Read the transcript.

Affordable housing providers in Canada navigate a challenging landscape, grappling with high upfront costs, funding complexities, regulatory hurdles, and the need to minimize tenant disruptions. These challenges can make embarking on energy efficiency projects seem overwhelming. Our Housing Providers’ Toolkit, developed with insights from experienced housing providers, offers practical solutions and guidance to tackle these challenges head-on.

This webinar explores how the Housing Providers’ Toolkit can transform your approach to affordable housing projects. Whether you're considering a retrofit or planning a new build, this toolkit is designed to demystify the complexities of energy efficiency and make your projects more viable and impactful.

This webinar was delivered in English with French simultaneous interpretation. 

Watch the webinar recording to:

  • Learn how to use the innovative project cash flow calculator and energy benchmarking tool
  • Understand how to evaluate the energy-saving potential for various housing projects, including retrofits and new builds
  • Develop a comprehensive understanding of the Housing Providers’ Toolkit in the context of your projects
  • Obtain practical strategies and clear steps for integrating energy efficiency into your housing efforts

Speaker:

  • Olivier Cappon, Senior Director, Canadian Institute for Energy Training (CIET)

FCM’s Sustainable Affordable Housing initiative is delivered through our Green Municipal Fund and funded by the Government of Canada.

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Municipalities can significantly reduce their GHGs by improving the energy efficiency of community-owned recreation facilities, like indoor swimming pools. Pulling from the net-zero feasibility studies of four community centres with indoor pools in Ontario, this guide summarizes the typical measures taken and insights gained so that more Canadian communities can learn from the experiences of others and move forward with their own plans for net-zero swimming pools.

The guide provides information on:

  • successful and replicable measures that reduce GHG emissions of indoor swimming pools
  • key statistics from feasibility studies that will help you make the case for a net-zero plan
  • the importance of monitoring and management
  • additional resources and support for your net-zero building plan

Download the guide

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Featured resources

Guide: Taking your indoor ice rink to net zero

Learn how to develop an actionable roadmap to net zero ice rinks

Read more

Factsheets: Community Buildings Retrofit initiative

How to retrofit existing community buildings to lower GHG emissions and extend their life cycle.

Read more

Guides: Equity and non-energy benefits of community building retrofits

Explore how retrofits can build more equitable and resilient municipalities.

Read more

Since 2001, FCM's Sustainable Communities Awards have celebrated the most innovative environmental initiatives in Canadian cities and communities of all sizes. We honour sustainability projects that demonstrate environmental responsibility and excellence while yielding social and economic benefits for their communities. Award applications are currently closed.


Winners of FCM's 2024 Sustainable Communities Awards

Nine awards were presented in eight categories: community energy, waste, climate change mitigation, natural assets, sustainable buildings, transportation, climate adaptation and Reconciliation and anti-racism, equity and inclusion (AREI). 

Read FCM’s official announcement

 

Congratulations to our winners:

Municipality and award category

Project description




Town of Bridgewater,
Nova Scotia
Climate change mitigation


Energize Bridgewater: Energy poverty reduction program

This project reduces greenhouse gas (GHG) emissions while tackling energy poverty by providing easy access to an innovative energy monitoring technology, a technical and financial navigation program for deep energy retrofits—created in partnership with Efficiency Nova Scotia and Clean Foundation—and a navigation program for comprehensive social support services that address housing insecurity and homelessness, delivered by the South Shore Open Doors Association. Read the full case study.
 



Region of Waterloo,
Ontario
Sustainable buildings


Redevelopment of Waterloo Region housing (420 Kingscourt Dr.)

Aiming to be completed in the summer 2025, this energy-efficient building will provide 73 households with affordable housing and amenity spaces for community programming. This project is also piloting a Community Benefits Program to support the inclusion of a diverse labour force, with an emphasis on reaching groups who are underrepresented in the construction industry. Read the full case study.
 




Metro Vancouver,
British Columbia
Community energy


Energy recovery policy and district energy projects

This first-of-its-kind policy and implementation guide is leading the way to the creation of district energy facilities that convert waste heat into usable energy, reducing reliance on fossil fuels and displacing natural gas use. Six sewer and effluent heat recovery projects are already in the works across Greater Vancouver, such as the the Sen̓ áḵw district energy project, a partly First Nations-led initiative that will provide low carbon sustainable energy for over 6,000 rental units in the City of Vancouver. Read the full case study.
 



Durham Region,
Ontario
Reconciliation and anti-racism, equity and inclusion (AREI)


Moving towards a flood resilient transportation system

This flood risk assessment analyzed existing flood- and climate-related data with an innovative social equity lens to ensure that transportation assets and financial planning considers increasing flood risks and other climate change impacts, while prioritizing infrastructure that supports vulnerable communities and social services. Read the full case study.
 



District of Saanich,
British Columbia
Transportation


Community e-bike incentive pilot program

To help lower transportation emissions and reach the city’s climate goals, this income-based incentive pilot program supports residents in purchasing electric bikes. Over 380 incentives have been distributed, and the program has since been a model for similar initiatives in B.C. and North America. Research indicates both a major reduction in GHG emissions and the long-lasting satisfaction of participants. Read the full case study.
 



Comox Valley Regional District, British Columbia
Climate adaptation


Dyke Road Park Green Shores demonstration site

To adapt to increasing flooding impacts, this park restoration project is upgrading outdated infrastructure and restoring natural processes with the guidance of the Green Shores framework and principles, all with input and support from five land use authorities, including leaders from the K’ómoks First Nation. Read the full case study.
 



Strathcona County,
Alberta
Waste


HodgePodge Lodge

This community hub is diverting an impressive amount of waste from landfills by offering opportunities to reuse items that can’t easily be recycled and promoting a circular economy. Residents can both donate items and take things they need for free. The Lodge also provides opportunities for volunteerism and community partnerships. Read the full case study.
 



Ville de Longueuil,
Quebec
Natural assets


Plan for the protection and conservation of Longueuil's natural environment

This project executes strategic planning to protect and restore existing natural spaces, while also increasing the natural environment by 1,500 hectares, which will result in 21 percent of the city being protected. This plan aims to increase regional biodiversity and a resilience to climate impacts, while also offering citizens greater access to green spaces. Read the full case study.
 



