Funding Snapshot

Maximum Award:
$1,000,000
  • Grant for 60%* of eligible costs
  • Up to a maximum of $1 million 
Open To:

The following organizations are eligible for GMF funding. 

  • Canadian municipal governments (e.g., towns, cities, regions, districts, and local boards)
  • Municipal partners, which include:  
    • municipally owned corporations
    • regional, provincial or territorial organizations delivering municipal services
    • non-governmental organizations
    • not-for-profit organizations
    • research institutes (e.g., universities)
    • Indigenous community

For-profit entities are not eligible partners.  

Expected Output:

Climate adaptation implementation projects designed to help communities adjust and respond effectively to the impacts of climate change.

Emergency response and/or disaster recovery projects are ineligible.

 

Application Deadline:

The deadline to submit a full application for this funding is:

Round 1: July 8-August 19, 2025

Round 2: August 20-October 9, 2025

Applicants are encouraged to contact GMF early in the application period to receive their pre-application form, which GMF uses to validate the eligibility of the proposal. Only proposals for which a full application has been submitted will be considered in a funding round. 

Lead municipalities are eligible to receive funding from Adaptation in Action for up to the following number of projects, based on their population reported in the most recent census: 

Population Size 

Number of Projects 

<50,000 

1 Implementation Project

1 Feasibility Study 

50,000 – 500,000 

2 Implementation Projects

2 Feasibility Studies

>500,000 

3 Implementation Projects

3 Feasibility Studies 

 

*Each of following applicants and projects receives a stackable incentive that is additional to the grant covering 60% of eligible costs. Projects may qualify for grant funding of up to 100% of eligible project costs if they qualify for all four of the following incentives:

  • +10% - for applicants that are Indigenous communities, local governments applying in partnership with an Indigenous community, or for projects that include two or more municipal governments.
  • +10% - for applicants that are rural and/or remote communities, and municipalities with populations below 10,000.
  • +10% - for projects that meaningfully address anti-racism, equity, and/or Reconciliation.
  • +10% - for projects that emphasize nature-positive adaptation.

Contact us to learn more

 

What we fund

We fund projects that enhance long-term climate resilience in communities in an equitable and inclusive manner. This funding is intended for communities who are already aware of their climate risks and know which projects will help them make the greatest strides in improving their climate resilience. 

Projects can involve measures such as improving infrastructure to withstand extreme weather, installing new measures to reduce impacts on the community, modifying the landscape to reduce wildfire risks, or bolstering municipal services to better support vulnerable community members.  They are intended to be smaller in nature, with maximum eligible expenses of $1 million and, upon completion, must have implemented on-the-ground solutions to respond to climate risk.

LLCA funding empowers local governments to implement equity-informed climate adaptation projects, with an emphasis on projects that provide low-carbon and nature-positive community benefits. 

What your project needs to achieve 

To qualify for funding, proposed activities must support eligible applicants to implement measures that reduce impacts from climate-related events and hazards. They should be:

  • A new or subsequent phase of a climate adaptation project (retroactive funding is not available)
  • Capable of completion within three years from the date of grant approval
  • Eligible for required approvals, authorizations and permits (where applicable)
  • Developed and constructed to ensure that hazard sensitivity is not increased, is not transferred to any parties or to the environment (e.g., transfer of flood risk downstream, destruction of habitat, introduction of pollutants to the environment), and is not maladapted (increasing sensitivity to other hazards)  
  • Aligned with a priority climate hazard identified in your community’s climate risk assessment or aligned with an action item in your community’s climate adaptation plan (a regional risk assessment that includes your community’s climate hazard priority is also acceptable).
  • A feasibility study or equivalent assessment (e.g. Indigenous Knowledge/Two-Eyed Seeing approach) that outlines objectives, costs, technical feasibility and expected outcomes
  • For projects installing new infrastructure: Able to demonstrate resilience to flooding, particularly if infrastructure is in or near a 100-year floodplain. Designs must include mitigation measures to avoid flood-related damage.

Additional project considerations

Projects that demonstrate greater impact and alignment with LLCA priorities may be eligible for a higher funding share. In particular, projects that:

  • Are led by or in partnership with Indigenous Communities. Applicants must provide a formal agreement or resolution confirming Indigenous community leadership or partnership.  
  • Include a collaboration between municipalities. Applicants must include a letter of support committing an in-kind or financial contribution.
  • Directly benefit equity-deserving or marginalized communities. Applicants must clearly identify how these groups will experience distinct or greater benefits than the general public.,
  • Integrate natural infrastructure (eg. wetlands, shoreline restoration) where feasible. Applicants must have an options analysis in their feasibility study or be able to describe how nature-based solutions have been assessed and incorporated.  

