to fail as it matures if they are not addressed. These issues include leaning trunks, uneven growth, weak branch attachments or girdling roots (roots that wrap around the trunk).  

Identifying stress or structural problems early can help you adjust your maintenance strategies and plan targeted interventions. Actions like corrective pruning, watering, soil amendments, staking adjustments or root collar excavations can improve tree health and reduce the risk of long-term issues. For example, if a young tree is leaning, staking can be introduced or adjusted during routine maintenance to help straighten it.

In cases where trees do not survive, monitoring gives you a consistent record of tree health, structural conditions and maintenance activities. This information can provide valuable insights into what went wrong, helping you adapt future planting strategies to improve survival rates and maximize the impact of your tree planting projects. 

Icon_dig_0.png How to set up a monitoring program

 Assign responsibility for monitoring

Tree monitoring responsibilities should be clearly assigned during the planning phase of a project and matched with the skillsets of those tasked with monitoring activities. Technical professionals like foresters, ecologists and arborists are best suited for more specialized tasks, like measuring multiple growth and health indicators, assessing tree structure and risk, and deciding what interventions are needed when issues are identified. If your municipality does not have this expertise in-house, consider seeking consultant services or partnering with a local university or research team.

Community groups and individuals can also play an important role in monitoring if they are given adequate training. Community members are often invested in the success of tree planting projects. They are closest to the site and can observe problems the earliest. With simple training and tools like mobile tree inventory apps, calipers, long measuring tape, and diameter at breast height (DBH) tape, they can track survival rates, detect early signs of stress, measure tree growth, and report issues like pest outbreaks, vandalism or animal damage.

Combining professional expertise with community engagement and accessible tools makes tree monitoring more sustainable and effective. 

Case study: Forest Health Ambassador Program 

Since 2014, the Town of Oakville, Ontario, has partnered with private consulting firm Bioforest to train local volunteers to identify signs and symptoms of invasive pests through the Forest Health Ambassador Program. Volunteers receive targeted training to monitor trees for infestations of emerald ash borer, spongy moth and Asian long-horned beetle, species that pose serious threats to urban forests with significant budgetary and management implications.

This low-cost program leverages community interest in urban forest stewardship, significantly expanding the town's monitoring capacity beyond what the municipal budget would typically allow. It serves as a strong example of how community members can be meaningfully engaged in long-term urban forest health monitoring to support early pest detection and timely intervention.

Create monitoring schedules  

Establishing an appropriate schedule is key to effective monitoring. The frequency of monitoring should balance your project’s goals, resources and the life stage(s) of the trees.  

  • Early monitoring: Trees are most vulnerable in the first three to five years after planting, so more frequent monitoring of young trees is recommended. This might include checks every one to two months after planting to quickly identify and address issues.

    If the same individuals or teams are responsible for both early maintenance tasks (like watering, mulching, pruning or weeding) and monitoring, it can be efficient to carry out these activities concurrently where monitoring dates line up.

  • Ongoing monitoring: After the initial establishment phase, monitoring can take place less often. Annual visits are often enough to track the long-term growth, health and structure of planted trees, although this can be done less often if trees are tracked in a regularly updated inventory (e.g., every five to ten years). For trees on public lands, consider setting up online reporting portals or phone lines for residents to report concerns. If you are setting up a community-based monitoring program, residents can also upload the data they collect about the trees.
  • Environmental monitoring: Apart from the trees themselves, it is important to monitor site conditions and check for invasive species at least once per year, ideally during the growing season or after significant weather events.
  • Adaptive scheduling: Monitoring plans should remain flexible. If unexpected problems arise, such as widespread mortality or the discovery of a particular pest or disease, you may need to monitor planting sites more frequently.

Your monitoring schedule should consider resource availability, including personnel, equipment and funding. More frequent monitoring can provide richer data but it requires greater investment. A well-planned monitoring schedule supports timely interventions and provides the data needed to evaluate project success and inform future plantings.