City of Surrey,
British Columbia
Natural assets


Pilot testing living dykes in Mud Bay

In collaboration with Semiahmoo First Nation and the City of Delta, this project explores the use of different nature-based assets throughout 27 test areas to protect one kilometer of coastal infrastructure from flooding and erosion, all while supporting the habitat of existing local species and restoring a carbon sequestering salt marsh. Read the full case study.
 

Read FCM's backgrounder for a quote about each project.

Featured resources

FCM’s Sustainable Communities Conference 2025

Canada’s leading event for local sustainability changemakers and champions

Read more

Frequently Asked Questions for FCM's 2024 Sustainable Communities Awards

Find answers to your questions about this year’s FCM Sustainable Communities Awards (SCAs) call for applications

Read more

The Government of Canada recently established a standard that all new passenger vehicles sold be zero emission by 2035. This will exponentially increase demand for electric vehicles (EVs) and EV charging over the coming decades.

Charging at home is the most affordable and convenient option for most EV owners. Yet while a third of Canada’s population live in multifamily buildings, only a fraction have EV charging access. This is due to a range of barriers including high investment hurdle rates, an absence of incentive programs, complex internal approval processes and a lack of awareness regarding the upcoming surge in EV charging demand.

The time to act is now. This report outlines how Canadian decision-makers can support futureproofing of multifamily buildings and ensure all residents can access EV charging at home. It presents 16 recommendations related to policy, incentives, financing and capacity building to accelerate comprehensive retrofitting instead of incremental approaches.

Key takeaways

  • New policies and programs that enable comprehensive, whole building retrofits in multifamily buildings for “EV-Ready” parking are necessary to achieve local and national climate targets and equity goals around transportation.
  • To keep pace with the EV-ready retrofits that are needed, interventions should enable whole building, comprehensive retrofits over a fragmented approach.
  • Developing an approach to futureproofing EV charging in multifamily buildings is an equity issue, and this work should be designed to meet the needs of equity-deserving households.
  • Comprehensive futureproofing approaches can create strategic linkages with other urban climate priorities of broad building electrification and transportation modal shift.

Recommendations (next steps)

Based on the research and findings detailed in this report, we present our recommendations to support the widespread deployment of comprehensive futureproofing across Canada.

Read the report

Read the briefing

Quotes

“Comprehensive futureproofing of multifamily buildings with EV charging infrastructure is key to enable the full transition to EVs over the next 2-3 decades. With careful planning, these approaches can also enable broader building decarbonization by reserving limited electrical capacity for heat pumps and other electrification retrofits. While comprehensive EV futureproofing is the lowest cost approach on a life cycle basis, a variety of market failures prevent the condo and rental apartment sectors from implementing these approaches without supportive government policies and programs. Dunsky is proud to have served FCM and the LC3 Network, describing comprehensive futureproofing approaches and innovative policies and programs to drive their widespread adoption across Canada.”
—Brendan McEwen, Managing Consultant, Dunsky Energy + Climate Advisors

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Funding Snapshot

Maximum Award:
$1,000,000
  • Grant for 60%* of eligible costs
  • Up to a maximum of $1 million 
Open To:

The following organizations are eligible for GMF funding. 

  • Canadian municipal governments (e.g., towns, cities, regions, districts, and local boards)
  • Municipal partners, which include:  
    • municipally owned corporations
    • regional, provincial or territorial organizations delivering municipal services
    • non-governmental organizations
    • not-for-profit organizations
    • research institutes (e.g., universities)
    • Indigenous community

For-profit entities are not eligible partners.  

Expected Output:

Climate adaptation implementation projects designed to help communities adjust and respond effectively to the impacts of climate change.

Emergency response and/or disaster recovery projects are ineligible.

 

Application Deadline:

The deadline to submit a full application for this funding is:

Round 1: July 8-August 19, 2025

Round 2: August 20-October 9, 2025

Applicants are encouraged to contact GMF early in the application period to receive their pre-application form, which GMF uses to validate the eligibility of the proposal. Only proposals for which a full application has been submitted will be considered in a funding round. 

Lead municipalities are eligible to receive funding from Adaptation in Action for up to the following number of projects, based on their population reported in the most recent census: 

Population Size 

Number of Projects 

<50,000 

1 Implementation Project

1 Feasibility Study 

50,000 – 500,000 

2 Implementation Projects

2 Feasibility Studies

>500,000 

3 Implementation Projects

3 Feasibility Studies 

 

*Each of following applicants and projects receives a stackable incentive that is additional to the grant covering 60% of eligible costs. Projects may qualify for grant funding of up to 100% of eligible project costs if they qualify for all four of the following incentives:

  • +10% - for applicants that are Indigenous communities, local governments applying in partnership with an Indigenous community, or for projects that include two or more municipal governments.
  • +10% - for applicants that are rural and/or remote communities, and municipalities with populations below 10,000.
  • +10% - for projects that meaningfully address anti-racism, equity, and/or Reconciliation.
  • +10% - for projects that emphasize nature-positive adaptation.

Contact us to learn more

 

What we fund

We fund projects that enhance long-term climate resilience in communities in an equitable and inclusive manner. This funding is intended for communities who are already aware of their climate risks and know which projects will help them make the greatest strides in improving their climate resilience. 

Projects can involve measures such as improving infrastructure to withstand extreme weather, installing new measures to reduce impacts on the community, modifying the landscape to reduce wildfire risks, or bolstering municipal services to better support vulnerable community members.  They are intended to be smaller in nature, with maximum eligible expenses of $1 million and, upon completion, must have implemented on-the-ground solutions to respond to climate risk.

LLCA funding empowers local governments to implement equity-informed climate adaptation projects, with an emphasis on projects that provide low-carbon and nature-positive community benefits. 

