Last updated: July 2025

Building sustainable and affordable housing can be complex, particularly when it comes to financing. Many projects rely on external funding sources to implement energy-efficient retrofits or new builds. The following funder list is designed to streamline your search for financial sources at both provincial and national levels and serves as a strategic tool to simplify the decision-making process.  

Whether you’re laying the groundwork for a new build or planning for extensive high-performance, energy-efficient retrofits, this list can help. Discover funding that can help you carry out a project that provides much-needed housing for Canadians, creates healthy, thriving communities, empowers local economies, and contributes to an affordable, sustainable future. 
 

Funders list

The information below links to programs external to FCM. While we strive to provide accurate information, FCM cannot ensure the accuracy of content hosted externally. For inquiries related to updates, changes, or relevant questions concerning the programs external to FCM, please reach out to us at gmfcapacity@fcm.ca

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Region 

Organization 

Program 

Stage(s)

Funding Type 

AB 

Alberta Real Estate Foundation 

Development Grants 

Plan

Grant 

AB 

Calgary Foundation 

Strategic Opportunity Grants 

Plan 
Study 
Pilot 

Grant 

AB 

City of Calgary

Municipal region 

Housing Incentive Program (HIP) 

Plan 
Study

Grant
Rebate 

AB 

City of Edmonton

Municipal region 

Affordable Housing Investment Program 

Capital

Grant 

AB 

City of Edmonton

Municipal region

Affordable Housing Tax Grant 

Capital

Grant 

AB 

Province of Alberta

Province-wide 

Affordable Housing Partnership Program 

Plan 
Capital

Grant 

(Transfer or long-term lease of a government-owned asset)

AB

Province of Alberta

Province-wide 

Capital Maintenance and Renewal Program 

Capital

Grant 

(Funding to maintain and repair government-owned affordable housing units across the province)

AB

Province of Alberta

Province-wide 

Indigenous Housing Capital Program 

CapitalGrant
Atlantic RegionDeep Retrofit Accelerator Initiative: ReCover

Building Transformation Program

StudyGrant

BC 

BC Housing

Province-wide

Energy Efficiency Retrofit Program (EERP) 

Capital

Grant 

BC 

BC Housing

Province-wide

Capital Renewel Funding (CRF) 

Capital

Grant 

BC 

BC Housing 

Province-wide 

Building BC Community Housing Fund Program 

Study 
Capital

Loan 
Grant 

BC 

BC Housing 

Province-wide 

Canada - British Columbia Housing Benefit Program (CBCHB) 

Capital 

Grant 

BC 

BC Hydro 

BC Hydro's Custom Efficiency Program 

Capital

Grant 

BC 

BC Hydro & Fortis BC 

Province-wide 

Social housing retrofit support program 

Study 
Capital

Grant
Rebate 

BCBC Non-Profit Housing Association

 

Pilot Program for Vancouver Non-Profit Housing (bcnpha.ca)

Capital

Grant

BC 

CleanBC 

Social Housing Incentives Program (SHIP) 

Plan
Study
Capital

Grant 

BC 

CleanBC 

CleanBC Custom Program (retrofits) 

Plan
Study
Capital

Grant 

BC 

CleanBC 

CleanBC Commercial New Construction Program 

Plan/Study
Capital

Grant 

BC 

CleanBC 

CleanBC Income Qualified Program 

Capital

Rebate 

BC 

CleanBC 

CleanBC Custom Lite Program (retrofits) 

Plan
Study

Grant

BC 

Real Estate Foundation of BC 

REFBC Grants 

Plan 
Capital 

Grant 

BC 

Vancity 

Province-wide 

Vancity: Impact Investing 

Plan 
Study 
Capital

Loan, Grant 

(Grants to help housing providers articulate the positive impact of a project; build capacity to deliver a project; develop a successful business plan; communicate the success and/or lessons learned.) 