Eligibility requirements 

Eligible projects

Eligible climate adaptation implementation projects could include:  

  • Installing, retrofitting or upgrading public cooling/warming infrastructure (including natural infrastructure) to reduce community vulnerability to extreme temperatures (e.g., designated cooling/warming centres, cooling corridors, naturalized areas)
  • Incremental costs associated with improving the design of a capital project to incorporate climate-resilient elements
  • Enhancing municipal service levels to respond to climate risks
  • Installing back-up power on critical infrastructure/facilities
  • Relocating municipal infrastructure
  • Installing, retrofitting or upgrading public structures or critical infrastructure for municipal service provision to reduce the risks associated with climate hazards
  • FireSmart-aligned vegetative management or vegetation-based wildfire risk mitigation activities
  • Installing, retrofitting or upgrading structural flood protection or stormwater collection works (e.g., sponge parks, flood conveyance works, pump stations, flood walls, flood boxes, debris catchment structures, jetties, detention ponds)
  • Dam, dike or channel decommissioning and floodplain restoration
  • Wetland restoration or construction
  • Rehabilitating important aquifer recharge areas
  • Installing, retrofitting or upgrading green infrastructure (e.g., rain gardens, bioswales, green roofs and/or permeable pavement)
  • Shoreline rehabilitation, including restoring natural shoreline protection through natural infrastructure, beach nourishment and/or bank stabilization
  • Slope stabilization projects that reduce the risk of debris flow, particularly in fire-impacted areas
  • Operational Testing: Incremental operations of existing assets to reduce hazard exposure during severe events (e.g., running heating/cooling centres) over a period of up to 18 months
Eligible costs

Eligible costs are direct costs that are approved for funding, properly and reasonably incurred, and paid by the applicant to carry out eligible activities. Eligible costs can only be incurred from the date the full application is submitted until the date final reporting is submitted. 

Eligible activities

Risk-reduction activities under the Adaptation in Action initiative include constructing, modifying, or enhancing municipal or Indigenous infrastructure, services or lands to support municipal service delivery in a manner that reduces the risks of climate-related hazards. 

This funding is not intended to support greenfield development in known hazard areas. Projects should focus on reducing the risks of climate-related hazards in relation to existing community composition, land use and infrastructure. 

This funding is not intended for climate disaster or emergency response. Projects should proactively address the impacts of climate change. 

For projects proposing eligible activities that involve tree planting: Tree planting costs up to $50,000 are eligible for funding. If your project includes tree planting costs exceeding $50,000 you may submit a joint application to request tree planting funding from the Growing Canada's Community Canopies initiative.  

In addition to the criteria identified in the Eligible Projects section, applicants to Adaptation in Action must be able to articulate how their project:

  • Aligns with the applicable results areas:
    • Climate Resilient Infrastructure and Community Spaces;
    • Nature-Based Solutions; and/or
    • Community Well-being.
  • Implications for equity-deserving and marginalized communities;
  • Includes, or has included, engagement activities, including with equity-deserving communities
  • Has included nature-positive and low-carbon design elements, if any. 

Required documents

To apply for GMF funding, you must submit:

  • a pre-application form
  • an application form
  • a project workbook
  • all required supporting documents specified in the application guide, including a community climate hazard risk assessment or climate adaptation plan

A GMF project officer will be your point of contact throughout the process. They will review your file and provide feedback. You may be asked to revisit some steps to help you submit a complete and high-quality application.  

 

Details Climate-Ready Plans and Processes Feasibility Studies: Adaptation in Action Implementation Projects: Adaptation in Action 
Purpose Helps communities prepare and plan for climate change. Assesses the viability of projects to tackle climate risks. Implements real-world projects that address local climate challenges. 
Eligible Projects Climate risk assessments, climate adaptation plans, and resilience training. Studies to determine viability and helps prepare for future projects.Infrastructure improvements and service enhancements that tackle local climate needs and improves community wellbeing. 
Funding Type Grants of up to $140K Grants of up to $70KGrants of up to $1M
Who Should Apply?Communities at the start of their climate journey Communities looking to assess the viability of their proposed climate adaptation project Communities ready to execute climate resilience projects 
Key Outcomes Enhance climate adaptation strategies and community engagement Clear project feasibility and design ready for future action Direct improvements to community infrastructure that reduce climate risks and enhance community wellbeing.
Learn More Climate-Ready Plans and Processes funding Feasibility Studies: Adaptation in Action funding Implementation Projects: Adaptation in Action funding 

Readiness check

Complete the following questions to determine if your implementation project could be eligible for funding. 