What your project needs to achieve 

To qualify for funding, proposed activities must support eligible applicants to implement measures that reduce impacts from climate-related events and hazards. They should be:

  • A new or subsequent phase of a climate adaptation project (retroactive funding is not available)
  • Capable of completion within three years from the date of grant approval
  • Eligible for required approvals, authorizations and permits (where applicable)
  • Developed and constructed to ensure that hazard sensitivity is not increased, is not transferred to any parties or to the environment (e.g., transfer of flood risk downstream, destruction of habitat, introduction of pollutants to the environment), and is not maladapted (increasing sensitivity to other hazards)  
  • Aligned with a priority climate hazard identified in your community’s climate risk assessment or aligned with an action item in your community’s climate adaptation plan (a regional risk assessment that includes your community’s climate hazard priority is also acceptable).
  • A feasibility study or equivalent assessment (e.g. Indigenous Knowledge/Two-Eyed Seeing approach) that outlines objectives, costs, technical feasibility and expected outcomes
  • For projects installing new infrastructure: Able to demonstrate resilience to flooding, particularly if infrastructure is in or near a 100-year floodplain. Designs must include mitigation measures to avoid flood-related damage.

Additional project considerations

Projects that demonstrate greater impact and alignment with LLCA priorities may be eligible for a higher funding share. In particular, projects that:

  • Are led by or in partnership with Indigenous Communities. Applicants must provide a formal agreement or resolution confirming Indigenous community leadership or partnership.  
  • Include a collaboration between municipalities. Applicants must include a letter of support committing an in-kind or financial contribution.
  • Directly benefit equity-deserving or marginalized communities. Applicants must clearly identify how these groups will experience distinct or greater benefits than the general public.,
  • Integrate natural infrastructure (eg. wetlands, shoreline restoration) where feasible. Applicants must have an options analysis in their feasibility study or be able to describe how nature-based solutions have been assessed and incorporated.  

Eligibility requirements 

Eligible projects

Eligible climate adaptation implementation projects could include:  

  • Installing, retrofitting or upgrading public cooling/warming infrastructure (including natural infrastructure) to reduce community vulnerability to extreme temperatures (e.g., designated cooling/warming centres, cooling corridors, naturalized areas)
  • Incremental costs associated with improving the design of a capital project to incorporate climate-resilient elements
  • Enhancing municipal service levels to respond to climate risks
  • Installing back-up power on critical infrastructure/facilities
  • Relocating municipal infrastructure
  • Installing, retrofitting or upgrading public structures or critical infrastructure for municipal service provision to reduce the risks associated with climate hazards
  • FireSmart-aligned vegetative management or vegetation-based wildfire risk mitigation activities
  • Installing, retrofitting or upgrading structural flood protection or stormwater collection works (e.g., sponge parks, flood conveyance works, pump stations, flood walls, flood boxes, debris catchment structures, jetties, detention ponds)
  • Dam, dike or channel decommissioning and floodplain restoration
  • Wetland restoration or construction
  • Rehabilitating important aquifer recharge areas
  • Installing, retrofitting or upgrading green infrastructure (e.g., rain gardens, bioswales, green roofs and/or permeable pavement)
  • Shoreline rehabilitation, including restoring natural shoreline protection through natural infrastructure, beach nourishment and/or bank stabilization
  • Slope stabilization projects that reduce the risk of debris flow, particularly in fire-impacted areas
  • Operational Testing: Incremental operations of existing assets to reduce hazard exposure during severe events (e.g., running heating/cooling centres) over a period of up to 18 months
Eligible costs

Eligible costs are direct costs that are approved for funding, properly and reasonably incurred, and paid by the applicant to carry out eligible activities. Eligible costs can only be incurred from the date the full application is submitted until the date final reporting is submitted. 

Eligible activities

Risk-reduction activities under the Adaptation in Action initiative include constructing, modifying, or enhancing municipal or Indigenous infrastructure, services or lands to support municipal service delivery in a manner that reduces the risks of climate-related hazards. 

This funding is not intended to support greenfield development in known hazard areas. Projects should focus on reducing the risks of climate-related hazards in relation to existing community composition, land use and infrastructure. 

This funding is not intended for climate disaster or emergency response. Projects should proactively address the impacts of climate change. 

For projects proposing eligible activities that involve tree planting: Tree planting costs up to $50,000 are eligible for funding. If your project includes tree planting costs exceeding $50,000 you may submit a joint application to request tree planting funding from the Growing Canada's Community Canopies initiative.  

In addition to the criteria identified in the Eligible Projects section, applicants to Adaptation in Action must be able to articulate how their project:

  • Aligns with the applicable results areas:
    • Climate Resilient Infrastructure and Community Spaces;
    • Nature-Based Solutions; and/or
    • Community Well-being.
  • Implications for equity-deserving and marginalized communities;
  • Includes, or has included, engagement activities, including with equity-deserving communities
  • Has included nature-positive and low-carbon design elements, if any. 

Required documents

To apply for GMF funding, you must submit:

  • a pre-application form
  • an application form
  • a project workbook
  • all required supporting documents specified in the application guide, including a community climate hazard risk assessment or climate adaptation plan

A GMF project officer will be your point of contact throughout the process. They will review your file and provide feedback. You may be asked to revisit some steps to help you submit a complete and high-quality application.  

 

At a glance: Local Leadership for Climate Adaptation funding offers 

Details Climate-Ready Plans and Processes Feasibility Studies: Adaptation in Action Implementation Projects: Adaptation in Action 
Purpose Helps communities prepare and plan for climate change. Assesses the viability of projects to tackle climate risks. Implements real-world projects that address local climate challenges. 
Eligible Projects Climate risk assessments, climate adaptation plans, and resilience training. Studies to determine viability and helps prepare for future projects.Infrastructure improvements and service enhancements that tackle local climate needs and improves community wellbeing. 
Funding Type Grants of up to $140K Grants of up to $70KGrants of up to $1M
Who Should Apply?Communities at the start of their climate journey Communities looking to assess the viability of their proposed climate adaptation project Communities ready to execute climate resilience projects 
Key Outcomes Enhance climate adaptation strategies and community engagement Clear project feasibility and design ready for future action Direct improvements to community infrastructure that reduce climate risks and enhance community wellbeing.
Learn More Climate-Ready Plans and Processes funding Feasibility Studies: Adaptation in Action funding Implementation Projects: Adaptation in Action funding 
 
Coaching to support climate adaptation success 

Access free, tailored support from experts to help your municipality implement effective, equitable and resilient adaptation projects.

 Discover more

 

Readiness check

Complete the following questions to determine if your implementation project could be eligible for funding. 

Question 1

Which of the following best describes your organization?