BC

Vancity

Members only

Non-Profit Housing Retrofit Grants

Plan
Capital
Grant
CanadaCanadian Co-operative Investment Fund (CCIF)

Canadian Co-operative Investment Fund

CapitalLoan
CanadaCommunity Forward Fund (CFF)

Community Forward Fund

CapitalLoan
Canada

Community Housing Transformation Centre 

Nation-wide 

Green Kickstarter Fund (GFK)

CapitalGrant

Canada 

Community Housing Transformation Centre 

Nation-wide 

Local Projects Grant 

Study 
Capital 

Grant 

Canada 

Community Housing Transformation Centre 

Nation-wide 

Sectoral Impact Projects Grants 

Pilot 
Study 
Capital

Grant 

Canada 

Housing Partnership Canada (HPC) 

Nation-wide 

Housing Investment Corporation (Hi-C) 

Plan 
Study 
Capital 

Loans 

Canada 

Green Municipal Fund (GMF) of Federation of Canadian Municipalities (FCM)

Nation-wide 

Sustainable Affordable Housing

Plan 
Study  

Grants 

(Program currently paused)

Canada 

Cooperative Housing Federation (CHF) 

Nation-wide 

Co-operative Housing Federation of Canada Financing 

Study 

Loans provided by credit institutions 

Canada 

Cooperative Housing Federation (CHF) 

Nation-wide 

Greener Co-op Microgrants

Green projectsGrant

Canada 

CMHC 

Affordable Housing Fund: New Construction – Community Housing Sub-Stream | CMHC  

Plan 
Study 
Capital 

Grant 
Loans 

(Supports the construction of shelters, transitional and supportive housing)

Canada 

CMHC 

Affordable Housing Fund: New Construction – Rapid Housing Sub-Stream | CMHC 

Plan 
Study 
Capital

Grant 
Loans 

(Supports the construction of shelters, transitional and supportive housing)

CanadaCMHC

Co-op Housing Development Program

CapitalGrant
Loan
CanadaCMHC

MLI Select

CapitalMortgage insurance
CanadaCMHC

Proposal Development Funding for First Nation Communities

StudyLoan
CanadaCMHC

On-Reserve Non-Profit Housing Program (Section 95)

CapitalSubsidy
Loan
CanadaCMHC

On-Reserve Residential Rehabilitation Assistance Program (RRAP)

CapitalGrant
CanadaCMHC

Preservation Funding for Community Housing Providers

Study

Grant 

(Limited to projects with an active or previously active eligible federally administered operating agreement)

Canada 

CMHC 

Affordable Housing Fund: Repair and Renewal 

Plan 
Study 
Capital

Grant 
Loans 

Canada 

CMHC 

Apartment Construction Loan Program 

Capital

Loans 

Canada 

CMHC 

Affordable Housing Innovation Fund

Plan 
Study

Grant 
Loans 

CanadaCMHC

Federal Lands Initiative

CapitalGrant
Loan

Canada 

CMHC 

Seed Funding program 

Plan

Loans 

Canada 

CMHC  

Canada Greener Affordable Housing 

Plan 
Study 
Capital

Loan 

CanadaHousing, Infrastructure and Communities Canada

Reaching Home

CapitalGrant

Canada 

Peter Gilgan Foundation 

Climate Change 

Low-Emission & Renewable Technologies
 
Green Building & Living 

Grant 

CanadaSOFIAC

Investing in Your Energy Efficiency Projects

Capital

Loan 

(Retrofit funding paid back by energy savings)