Question 1

Which of the following best describes your organization?

Question 1a

Do you have a partnership in place with a Canadian municipality?

This funding is intended to support Canadian municipal governments and eligible partners with climate change adaptation.

Unfortunately, your organization cannot access this funding because you are not partnered with a municipality on this project.  While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey. 

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

Question 2

Has your community completed a climate adaptation plan or a community scale climate change risk assessment? 

Question 3

Is your project valued at less than $1 million in eligible costs, and not already underway or a part of your routine work? 

Question 4

Will your project be undertaken and completed in the next three years? 

It sounds like you have the start of an excellent project. We are currently not accepting applications for this funding. Funding is scheduled to open with new application details: July 8, 2025.

No recommendation

This funding is intended to support Canadian municipal governments and eligible partners with climate change adaptation.

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey.

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires that your project supports climate change adaptation in your community. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey, including funding for the development of climate risk assessments and plans. 

Visit Climate-Ready Plans and Processes to learn more. 

Consult the Adaptation resource library to discover best-in-class reports, guides, case studies and more, all aimed at helping you advance your community’s climate resilience. 

Sign up for FCM Connect to stay informed about GMF funding, resources and training. 

No recommendation

Unfortunately, this funding requires that your project be valued at less than $1 million. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey. 

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires that your project be completed in the next three years. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey.

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

This funding is intended to support Canadian municipal governments and eligible partners with climate change adaptation.

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey.

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires that your project supports climate change adaptation in your community. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey, including funding for the development of climate risk assessments and plans. 

Visit Climate-Ready Plans and Processes to learn more. 

Consult the Adaptation resource library to discover best-in-class reports, guides, case studies and more, all aimed at helping you advance your community’s climate resilience. 

Sign up for FCM Connect to stay informed about GMF funding, resources and training. 

No recommendation

Unfortunately, this funding requires that your project be valued at less than $1 million. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey. 

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires that your project be completed in the next three years. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey.

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

Application process

Phase 1: Readiness check

Before applying, please complete the Readiness check [anchor link in this webpage] to determine if your implementation project could be eligible for funding and to learn about next steps. 

Phase 2: Pre-application submission

After you have completed the readiness check and determined your eligibility, please contact a GMF representative to discuss your project and obtain the necessary pre-application form.

Contact a GMF representative to schedule an appointment:

1-877-417-0550

gmfinfo@fcm.ca

Book a meeting with a GMF representative

A GMF representative will review your pre-application form. They will confirm whether your organization and initiative are eligible to proceed to the next stage of the application process.

If you are a municipality or municipal corporation from Quebec, all pre-applications must be submitted and approved by Ministère des Affaires municipales et de l'Habitation (MAMH).

Phase 3: Full application submission

If your organization and initiative are confirmed to be eligible to proceed to the next phase, your GMF representative will inform you that the full application is available. They will also provide you with a project workbook template to complete and submit with the full application form.

It is important to note that even if a pre-application is permitted to move forward with a full application, it does not guarantee that the project will eligible once all project details are evaluated by GMF, or that it will be approved for funding.  

As you complete the application form, contact your GMF representative if you have any questions. Once you’ve filled out the application and project workbook and attached the required supporting documents, submit them to GMF.

Phase 4: GMF project officer review

Once the full application is submitted, a GMF project officer will be assigned to your file and will review your application for accuracy and completeness. They will work with you to resolve any remaining questions and be your point of contact throughout the remainder of the application and funding-decision process. 

Phase 5: Peer review and internal review

An external expert peer review panel will evaluate implementation project applications. Feasibility study applications will be assessed internally by GMF staff. Funding recommendations are then provided to GMF Council and FCM’s Board of Directors.

Phase 6: Funding decision

GMF Council makes funding recommendations to FCM’s Board of Directors for funding approval.  

How to apply

  1.  Complete the Readiness check.
  2. Download and review the application guide.  
  3. Reach out to a GMF representative to discuss your project at gmfinfo@fcm.ca or 1-877-417-0550.  
  4. Review the list of prerequisites and supporting documents in Appendix C of the application guide.  
  5. Review the eligible and ineligible costs.  
  6. Ensure you have a detailed project budget in place and are securing other funding sources for your project. 
  7. Complete the pre-application form. 

Need help to see if this is the right funding for you?

Contact our Outreach team who can answer any questions you have relating to this funding opportunity.

Learn more about the Local Leadership for Climate Adaptation initiative

Discover the ways GMF is supporting communities to become more resilient to climate change impacts.