Question 1a

Do you have a partnership in place with a Canadian municipality?

This funding is intended to support Canadian municipal governments and eligible partners with climate change adaptation.

Unfortunately, your organization cannot access this funding because you are not partnered with a municipality on this project.  While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey. 

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

Question 2

Has your community completed a climate adaptation plan or a community scale climate change risk assessment? 

Question 3

Is your project valued at less than $1 million in eligible costs, and not already underway or a part of your routine work? 

Question 4

Will your project be undertaken and completed in the next three years? 

It sounds like you have the start of an excellent project. We’d like to continue the conversation.

The next step is to download the application guide and confirm your eligibility with a GMF representative. They’ll give you a pre-application form and support you in starting your application.

Please contact us now:     

No recommendation

This funding is intended to support Canadian municipal governments and eligible partners with climate change adaptation.

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey.

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires that your project supports climate change adaptation in your community. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey, including funding for the development of climate risk assessments and plans. 

Visit Climate-Ready Plans and Processes to learn more. 

Consult the Adaptation resource library to discover best-in-class reports, guides, case studies and more, all aimed at helping you advance your community’s climate resilience. 

Sign up for FCM Connect to stay informed about GMF funding, resources and training. 

No recommendation

Unfortunately, this funding requires that your project be valued at less than $1 million. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey. 

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires that your project be completed in the next three years. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey.

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

This funding is intended to support Canadian municipal governments and eligible partners with climate change adaptation.

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey.

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires that your project supports climate change adaptation in your community. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey, including funding for the development of climate risk assessments and plans. 

Visit Climate-Ready Plans and Processes to learn more. 

Consult the Adaptation resource library to discover best-in-class reports, guides, case studies and more, all aimed at helping you advance your community’s climate resilience. 

Sign up for FCM Connect to stay informed about GMF funding, resources and training. 

No recommendation

Unfortunately, this funding requires that your project be valued at less than $1 million. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey. 

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires that your project be completed in the next three years. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey.

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

Application process

Phase 1: Readiness check

Before applying, please complete the Readiness check to determine if your implementation project could be eligible for funding and to learn about next steps. 

Phase 2: Pre-application submission

After you have completed the readiness check and determined your eligibility, please contact a GMF representative to discuss your project and obtain the necessary pre-application form.

Contact a GMF representative to schedule an appointment:

1-877-417-0550

gmfinfo@fcm.ca

Book a meeting with a GMF representative

A GMF representative will review your pre-application form. They will confirm whether your organization and initiative are eligible to proceed to the next stage of the application process.

If you are a municipality or municipal corporation from Quebec, all pre-applications must be submitted and approved by Ministère des Affaires municipales et de l'Habitation (MAMH).

Phase 3: Full application submission

If your organization and initiative are confirmed to be eligible to proceed to the next phase, your GMF representative will inform you that the full application is available. They will also provide you with a project workbook template to complete and submit with the full application form.

It is important to note that even if a pre-application is permitted to move forward with a full application, it does not guarantee that the project will eligible once all project details are evaluated by GMF, or that it will be approved for funding.  

As you complete the application form, contact your GMF representative if you have any questions. Once you’ve filled out the application and project workbook and attached the required supporting documents, submit them to GMF.

Phase 4: GMF project officer review

Once the full application is submitted, a GMF project officer will be assigned to your file and will review your application for accuracy and completeness. They will work with you to resolve any remaining questions and be your point of contact throughout the remainder of the application and funding-decision process. 

Phase 5: Peer review and internal review

An external expert peer review panel will evaluate implementation project applications. Feasibility study applications will be assessed internally by GMF staff. Funding recommendations are then provided to GMF Council and FCM’s Board of Directors.

Phase 6: Funding decision

GMF Council makes funding recommendations to FCM’s Board of Directors for funding approval.  

How to apply

  1.  Complete the Readiness check.
  2. Download and review the application guide.  
  3. Reach out to a GMF representative to discuss your project at gmfinfo@fcm.ca or 1-877-417-0550.  
  4. Review the list of prerequisites and supporting documents in Appendix C of the application guide.  
  5. Review the eligible and ineligible costs.  
  6. Ensure you have a detailed project budget in place and are securing other funding sources for your project. 
  7. Complete the pre-application form. 

Need help to see if this is the right funding for you?

Contact our Outreach team who can answer any questions you have relating to this funding opportunity.

Learn more about the Local Leadership for Climate Adaptation initiative

Discover the ways GMF is supporting communities to become more resilient to climate change impacts.

Funding Snapshot

Maximum Award:
  • Funding for up to 50%* of eligible costs
  • Up to a maximum of $10 million** in project funding
  • Up to a maximum of $1 million** in infrastructure activity funding 
Open To:

The following organizations are eligible for GMF funding: 

  • Canadian municipal governments (e.g., towns, cities, regions, districts and local boards)
    • Eligible to apply in collaboration with other eligible municipal governments or alone
  • Organizations applying in partnership with municipal governments, which include:  
    • Municipal corporations
    • Regional organizations delivering municipal services
    • Indigenous organizations (for-profit and not-for-profit) or Indigenous communities
    • Not-for-profit organizations registered in Canada (e.g., charitable organizations; volunteer organizations; community, professional, industry or other associations; land conservation organizations; and non-government organizations)
    • For-profit organizations or private-sector entities (legally incorporated or registered in Canada) 

The following entities are not eligible to receive funds directly: 

  • Homeowners
  • Federal government entities and any organizations established by those entities
  • Provincial and territorial government entities and any corporation that they own or control 
Expected Output:

A new tree planting project, with municipal government involvement and accountability.  
 

Application Deadline:

The deadline to submit a full application for this funding is September 18, 2025 (aiming for the Spring 2026 planting season).

We recommend that you submit your application as soon as it is complete, so GMF can review it and flag any issues for your attention before the application window has closed. Applications that are incomplete when the application window closes will be deferred to the next funding cycle for assessment.

*See eligible costs

** Eligible applicants can receive funding for more than one tree planting project. The maximum amounts are funding limits per municipality for the lifetime of the funding through Growing Canada’s Community Canopies tree planting. This limit applies to all eligible applicants wishing to plant within the jurisdictional boundaries of a municipality.  