CanadaTapestry Community Capital

Raise capital

CapitalCommunity bond
CanadaVancity Community Investment Bank

Vancity CIB

CapitalLoan

MB 

Efficiency Manitoba 

Efficiency Manitoba Rebate Program  

Capital 

Rebate 

MB

Province of Manitoba

Province-wide

Housing Starts Here

Plan
Study
Capital
Grant
Loan
NB

Kaleidoscope Social Impact

Province-wide

BuildNB

Study
Capital
Loan
NB

Province of New Brunswick 

Province-wide

Affordable Rental Housing Program

CapitalForgivable Loan

NB 

Province of New Brunswick 

Province-wide 

Rental Rehabilitation Assistance Program and Rental Conversion Program

CapitalForgivable Loan

NB 

Province of New Brunswick 

Province-wide 

Shelter Enhancement Program  

Capital

Forgivable Loan 

NB 

NB Power

Province-wide 

Community Outreach Program  

Capital

Energy Savings Kits and rebate programs
NBSave Energy NB

Save Energy NB

CapitalRebate
NL

Community Housing Transformation Centre

Province-wide

Newfoundland and Labrador Community Housing Growth Fund

Plan
Study
Grant

NL 

Newfoundland and Labrador Housing Corporation (NLHC) 

Affordable Rental Housing Program 

Capital

Grant 

NL 

Newfoundland and Labrador Housing Corporation (NLHC) 

Home Energy Savings Program (HESP) - Newfoundland and Labrador Housing Corporation 

Capital 

Grant 

NLNL Department of Industry, Energy and Technology

Community Capacity Building Program

Capacity BuildingGrant
NLTake Charge!

Take Charge!

CapitalRebate

NS 

Community Housing Transformation Centre 

Nova Scotia Community Housing Capital Fund

CapitalGrant

NS 

Community Housing Transformation Centre 

Nova Scotia’s Community Housing Growth Fund (CHGF) 

Plan 
Study 
Capital

Grant 

NS

Efficiency NS

Province-wide 

Commercial New Construction

Study
Capital
Rebate

NS 

Government of Nova Scotia

Province-wide

Community Housing Acquisition Program

CapitalLoan

NS 

Government of Nova Scotia

Province-wide

Community Housing Infrastructure and Repair Program (CHIRP)

CapitalForgivable Loan

NS 

Government of Nova Scotia

Province-wide

Low Carbon Communities

CapitalGrant

NS 

Government of Nova Scotia

Province-wide

Nova Scotia - Your Energy Rebate  

Capital

Rebate 

NS

Halifax Regional Municipality

Municipal region

Affordable Housing Grant Program

CapitalGrant
NS

HCi3

Halifax region

Grant Program

CapitalGrant
NS

HCi3

Halifax region

Impact Investing

CapitalLoan

NS 

Housing Nova Scotia

Province-wide 

Housing Repair Program

Capital

Grant 

NS 

Efficiency NS

Province-wide 

 
Affordable Multifamily Housing Program 

Study 

Rebates 

NS 

Halifax Foundation

Halifax region

Grant Programs 

Plan 
Study 
Capital 

Grant 

NSStudent Housing Nova Scotia

Developing Affordable Student Housing (DASH) Fund

CapitalLoan
NTNWT Housing Corporation

Shelter Enhancement Fund

CapitalForgivable Loan

NT 

Yellowknife Community Foundation 

Yellowknife Community Fund 

Plan 
Study 
Capital 

Grant 

NT 

Arctic Energy Alliance

Province-wide  

Rebates on Renewable Energy  

Capital

Rebate  

NT 

Arctic Energy Alliance 

Province-wide 

Rebates on Energy-Efficient Products 

Capital

Rebate 

NU 

Community Housing Transformation Centre 

The Nunalingni Piruqpaalirut Fund 

Plan 
Study 
Capital

Grant 

NU

Nunavut Housing Corporation

Territory-wide

Supported Housing Capital Program

CapitalForgivable Loan

ON 

City of Toronto

Municipal region

Home Energy Loan Program (HELP) 