Decide how monitoring data will be recorded

Tree monitoring data can be recorded using either online forms and digital tools, such as mobile apps, or paper-based methods like printed forms and manual data entry.

Recording data digitally offers several advantages, particularly for capturing accurate location data when GPS or satellite mapping is available. Digital tools also streamline data storage, analysis and sharing. However, they require access to smartphones or tablets, which may be cost-prohibitive or impractical in some contexts.  

Paper forms are a reliable alternative to digitally recording data. After data is collected on paper forms, it can later be entered into a digital spreadsheet or database to allow for easier analysis and long-term storage.  

The method you choose should balance cost, available equipment, user familiarity and the scale of the inventory. Selecting a method that fits your team’s capacity and project scale will help ensure that monitoring is consistent, accurate and sustainable.  

Technologies and tools used for data collection and analysis may include satellite imagery, aerial imagery and light detection and ranging (LiDAR), which provide visual representations of the planting sites. Geographic information system (GIS) software can then be used to capture, store, manage and analyze the resulting data.  

For more information on using tools to collect and analyze data, review our factsheet on urban forestry technology and tools

Create your monitoring baseline

Collecting baseline information about your newly planted trees is a critical step in managing them over the long term. Ideally, this information should be integrated into a comprehensive inventory of your municipality’s trees (or form the start of an inventory). An inventory provides a centralized record of what was planted where and how well each tree is growing over time. This supports consistent monitoring, maintenance and planning.

At a minimum, a best practice is to record the following information for each tree:

  • location (GPS coordinates or map reference)

  • planting site type (e.g., street, park or private)

  • species and cultivar (or genus, if more feasible)

  • health status

  • land use type (e.g., urban, forest, open space, industrial)

  • diameter at breast height (or at one foot, depending on tree size)

  • date of recording

  • a unique tree identifier 

This baseline data forms the foundation for all future monitoring. Over time, you can add and update information, such as the following:

  • health status observations

  • structural observations

  • growth

  • maintenance actions (watering, pruning, staking, etc.)

  • survival/mortality status

Tracking this information over time allows you to identify trends, evaluate planting success and quickly detect areas or species that may require more attention. 

Recording every individual tree may be impractical for large-scale restoration projects that involve mass plantings. In these cases, you can use sample plots to inventory and monitor select trees on your site, then extrapolate that data to the entire site. This will generate a representative picture of the planting’s performance while still collecting detailed inventory data for selected sample trees. You can also track site-level characteristics (e.g., soil quality, ground cover and canopy cover) and metrics related to the goals of the restoration project (e.g., land area restored, carbon sequestered, presence of wildlife, etc.). Although these indicators go beyond tree monitoring, they are essential for assessing the overall success and ecological impact of restoration efforts.

Quality control in tree monitoring

To maintain accurate and consistent data over time, make sure to build quality control into your monitoring plan. This includes deciding when data will be reviewed and who is responsible for verifying measurements.
A common method is to randomly select five to ten percent of trees for remeasurement by a trained supervisor or second observer. This helps identify inconsistencies and improves data reliability for both professional and volunteer observations. Any issues can be addressed through refresher training or protocol updates.
When inventories are conducted by trained tree care professionals, identifying trees to the species or cultivar level is ideal. However, when community groups are leading the inventory, it may be more practical to identify trees to the genus level to maintain accuracy.

Photographs are another valuable quality control tool. Taking clear, consistent photos of individual trees allows teams to verify observations and validate assessments remotely.
Monitor for tree health, structure, mortality and site conditions

Once baseline inventory data has been collected, regular monitoring can begin. Tree monitoring should evolve over time, reflecting a tree’s development stage, the surrounding site conditions and the goals of your project. Health, structure, mortality and environmental factors are core indicators to monitor throughout a tree’s life, but the methods used, frequency of monitoring and level of detail will depend on tree age and project type.

All maintenance activities completed should also be documented, ideally in your tree inventory. This record-keeping supports ongoing monitoring, clarifies a tree’s maintenance history and informs future asset management planning.