Lifetime funding per municipality:   

  • Up to a maximum of $10 million in project funding
  • Up to a maximum of $1 million in infrastructure activity funding 

 

What we fund

GMF’s Growing Canada’s Community Canopies (GCCC) initiative funds planting the right type of trees in the right places so that communities across Canada can grow, manage and protect their tree canopies.

When communities plant trees they benefit from carbon sequestration, enhanced biodiversity, and better climate resilience and well-being.  

To qualify for tree planting funding, your project must contribute to the planting of new trees with municipal government involvement and accountability. 

As tree planting benefits communities in diverse ways, projects with planting that supports environmental, economic and social objectives will be more likely to receive funding.

To meet your local needs, GMF will fund a combination of tree planting, including: 

  • Community-wide urban planting
  • Forest restoration in naturalized areas
  • Localized planting projects

Eligibility requirements 

Eligible costs

Eligible costs are direct costs that are approved for funding, properly and reasonably incurred, and paid by the applicant to carry out eligible activities. Eligible costs can only be incurred from the date the full application is submitted until the date final reporting is submitted.

Eligible activities

Funding for tree planting projects has been designed to support communities in making permanent additions to their forests.  

This funding aims to maximize the benefits of urban forestry through strategic tree-planting activities. That’s why we emphasize planting the right trees in the right areas—the trees are more likely to survive, and your project is more likely to meet its objectives. 

GCCC supports a variety of tree planting activities such as: 

  • Street tree planting, which is the thoughtful placement of trees along public streets, enhancing aesthetics, providing shade, improving air quality and reducing noise
  • Urban planting in areas with low canopy cover, which lowers temperatures to lessen the urban heat island effect
  • Park tree planting, which focuses on establishing new groves and revitalizing existing tree stands in public parks, keeping green spaces healthy and biodiverse
  • Riparian planting in flood-prone areas, which can increase the infiltration and stability of soils
  • Forest restoration and reforestation, which can rehabilitate areas that have experienced die-offs caused by pests or wildfires  

We emphasize diversifying tree species because it increases biodiversity, resilience and ecological sustainability.  

Community engagement is a key priority. We award evaluation points to projects that demonstrate inclusive engagement, fostering a sense of ownership and understanding of the vital roles that trees play in urban environments.  

Through these targeted tree planting activities, we seek to fund thriving, resilient community canopies that make municipalities across Canada more livable. 

Eligible sites

GCCC does not provide funding for tree planting projects on federally owned land. If you are interested in planting on federal land, please contact the Government of Canada’s 2 Billion Trees program.

For the following municipalities, Edmonton, Winnipeg, Toronto, Montreal east, Joliette (residential), Vaudreuil-Dorion, Sudbury, Gatineau and Niagara; funding may already be available to you, to confirm please contact the Government of Canada's 2 Billion Trees program.

Natural Resources Canada has a dedicated stream for Indigenous communities, you will find several pieces of information in the applicant guide: 2BT Indigenous funding stream applicant guide.


What your project needs to achieve 

Forestry requirements

Applications for tree planting funding should demonstrate the following: 

  • How the project is supported by municipal or regional policies, plans, programs and/or guidelines (e.g., urban forest management plans, urban forest, best management practices, tree protection bylaws, urban master plans, and/or other laws or policies [e.g., street scape]) dealing with canopy cover
  • A planting plan that includes site selection, site analysis, tree selection, planting design, planting techniques and soil-preparation techniques  
  • Engagement with professionals (e.g., registered forestry professionals, arborists, ecologists, biologists, etc.) during project planning
  • Inputs have been secured, or plans have been made to secure these inputs (i.e., tree stock availability, connection with nurseries, land/labour, project partners)
  • Community engagement where the project is taking place 

Applicants must submit a planting plan demonstrating knowledge of site conditions (or plans to assess them) and showing that they are selecting the best tree species for the site(s) to fulfil the project’s objectives. A forestry professional must prepare or review this document.  

Maintenance plan

Applicants must describe a maintenance plan detailing how they will care for trees after planting. A monitoring and management plan must also be described, providing details about ongoing efforts to monitor tree health/survival and addressing tree mortality. 

Site location

We prefer projects planted on civic lands because they are more likely to be permanent. However, we will accept applications for planting on non-municipal lands where the lead applicant is accountable for ongoing tree maintenance and survivability during the first year.

Letters of support from landowners, including an acknowledgement of long-term tree ownership and responsibility, will be required for all planting sites on non-municipal land. 

Council support

All projects, regardless of the lead applicant or planting location, will require a resolution or letter of support from the council of the municipality in whose jurisdiction the planting is to occur.

Survivability

We’ve designed tree planting funding submission requirements and evaluation processes to increase tree survival rates. Applicants will need to describe their approach to tree mortality and replanting and describe their plan for maintaining the trees over the long-term. There will be a 10% hold-back (up to $100,000) for a maintenance and monitoring report that will need to be submitted one year after the planting is completed and will include tree survival rates. Project sites may also be audited to assess project success. 

 

Required documents

To apply for GMF funding, you must submit:

A GMF project officer will be your point of contact throughout the process. They will review your file and provide feedback. You may be asked to revisit some steps to help you submit a complete and high-quality application. 


 

Readiness check

Complete the following questions to determine if your tree planting project could be eligible for funding.

Question 1

Which of the following best describes your organization?

Please see Quebec municipalities application information

Question 1a

Do you have a partnership in place with a Canadian municipality? (A letter of support from council is necessary to validate a partnership with a municipality.)

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Question 1a

Is your project valued at a minimum of $50,000* in eligible costs?

Question 2

Will this project result in the incremental tree planting (over and above normal planting activities) and is not legislatively required? 

Question 3

Will your project be undertaken and completed in the next three years? 

It sounds like you have the start of an excellent project. We’d like to continue the conversation.

The next step is to download the application guide and confirm your eligibility with a GMF representative. They’ll give you a pre-application form and support you in starting your application.  

Schedule an appointment with a GMF representative today:  

1-877-417-0550  

gmfinfo@fcm.ca  

Book a meeting with a GMF representative  

No recommendation

This funding is intended to support Canadian municipal governments and eligible partners with tree planting projects. Unfortunately, your organization cannot access this funding because you are not partnered with a municipality on this project.