capital

Loan 

ON 

Enbridge Gas 

Province-wide 

Savings by Design Affordable Housing 

capital 
study 

Grant 

ON 

IESO

Province-wide 

Energy Affordability Program

CapitalGrant

ON 

IESO

Province-wide 

Retrofit Program 

Capital 

Grant 

ON

Infrastructure Ontario

Province-wide

Housing Providers – Affordable financing for capital investments

CapitalLoan

ON 

Enbridge 

Province-wide 

Affordable Multi-Family Residential Program 

Capital 

Grant 

ON 

Hydro Ottawa

Municipal region

Ottawa Retrofit Accelerator 

Study

Grant 

ON

Region of Waterlo

Municipal region

Incentives to Create Affordable Housing

CapitalGrant

PE

Province of PEI

Province-wide

efficiencyPEI 

capital 

Rebate 

PE

Province of PEI 

Province-wide 

Affordable Housing Development Program 

Capital

Forgivable Loan 

PEProvince of PEI, Net Zero Office

Programs for homeowners, businesses and non-profits

CapitalRebate
Loan
Free Programs

PE 

PEI, CMHA 

Province-wide 

Community Housing Fund, Canadian Mental Health Association 

Study

Grant 

PE 

Province of PEI 

Province-wide 

Solar Electric Rebate Program 

Capital

Rebate 

QCAssociation des groupes de ressources techniques du Québec (AGRTQ)

Capital Social d'investissement Immobilier (CSII)

CapitalLoan

QC 

Hydro-Québec 

Province-wide 

LogisVert 

capital 
Study 

Grant 

QC 

Hydro Quebec & Société d'habitation Quebec 

Province-wide 

Rénovation énergétique pour les ménages à faible revenu  

Capital

Grant/rebate 

QC 

Transition énergétique Quebec 

Province-wide 

Rénoclimat 

Capital 

Grant 

QC 

Transition énergétique Quebec (TEQ) 

Province-wide 

Éconologis 

Capital

Grant/Service 

QC 

Énergir 

Province-wide 

Energy efficiency grants 

Capital 

Grant 

QC 

Énergir 

Province-wide 

Supplement for low-income households

CapitalGrant
QCGreater Montreal Climate Fund

Greater Montreal Climate Fund

Plan
Study
Capital
Loan

QC 

Victoriaville 

Municipal-wide 

Victoriaville Habitation Durable 
This program is temporarily suspended 

Plan 
Study 
Capital

Grant 
 
Subsidies 

QC

Ville de Longueuil

Municipal region

Programme d’amélioration de l’isolation (PAI)

CapitalGrant

QC 

Ville de Saguenay

Municipal region

Home renovation program 

Capital 

Rebates 

QC 

Société d'habitation du Québec

Programme d’aide financière visant la préservation du parc immobilier communautaire (PPPIC)

CapitalLoan

QC 

Société d'habitation du Québec

Programme de financement en habitation

CapitalLoan

QC 

Société d'habitation du Québec

Programme d’habitation abordable Québec

Capital

Grant 

QC 

Ville de Rivière-du-Loup

Heritage Restoration Program 

Study 
Capital 

Grants 

QC 

Ville de Montreal 

Reno Affordable Housing 

Study 
Capital

Grant 
 
Subsidies 

QC 

Société d'habitation du Québec

Home Ownership Program for Residents of the Kativik Region 

Capital

Grant 

QC 

Société d'habitation du Québec 

Programme de rénovation des habitations à loyer modique 

Capital 

Grant 

QC 

Société d'habitation du Québec 

Programme d’habitation abordable Québec 

Capital 

Grant 

SK 

City of Regina 

Municipal region

Housing Incentive Policy 

Capital

Grant 

SK

Saskatchewan Environmental Society

Saskatoon and Regina regions

Efficiency for Organizations

Level 1 Energy AuditNo Cost
SK

Saskatchewan Housing Corporation

Province-wide

Rental Development Program (RDP)

CapitalForgivable Loan

YT 

Yukon Territory  

Territory-wide 

Good Energy rebates 

Capital

Rebate 

YT 

Yukon Territory  

Territory-wide 

Developer Build Loan Program 

Capital

Loan 

YT 

Yukon Territory 

Territory-wide 

Housing Initiatives Fund

Plan
Study
Capital
Grant

YT 

Yukon Territory 

Territory-wide 

Solar domestic hot-water heating systems 

Capital

Rebate 

YT 

Yukon Territory  

Territory-wide 

Housing and property rebates  

Capital 

Rebate 

Pine Tree Park Estates: Transforming a brownfield into a net zero energy community

Previously a military radar base, Pine Tree Park Estates is Cape Breton's inaugural net-zero energy community, having transitioned from fossil fuels with renovated systems and solar panels to notably reduce utility expenses.