Icon_dig_0.png Monitoring newly planted trees

Tree health

Early tree health monitoring (up to three years after planting) will focus on survival and establishment. Monitoring indicators that reflect how well a tree is adapting to its new environment is key. This may include monitoring overall vigour, chlorosis, leaf or needle loss, shoot growth, and signs of disease or animal damage. These indicators can reveal issues such as water stress, nutrient deficiencies or pests, which can be addressed by more frequent watering and other maintenance activities. 

Tree structure

Monitoring structural development is also key during the establishment phase, as early intervention can prevent costly or hazardous issues later in a tree’s life. Structural indicators to look for include trunk lean, co-dominant stems, poor branch attachment, mechanical damage from stakes or animals, and root girdling. Addressing these early through pruning, staking adjustments or installing protective fencing can set trees on a path to long-term stability and health.

Tree mortality

Tracking mortality is especially important during the establishment period to evaluate project success or progress toward survivorship goals, such as achieving 80 percent survival three years after planting. Regularly recording which trees have survived provides valuable insight into planting methods, species performance and potential site challenges. When mortality is high, monitoring data can help identify the causes, such as drought, pests, vandalism or improper planting techniques. Doing so will inform both corrective maintenance actions and long-term planning.

Planning for replanting

Some tree loss is inevitable in a tree planting project, whether due to natural causes, disease or poor planting methods. Be sure to include some replanting in your project plan. Establish criteria for when a replacement is needed and how it will be carried out. This ensures that tree canopy goals and long-term project outcomes can be sustained even as conditions change.

Icon_dig_0.png Site conditions

In urban or high-traffic areas, environmental stressors like soil compaction, drought, vandalism and invasive vegetation can significantly affect trees. These observations can help explain poor health or high mortality and then guide targeted interventions. If the cause of stress is not obvious, it may be due to soil pollution (e.g., salt contamination) or nutrient levels. If this is suspected, it can be useful to conduct laboratory testing to determine the cause of the problem.

For restoration or afforestation projects, soil testing and monitoring for invasive vegetation is especially important as goals often include improving degraded soils, managing erosion and re-establishing native plant communities.

Icon_dig_0.png Monitoring established trees

After three to five years, trees are typically considered to be established. While they require less frequent care than young trees, regular monitoring—perhaps integrated into a larger municipal or site inventory—is recommended for long-term health and safety. At this stage, the focus shifts from monitoring survival to looking at growth, signs of chronic stress, structural issues and the presence of pests or disease. 

  • Health monitoring can include observations of overall crown vigour, dieback, canopy density and growth, leaf colour, DBH, height and signs of pests or disease. These indicators help detect early decline and inform proactive care.
     
  • Structural assessments become more important as trees grow larger and pose greater risks. Look for weak branch unions, deadwood, cracks or decay—especially in high-traffic areas where safety is a concern. Any serious structural concerns should be evaluated and fixed by trained professionals.
     
  • Site conditions continue to influence tree performance and should be monitored regularly. Soil compaction, root disturbance, storm damage, vandalism, and changes in drainage or to nearby infrastructure can all cause long-term stress. Recording these conditions helps explain tree health trends and target maintenance more effectively.
     
  • Although mortality is less common, tracking tree loss remains important to identify larger patterns or site-related issues. Decline or unexpected deaths may indicate deeper problems like soil compaction, pollution or poor species–site matches.
Case study: A citizen science protocol for monitoring mini-forests
  
The University of British Columbia, in partnership with Green Communities Canada, has created a citizen science protocol for monitoring community-led mini-forest projects in British Columbia’s Fraser Estuary. The protocol provides instructions for community volunteers to monitor five major areas: tree health and growth, flood management, soil health, biodiversity and human interaction.   
The protocol was created after conducting a thorough literature review, interviewing subject matter experts and community-based organizations in the field, and completing a workshop with 25 Canadian mini-forest practitioners.


Icon_dig_0.png Next steps

Here are some additional resources that can help you develop a monitoring program for your tree planting projects:

This resource was created in partnership by Tree Canada and FCM’s Green Municipal Fund for the Growing Canada’s Community Canopies initiative, which is delivered by the Federation of Canadian Municipalities and funded by the Government of Canada.  