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more.

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Sign up for FCM Connect to stay informed about GMF funding, resources and training.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada.

No recommendation

Unfortunately, this funding requires your projects be valued at a minimum of $50,000.

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more.

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Sign up for FCM Connect to stay informed about GMF funding, resources and training.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada.

No recommendation

Unfortunately, this funding requires your projects to plant incremental trees that are not legally required to be planted.  

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more.

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Sign up for FCM Connect to stay informed about GMF funding, resources and training.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires your project be completed in the next three years.  

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more. 

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Sign up for FCM Connect to stay informed about GMF funding, resources and training.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

This funding is intended to support Canadian municipal governments and eligible partners with tree planting projects. Unfortunately, your organization cannot access this funding because you are not partnered with a municipality on this project.

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more.

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Sign up for FCM Connect to stay informed about GMF funding, resources and training.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada.

No recommendation

Unfortunately, this funding requires your projects be valued at a minimum of $50,000.

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more.

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Sign up for FCM Connect to stay informed about GMF funding, resources and training.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada.

No recommendation

Unfortunately, this funding requires your projects to plant incremental trees that are not legally required to be planted.  

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more.

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Sign up for FCM Connect to stay informed about GMF funding, resources and training.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires your project be completed in the next three years.  

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more. 

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Sign up for FCM Connect to stay informed about GMF funding, resources and training.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

Application process

Phase 1: Readiness check

Before applying, please complete the Readiness check to find out if your tree planting project could be eligible for funding and to learn about next steps. 

Phase 2: Contact a GMF representative

After you have completed the Readiness check and assessed  your eligibility, please download the application guide and obtain the necessary pre-application form by contacting a GMF representative:

1-877-417-0550 

gmfinfo@fcm.ca

Book a meeting with a GMF representative

Phase 3: Pre-application submission

Submit a pre-application form to a GMF representative.  

Phase 4: Eligibility determination

A GMF representative will review your pre-application form. They will confirm whether your organization and initiative are eligible to proceed to the next stage of the application process. You should receive a response within five business days of the date we receive your pre-application form.

If you could benefit from the support of an Urban Forest coach, GMF will match you with a forestry professional who will guide and support you through your project planning.

It is important to note that even if a project is deemed eligible to move forward with a full application, it does not guarantee that the project will be approved for funding. 

Phase 5: Full application submission 

A GMF representative will inform you if your organization and initiative are confirmed to be eligible to proceed to the next stage. Once this is confirmed and you have completed the application form, the workbook and necessary supporting documents, you can submit your full application.  

Phase 6: GMF project officer review

Once the full application form is submitted, a GMF project officer will be assigned to your file and will review your application for accuracy and completeness. They will work with you to resolve any remaining questions and be your point of contact throughout the remainder of the application and funding-decision process. 

Phase 7: Peer review and internal review 

External peer reviewers evaluate all tree-planting funding applications. There will also be an internal analysis to provide a funding recommendation to FCM’s Board of Directors. 

Phase 8: FCM funding decision 

FCM’s Board of Directors approves projects funded under GCCC – Tree Planting. The average time for a funding decision is 4-5 months after submission of your full application form. 

 

Access urban forest coaching 

You can access free coaching from urban forestry professionals to improve the quality of your applications and answer technical questions about your tree planting project. If you are interested in speaking with a coach to support your application, please ask your GMF representative to refer you. 

Coaches can help you with:

  • Scoping your project and reviewing methodology
  • Maximizing project benefits  
  • Ensuring your project is informed by best practices in urban forestry 

Please refer to our coaching webpage for more information. 

How to apply

  1. Complete the Readiness check.
  2. Download and review the application guide.
  3. Contact a GMF representative to discuss your project, confirm eligibility and receive a pre-application form at  or 1-877-417-0550 or Book a meeting with a GMF representative.  
  4. Review the list of pre-requisites and supporting documents in Appendix C of the application guide.
  5. Review eligible and ineligible project costs
  6. Ensure you have a detailed project budget in place with other sources of funding secured for your project.  
  7. Complete the pre-application form.   

Quebec municipalities

FCM is working with Quebec's ministère des Affaires municipales et de l'Habitation (MAMH) to ensure FCM can fund tree planting projects in Quebec. Once an agreement is reached, FCM will invite Quebec municipalities to apply.  

Non-municipal organizations with a partnership with Quebec municipalities are eligible and invited to apply to access this funding.

Municipally owned corporations are not included in the agreement with the ministry. They must obtain authorization from the Quebec government to secure an agreement with FCM, in accordance with the Ministère du Conseil exécutif. Private non-profit organizations can submit their applications to FCM directly.  

Have you completed the Readiness check and determined you could be eligible? 

To further discuss your application, schedule an appointment with a GMF representative: 

Learn more about the Growing Canada’s Community Canopies initiative

Discover the ways GMF is supporting communities in planting the right trees in the right places. 

As communities grow, local governments are looking for ways to accommodate, service and support new residents and businesses. However, finding space for additional housing, commerce and agriculture while aligning cost and environmental benefits to your community’s needs can be challenging.

To help municipal staff and elected officials overcome these challenges and make explore sustainable land use options, we’ve developed a pair of resources with support from Canada Mortgage and Housing Corporation (CMHC). This tool explores the financial and climate implications of potential projects and a guide that provides tips, strategies and a high-level understanding of how land use decisions can impact a municipality’s climate and fiscal sustainability.

Tool: Land use impact calculator

A plugin for Microsoft Excel, open to all members of the public, this tool can allow local governments to explore the potential impact of land use projects. Users can explore potential land use scenarios and their impact by imputing data related to buildings, services, infrastructure, transportation and municipal revenue.

Access the tool.

Guide: Climate and financial impacts of land-use decisions

This informational guide can help municipalities better understand the benefits of land use development while highlighting best practices and strategies that lock in positive fiscal and climate effects. It features a case study, links to helpful resources and a detailed comparison of the implications of three types of land use developments:

  • Walkable mixed-use infill (high density)
  • Transit-focused (medium density)
  • Residential-focused (low density)

Through this comparison, readers will form a better understanding of the impacts each project-type has on housing, transportation, energy, municipal finances and more.

Download the guide today.