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A healthy and resilient urban forest depends on a strong urban forest management plan (UFMP). A UFMP helps municipalities grow resilient and more connected. It serves as a roadmap to ensure the urban forest provides maximum social, environmental and economic benefits to the entire community.  

Our Our Creating an urban forest management plan for your community guide will help you develop and implement a plan that promotes long-term sustainability and wellbeing for your community. This guide is designed for municipal staff working to create a long-term plan or strategy focused on managing, enhancing and sustaining urban forests.  

This comprehensive guide will help you: 

Cover photo of Urban Forest management plan guide
  • Identify who should be involved in the creation and implementation of your plan.    
  • Explain the importance of proactive research and planning in urban forestry.
  • Compile and assess key data and information that drive your urban forest priorities.  
  • Engage your community and develop a shared vision for your municipality’s urban forest.  
  • Set goals, targets and actions for urban forest management.  
  • Determine how you will implement your plan.

Each of these topics are explained in depth, covering the multiple considerations and details required for a strong urban forest management plan.

Download the guide 

These resources were created in partnership by Tree Canada and FCM’s Green Municipal Fund (GMF) for the Growing Canada’s Community Canopies initiative, which is delivered by the Federation of Canadian Municipalities and funded by the Government of Canada.

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Is your municipality looking for ways to turn organic waste into opportunity? Anaerobic digestion offers a practical, cost-effective way to manage source-separated organics. It diverts waste from landfills, generates renewable energy from biogas and recycles nutrients back into the soil through digestate. This technology complements composting and recycling, giving municipalities concrete tools to achieve waste management and circular economy goals.

Watch our webinar recording on Advancing climate goals with organic waste-to-energy for a practical exploration of how municipalities can use anaerobic digestion, biogas and digestate to turn organic waste into local value. The session equips participants and project partners with foundational knowledge, real-world insights and success stories to support informed decisions about local organic waste-to-energy opportunities. Whether your municipality is just starting to explore options or ready to evaluate next steps, this recording helps you move concepts toward implementation.

Watch the webinar recording to learn how to:

  • Combine anaerobic digestion and composting systems to divert municipal waste from landfills.
  • Turn biogas into local renewable energy and put digestate to work enriching soil.
  • Apply best practices from real municipal case studies.
  • Navigate key funding, permitting and governance considerations.
  • Identify organic waste-to-energy opportunities that fit your municipality’s context and goals.

Panelists:

  • Trisha Aldovino, Process Analyst, Azura Associates
  • David Ellis, President, Azura Associates

This webinar was delivered in English with simultaneous interpretation in French.

The Green Municipal Fund (GMF), funded by the Government of Canada, helps municipalities turn organic waste into local value by providing funding and practical guidance on anaerobic digestion, biogas and digestate solutions.

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Flooding is becoming more frequent across Canada, putting added pressure on local governments already managing limited resources and aging infrastructure. The Green Municipal Fund, together with the Intact Centre on Climate Adaptation, has developed a free, one-hour video training series to help municipal staff use the Municipal Flood Risk Check-Up—a self-assessment tool that helps communities better understand and manage local flood risks. 

Watch the video seriesDownload the Check-Up Tool on the Intact Centre website


How can your community assess its flood risk? 

Designed by the Intact Centre on Climate Adaptation, the Municipal Flood Risk Check-Up gives municipal teams a framework to understand and manage local flood risks, evaluates how prepared they are for flooding, and identifies steps to reduce risks. The tool organizes the assessment through key areas such as infrastructure, land use and emergency management and includes definitions, tips and guidance every step of the way.  

Municipalities across Canada use the Check-Up because it: 

  • Identifies key flood risks and preparedness gaps 

  • Builds collaboration across departments 

  • Produces a custom flood-resilience report card 

  • Supports evidence-based planning and investment decisions 

  • Prioritizes equitable, practical and cost-effective flood resilience actions  

GMF’s new training videos expand on the value of this tool—showing how to apply it efficiently and use the results to guide local adaptation work.  


How the Municipal Flood Resilience training videos can help  

The on-demand video series helps municipal teams get the most from the Municipal Flood Risk Check-Up.  

The series features nine short videos (about one hour total), grouped into three theme sections so viewers can start anywhere—choosing the topics relevant to their work or project stage.  


How to use the Check-Up and training videos together 

Follow these three simple steps to start building flood resilience in your community:  

Step 1: Access Check-Up tool 

Download free Excel-based tool from the Intact Centre website. 

Download the Check-Up Tool on the Intact Centre website

Step 2: Watch our Municipal Flood Resilience in Action training videos  

Follow along with flood resilience experts as they demonstrate how to complete the Check-Up and apply results to planning and investment decisions. 

Watch the video series

Welcome & Introduction to the Municipal Flood Risk Check-Up

Overview of the tool and how this video series will guide you through it.

Playlist (9 videos)
 
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Step 3: Put your results into practice 

Use your results to start conversations, set priorities, and take action. Share findings with colleagues and community partners, identify top risks, explore potential projects, and plan next steps to strengthen flood resilience.  


Learn more 

When Tannis and Mark moved into their Guelph home, they were drawn to its unique 1970s design. With large windows and roof overhangs that naturally shaded the house in summer while letting in winter sun, it already had a touch of energy-savvy design. But for decades, one dream remained out of reach: solar panels.

“It’s something I’ve wanted since the 1970s,” Tannis says. “Back then, it wasn’t affordable, but I always hoped one day it would be possible.”

That dream came to life thanks to Guelph Greener Homes, delivered by the City of Guelph. The program gave the couple the financial flexibility to pursue a deep retrofit of their home.

Aerial view of home in wooded area with new solar panels on its roof.

 

Tackling a deep retrofit

Tannis and Mark decided to make the most of the program, bundling several major upgrades into a single project. They installed a rooftop solar power system—10.4 kilowatts of panels paired with a 10-kilowatt inverter—large enough to cover most of their household electricity needs and even supply power back to the grid. They also added a cold-climate air-source heat pump that can operate efficiently even during Ontario’s cold winters, and switched out their water heater, dryer, and range for electric models. They also bought an electric vehicle, making their household nearly fossil-fuel free.

The solar installation was especially meaningful. “It was turnkey,” says Tannis. “The contractor took care of everything—the permits, the inspections, the coordination. It couldn’t have been easier.”

A smooth program experience

The couple first heard about Guelph Greener Homes through local media and applied right away. The program’s structure—zero-interest loans repaid overtime through their property tax bill, combined with available rebates—made it financially manageable.

They also appreciated the program’s design. While a bridging loan was required to cover the contractor deposits and final payments, the reimbursement process was remarkably quick and efficient. “It was a matter of days from submitting receipts to receiving a cheque from the city,” says Tannis.

“We were impressed with how fast it all moved,” says Mark. “From the time we applied to the time the work was complete, it felt seamless.”

Comfort and efficiency gains

The impact of the upgrades was immediate. Their three-storey home, once prone to hot and cold spots, is now consistently comfortable throughout the year. “The temperature is even on every floor,” Tannis explains. “And in summer, the solar panels keep the roof cooler, so the house stays more comfortable too.”

Their energy bills tell the same story. Compared to their 12-year average, household energy use has dropped by 85 percent. With the solar panels generating much of their electricity, overall costs have fallen by more than 60 percent—and that includes charging their electric car. “In reality, it’s probably closer to 70 percent,” Mark says.

Climate change, close to home

For Tannis and Mark, the decision to retrofit wasn’t just about bills or comfort. Their motivation was deeply personal, rooted in lived experience with the impacts of climate change.

“We’ve had friends and family members under threat of evacuation from wildfires in Kelowna and Moncton, while those in Winnipeg were too close for comfort,” says Tannis. “When it touches people you love, it stops being abstract. That’s when we knew we wanted to take action in our own lives.”