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Energy use in municipal, residential, and commercial buildings contributes significantly to Canada’s GHG emissions. Investing in building energy performance and resilience will not only decrease our buildings’ impact on the climate, but will also reduce maintenance costs, create jobs, and improve our quality of life.

This course series, Tackling energy use in municipal and community buildings, offers four self-paced, free, online courses for you to choose from that covers topics such as municipal leadership, community-scale energy solutions, and policies and programs designed to support community members. Once you have registered, the course you selected will be available to you for three months—although it’s estimated to take less than 10 hours to complete each course. You can take any number of courses and in any order, depending on your municipal priorities and needs.

Each course is divided into five modules. These modules include case studies and interviews with municipal champions across Canada, additional readings to support your learning and opportunities to connect, reflect and plan your next steps. Each module can be completed at your own pace and as your schedule allows, although we recommend that you try to complete one module per week. See more details below about each individual course.

The courses are based on the Municipal Energy Roadmap, which offers guidance in identifying the best solutions for Canadian communities to achieve significant GHG emissions reductions in their municipal and community buildings and meet their long-term sustainability objectives. More information is provided in our Municipal Energy Roadmap factsheets and webinar recording.

Course: Leading the way in municipal buildings

From "What can I do to improve the energy performance of buildings in my community?" to "How can I get it done?", discover how municipalities can model best practices to inspire their residents and businesses to take action.

Learning outcomes:

  • Articulate your top priorities and challenges related to improving the energy performance of your municipal buildings.
  • List examples of municipal champions and resources that can be sources of inspiration and best practices for your next energy initiative.
  • Describe one or more strategies to improve building energy performance that you may be able to implement in your own municipality.
  • Name five key steps to support project implementation and describe (at a high-level) how you can apply each step to your next energy initiative.
  • Identify next steps to continue your learning and build on the ideas covered in this course.

The learnings of this course can be applied to municipal projects that are eligible for support via our Sustainable Municipal Buildings funding offers and Community Buildings Retrofit initiative. Discover how we can support your next steps.

Course: Scaling up solutions for community energy generation

Explore two different approaches for adopting low-carbon energy solutions at a broader scale in your community: district energy systems and renewable energy generation systems, with a focus on wind and solar power.

Learning outcomes:

  • Compare the advantages and challenges of different types of community energy generation projects that municipalities can implement or support.
  • Name examples of different approaches for district energy and renewable energy generation and resources that can support implementation.
  • Describe one or more characteristics that determine if and how community energy generation makes sense for your municipality.
  • Identify four different ways that municipalities can be involved in community energy projects and describe at a high-level what steps each way might involve.
  • Explain how your municipality would be involved in a hypothetical community energy project and what actions you would take.
  • Identify next steps to continue your learning and build on the ideas covered in this course.

The learnings of this course can be applied to municipal projects that are eligible for support via our Community Energy Systems funding offers. Discover how we can support your next steps.

Course: Incentive and financing options for building energy upgrades

Learn how your municipality or organization can support residents and businesses to complete energy upgrades to existing homes and buildings.

Learning outcomes:

  • Explain the value of financing/incentive programs in supporting community members in completing energy upgrades.
  • Identify relevant examples of financing/incentive programs across Canada and draw connections to your local context.
  • Describe what financing/incentive program models might make sense for your municipality and any challenges that might be involved.
  • List key steps or considerations involved in designing and implementing financing/incentive programs.
  • Name common challenges and best practices related to designing programs with an equity lens.
  • Identify next steps to continue your learning and build on the ideas covered in this course.

The learnings of this course can be applied to municipal projects that are eligible for support via our Community Efficiency Financing initiative. Discover how we can support your next steps.

Course: Advancing high-performance buildings in your community

Discover opportunities for municipalities to drive deep GHG reductions in buildings—and in their communities more broadly—through policies and programs that normalize the adoption of climate-friendly choices.

Learning outcomes:

  • Articulate how municipalities can help meet net-zero targets in our communities, with a focus on community buildings.
  • Describe specific policy levers that municipalities can use to contribute to the improved performance of new buildings and neighbourhoods.
  • Explain how municipalities can raise awareness of the benefits of high-performance buildings through energy rating and disclosure programs and other initiatives to engage community and industry members.
  • List key steps and considerations for designing and implementing policies and programs to achieve high-performance buildings and neighbourhoods.
  • Identify next steps to continue your learning and build on the ideas covered in this course.

The learnings of this course can be applied to municipal projects that are eligible for support via our Net-Zero Transformation funding offers. Discover how we can support your next steps.

SELECT A COURSE

Summary

To reduce the amount of bulky waste sent to landfill, the City of Drummondville, Québec, has developed an at-home, appointment-based collection service for divertible items. The pilot project implemented in 2020 included the collection of furniture, mattresses, electronic devices, and construction, renovation and demolition (CRD) waste in order to reuse or properly recycle these items. Based on the project’s positive results, the City permanently implemented the service in 2023.

“The pilot project was such a success, and the response of the population was so positive that we decided to maintain the service. We’re now looking at the possibility of adding new categories of divertible items.”

– Marie-Ève Vadnais, Director, Environmental Department, City of Drummondville.

Context

Located in the Centre-du-Québec region, halfway between Montreal and Québec City, the City of Drummondville has a population of nearly 85,000. After significant efforts in the past few years to raise the awareness of good waste management to its population, the City felt the need to take it a step further to reduce the amount of bulky waste sent to landfill.

Challenge

Noting that 70 percent of the bulky waste put to the curbside during quarterly collection drives had the potential to be repaired, reused, transformed or recycled, the challenge for Drummondville was to divert as much of this waste as possible to improve its waste management performance, extend the lifecycle of landfill sites, and generate economic and environmental benefits.

Approach

Through an easy-to-use electronic reservation platform, citizens can register and make an appointment for the type of waste collection of their choice. Then, the addresses of the registrants are extracted to determine the optimal collection route to pick up this divertible waste. The collected waste is then reused or recycled by local partners.

With this new service, Drummondville aimed to:

  • Reduce the amount of waste by 2.5 percent during the pilot project and by 5 percent after full-scale implementation.
  • Identify and monitor success factors to ensure the cost efficiency of the social economy business and the regional eco-centre.
  • Achieve sufficient savings to be able to end one of the three annual bulky waste collection drives.
Woman on laptop surrounded by moving boxes

Results

Within the first year of providing an appointment-based collection service to its residents, the City of Drummondville diverted 245 tonnes of waste from landfill, including 23.5 tonnes of bulky items, generating $18,000 in savings based on per-tonne landfill costs in 2021.

Additionally, the service achieved:

  • Nearly 30 tonnes of divertible waste collected in 2022, a 10% increase compared to 2021.
  • The elimination of one of the three annual bulky waste collection drives, representing annual savings of nearly $30,000.
  • A decrease in GHG emissions and fuel savings through the improved design of collection routes.

These positive results led to the permanent implementation of the service in 2023.

Benefits

“Not only are there environmental benefits, but there are also economic benefits to better managing our waste,” said Marie-Ève Vadnais, Director, Environmental Department, City of Drummondville.

The amount of bulky items and CRD waste diverted from landfill will increase the lifecycle of landfills, reducing GHG emissions, contamination and pollution. Additionally, working with two local, social enterprises and a private waste diversion business promotes the development of a circular economy and community support.

As for the residents of Drummondville, they can now divert or recycle their waste more easily.

Lessons learned

Throughout the process of developing and implementing this service, three main lessons emerged.

  1. The need to have recognized partnerships with service agreements, while choosing local organizations that have the capacity to collect and divert waste.
  2. Implementing a communication plan with ongoing promotions is crucial to encourage the population to use the new service.
  3. Choosing an online reservation platform that is user-friendly for both the population and the people in charge of registrations.

Testimonial

“This project has raised the awareness of the population about waste. Not only are there environmental benefits, but there are also economic benefits to better managing our waste,” said Marie-Ève Vadnais. “The population was informed through a large-scale awareness campaign that we carried out, which had impacts on the total number of tonnes of collected waste, and also on the number of users of the eco-centre”

Next steps

Permanently implemented in 2023, the appointment-based collection service for divertible waste will be expanding in the coming months. The City is already looking into new diversion streams and partners who can recycle or reuse other types of items, such as refrigerators and air conditioners, while ensuring the long-term capacity of current partners to provide waste collection and diversion services.

Want to explore all GMF-funded projects? Check out the Projects Database for a complete overview of funded projects and get inspired by municipalities of all sizes, across Canada.

Visit the projects database

We've developed two tools to help housing providers understand how much energy their buildings use, and the costs savings associated with the projected energy use. The first tool, called Energy benchmarking, lets housing providers see how much energy they use now, set realistic goals for using less energy, and figure out how much money they could save. 

The second tool, the Project cash flow calculator, helps housing providers look at the money side of things. It helps them make smart choices for the long term. These tools work together to help affordable housing providers reach their energy-saving goals and manage financial expectations. This way, they can build strong, lasting communities for the future.   
 

Energy benchmarking

Navigate the complexities of your building's energy consumption patterns with our energy benchmarking tool. This tool will facilitate insightful comparisons between your building's current performance, its historical efficiencies, and benchmarks against similar properties. Use this tool to determine your property's energy intensity and gauge the potential energy savings your project could deliver.

In this section, you can conduct an energy analysis of your project. By determining your building's energy intensity, you'll be well-equipped to compare it with similar structures. Additionally, this allows you to estimate potential energy savings and reductions in GHG emissions within an energy efficiency project. Please note that this section is optional and independent of the cash flow analysis.

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Project cash flow calculator

This robust tool meticulously examines all financial inflows and outflows tied to a project over a defined timeframe. It allows housing providers to anticipate and tactically manage expenditures. The calculator is instrumental in facilitating informed decision-making by providing a comprehensive overview of the financial trajectory of energy-efficient initiatives throughout their entire life cycle. From illustrating the return on investment to offering a nuanced understanding of financial implications, this tool equips housing providers with the insights necessary to determine the viability of a project.

In this section, you can assess your project's profitability using the financial metrics provided in the table below. 

Cash Flow

Net Annual Cash Flow

Calculation Table

Financial Metrics

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Glossary

1. Net cash flowNet cash flow is the difference between the total cash inflow and the total cash outflow. In this calculator the inflow corresponds to energy savings and the cash flow corresponds to the project cost and the operating and maintenance (O&M) costs.

2. Cumulative cash flow: Cumulative cash flow means, for any calendar year, the sum of the Annual Cash Flow for each calendar year prior to and including such calendar year.

3. Simple payback: Simple payback is defined as the number of years after which an investment will have paid for itself. In energy efficiency projects it can be translated as the number of years it takes for the energy savings to payback the initial cost of the project. The shorter your payback period is, the faster you will recover your initial investment.    

Payback period = Initial investment / Annual pay

4.  Present value: Present value (PV) is the current value of a future sum of money or stream of cash flows given a specific rate of return.

5. Cumulative present value: Cumulative present value means, for any calendar year, the sum of the Annual Present Value for each calendar year prior to and including such calendar year.

6. Net present value: Net present value (NPV) is the difference between the present value of cash inflows and the present value of cash outflows over a period of time. NPV is the result of calculations that find the current value of a future stream of payments, using the proper discount rate. In general, projects with a positive NPV are worth undertaking while those with a negative NPV are not.

NPV = Cash flow / (1 + i)t – initial investment    
* t = year of project
* i = discount rate    

 

7. Savings to investment ratio: the Savings to investment ratio also called benefit-to-cost ratio is the ratio of the net present value to project costs. Ratios greater than 1 are representative of profitable projects. As for NPV, projects with a positive savings to investment ratio are worth undertaking while those with a negative savings to investment ratio are not.

8. Internal rate of return: Internal rate of return (IRR) follows the same reasoning as Net Present Value. But rather than picking a discount rate to find the current value of a future stream of cashflows, this method relies on an iterative solution to determine what discount rate will cause the NPV of the project to equal zero. IRR is calculated by trial and error by varying the discount rate in the NPV formula until the NPV is equal to 0. The IRR assumes the cash flows from a project are reinvested at the IRR itself.

9. Modified internal rate of return: The Modified internal rate of return (MIRR) follows the same reasoning as IRR but assumes that positive cash flows are reinvested at the firm's cost of capital.    

Pagination

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