The upgrades have also inspired those around them. “Friends and family see what we’ve done, and it sparks conversations,” Mark adds. “It shows that these changes aren’t just possible—they’re worthwhile.”

Side view of new heat pump installed in a brick house.

 

Advice for other homeowners

Looking back, Tannis and Mark encourage others to do their homework. “Contractors are knowledgeable, but in order to make the right choice for you when comparing quotes, it helps if you are knowledgeable too,” Tannis says. “It’s important to research and ask the right questions.”

They also recommend thinking about timing and long-term planning. “If you’re considering solar, make sure your roof is in good shape first,” Mark advises. “And pay attention to the specifications of the heat pump so you know it will perform in your climate.”

Most importantly, they stress the role of programs like Guelph Greener Homes. “Without the loan and rebates, we couldn’t have done this all at once,” says Tannis. “These programs are what make it possible for families to make meaningful upgrades.”

Investing in the future

Today, Tannis and Mark are living in the kind of home they once only imagined: powered by the sun, heated and cooled efficiently, and designed for a climate resilient future. For them, it’s more than just a home improvement project—it’s an investment in the well-being of future generations.

“It feels good,” Mark says. “This was a dream we had for decades, and now it’s real. We’re proud of what we’ve done—not just for ourselves, but for our children and grandchildren.”

Want to explore all GMF-funded projects? Check out the Projects Database for a complete overview of funded projects and get inspired by municipalities of all sizes, across Canada.

Visit the projects database

When Adam and his family moved into their Guelph home in 2023, they knew one big project was looming. The furnace was nearly two decades old and unlikely to last much longer. Adam, who had already installed a heat pump in his previous home, hoped to avoid simply replacing the aging system with another conventional furnace.

“We’d already been through the process once,” Adam recalls. “We knew about the audits, the rebates, and the loans. When the furnace died that first fall, it just accelerated our timelines.”

Finding the right fit

That timing led Adam to Guelph Greener Homes, delivered by the City of Guelph. The program helps homeowners make energy upgrades by combining rebates, zero-interest loans, and technical support.

For Adam, the program was a perfect match. “It was really the combination of cost and environmental impact,” he explains. “In milder weather, the home runs on the efficient heat pump, which is better economically and environmentally.”

Through Guelph Greener Homes, Adam replaced the aging furnace and air conditioner with a new heat pump that now supplies most of the family’s heating and cooling needs, with a secondary system available for the very coldest days. He also swapped out the natural gas water tank for a tankless unit and looked at options like solar panels, a heat pump water heater, and an energy recovery ventilator (ERV). Some of those upgrades would have required an electrical panel upgrade, so Adam decided to focus first on the heat pump and ERV.

New heat pump on the side of a brick house in a small community.

 

A straightforward process

Having been through retrofit programs before, Adam says Guelph’s program stood out for its ease. “The city was responsive to questions, the portal was easy to use, and the communication was clear,” he says. He was also surprised by how inclusive the program felt. “Some items we weren’t sure would qualify—like the ERV—ended up being covered. That was a nice surprise.”

The program also allows participants to request part of the loan upfront to help with contractor deposits. Adam says that option can make a big difference for homeowners who might not be able to pay contractors before rebates or loans come through. “That’s where the program really helps,” he says.

Rebate funding through Enbridge took longer—several months and two rounds of energy audits—but the Guelph Greener Homes loan moved quickly. “It was about a month from submitting everything in the portal to having the money in my account,” Adam says.

Comfort without compromise

Since installing the new system, Adam says the day-to-day experience feels seamless. “We just set the thermostat, and it decides which equipment to use based on outdoor temperature,” he explains. “From our perspective, it feels just like having a normal furnace. The difference is what’s happening behind the scenes.”

Bills are harder to compare—the family moved into a bigger house and bought an electric vehicle around the same time—but Adam believes the upgrades have lowered their reliance on fossil fuels significantly. “We expect our energy costs are lower than they would have been,” he says. “And overall, the savings outweigh the increased electricity consumption”

Lessons learned

Looking back, Adam says there are a few things he would encourage other homeowners to keep in mind. The first is to get multiple quotes. “At our old house, one contractor didn’t even seem to know what a heat pump was. Another came in, looked around, and knew exactly what to do. Without asking the right questions, you can end up with an outdated system,” he explains.

He also stresses the importance of planning upgrades before equipment fails. “If your furnace is on its last legs, don’t wait for it to break. Planning ahead gives you more options,” he says.

Finally, Adam encourages homeowners to think about the bigger picture when scheduling upgrades. For example, if you’re considering solar panels, it’s important to ensure the roof is in good condition first. “You don’t want to install panels if you’ll need to replace the shingles in a few years,” he adds.

A program that lowers barriers

One of the program’s biggest advantages, Adam says, is that the loan is tied to the property tax bill rather than the individual. That means if you sell your home before the loan is fully repaid, the next homeowner simply continues the payments. “You’re not left paying for upgrades that someone else is benefiting from,” he explains.

It’s a model he believes could work across Canada. “Being able to repay your loan through your property tax bill makes it simple—just one less thing to manage. And the environmental benefits are clear. It just makes sense.”

Want to explore all GMF-funded projects? Check out the Projects Database for a complete overview of funded projects and get inspired by municipalities of all sizes, across Canada.

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Climate change has a significant impact on the water cycle and sea levels, resulting in long-term and extreme weather events like flooding, increased precipitation and droughts. To address water-related risks and vulnerabilities worsened by climate change, communities from coast to coast to coast are adapting their infrastructure design and planning processes.

Your municipality needs reliable climate data and projections to effectively adapt to local climate challenges. To help you make sense of climate data, our Municipalities for Climate Innovation Program (MCIP) partnered with the Canadian Center for Climate Services (CCCS) to develop a series of five case studies to explore how small and medium sized municipalities used data to improve their resilience. In the case studies, you’ll discover:  

  • the importance of climate data
  • how to integrate existing climate data as you develop different types of plans  
  • ways to access and track local data for the benefit of your entire municipality
  • essential climate data portals local governments can access to find local climate projections
  • examples of how municipalities across Canada are responding to past and future climate impacts that jeopardize their communities
  • resources relating to identifying climate vulnerabilities in your community
  • the role climate data plays in identifying risks and developing adaptation strategies
A row of tall office buildings and apartments sit on the waterfront by a long bridge at sunset.

 

Grand Forks, British Columbia: Strengthening flood resilience

Find out how the City of Grand Forks is using climate data and state of the art flood models to guide their resilient recovery following significant flooding in 2018.

L’Islet, Quebec: Developing a community climate action plan

Learn about the community’s approach to identify how the climate hazards they are facing will change into the future, and how they are preparing.

Saint John, New Brunswick: Adapting to floods and storm surges

Read about Saint John’s concurrent community and infrastructure climate risk assessments, and how the city is working to safeguard citizens and services.

Quinte Conservation, Ontario: Enhancing community drought resilience

Discover how a conservation authority is pairing climate projections and condition monitoring to identify and prepare for drought conditions, and what the 18 involved municipalities will do when identified thresholds are exceeded.

Windsor, Ontario: Integrating climate change adaptation into municipal planning

Learn about Windsor’s approach to mainstreaming climate change into decision-making across the organization by implementing a council report climate lens.  

Who is this case study series for?

This case study series was developed for municipal staff in small and medium sized communities who have positions as asset managers, climate change staff, engineers, planners and water/stormwater coordinators.

What’s next

Resources to help you to continue your community’s adaptation journey

Talking it through: Guide for local government staff on climate adaptation

Video series: Climate in focus

 

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These case studies were created for the Municipal Climate Services Collaborative (MCSC), a joint initiative of the Federation of Canadian Municipalities (FCM) and the Canadian Centre for Climate Services (CCCS). The MCSC draws on the expertise of local governments, Provincial and Territorial Associations and expert organizations representing each region of Canada to develop resources that facilitate the use of climate information local government decision-making.

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