About Pine Tree Park Estates

Previously a military radar base, Pine Tree Park is Cape Breton's inaugural net zero energy community, having transitioned from fossil fuels with renovated systems and solar panels, setting benchmarks for future projects. Rising energy costs are impacting not only companies' budgets, but the daily lives of tenants living in affordable housing.

An aerial view of Pine Tree Park Estates from the 1970s.

 

About New Dawn Enterprises

Since 1976, New Dawn, a community-focused social enterprise, has offered affordable housing, home care, and diverse programs including arts and food security. They manage five commercial spaces and 215 residences, with 27 units dedicated to supporting those with mental illness. 

"This is a significant transformation for Cape Breton. We really want to encourage other organizations to know that these types of projects are possible and is not out of their reach, regardless of scale."
– Erika Shea, President and CEO of New Dawn Enterprises.

Project information and background

Project profile

  • A single-storey home painted dark red in Pine Tree Park Estates.

    Name: Pine Tree Park Estates

  • Owner: New Dawn Enterprises
  • Location: Military Road, Sydney, Nova Scotia
  • Total area: 80 acres
  • Area occupied by building: 15 acres
  • Number of homes: 28 homes
  • Number of affordable housing units: 20
  • Former Department of National Defence radar base, decommissioned in the 1990s.
  • Project value: $3.5 M
  • Return on Investment ROI: $30,000 (annual)
  • Duration: 2018-2023
  • Energy savings: 51.5%

Energy conservation measures (ECMs) used

  • A single-storey home painted deep blue in Pine Tree Park Estates.

    High-efficiency heating and cooling systems (all units)

  • High-efficiency hot water systems (all units)
  • Efficient heat recovery ventilation (HRV) systems (all units)
  • High-efficiency windows (where required)
  • Insulation upgrades (all units)
  • Air sealing (all units)
  • Installation of 700 kW solar array (1,800 solar panels) (all units)

Context

Before the project:

Pine Tree Park's 28 residences averaged yearly energy costs of $90,000, about $3,200 each, paid directly by residents.

After the project:

Through energy retrofits and solar systems, the project notably reduces utility expenses. Residents will mainly cover a minor solar maintenance fee for inspections and occasional repairs.

Parties involved in development

  • Developer: New Dawn Enterprises
  • Partners and funders: Atlantic Canada Opportunities Agency (ACOA), Environment and Climate Change Canada (ECCC), Efficiency Nova Scotia, FCM’s Green Municipal Fund, Nova Scotia Natural Resources and Renewables
  • Engineering and construction companies: Aucoin Renovations (retrofits), ARL Mechanical (retrofits), Lynk Electric (solar)
  • Consultants: Verschuren Centre for Sustainability in Energy and the Environment
  • Project manager: New Dawn Enterprises
  • Energy manager: Verschuren Centre

Funding sources

Funding source DescriptionAmountPercentage of total budget 
FCM’s Green Municipal FundGrant $500,00014%
New Dawn Enterprises LimitedCash $181,5345%
Atlantic Canada Opportunities AgencyGrant $979,200 28%
Environment and Climate Change Canada: Low Carbon Economy Fund Grant $817,753 23%
Efficiency Nova ScotiaGrant $558,71316% 
Nova Scotia Natural Resources and RenewablesGrant $500,000 14% 
Total $3,537,200100% 

*The grants and financing leveraged for this project were secured over 24 months.

 

Showing tangible progress

  1. Building effective partnerships: New Dawn partnered with the Verschuren Centre for sustainable energy research to enhance their building retrofit. This collaboration offered technical insights, examined options, and emphasized the importance of strategic partnerships in energy efficiency projects. “There is nothing like knowing that you’re not alone and you have someone who also has your best interest in mind but also has the ability to answer your technical questions on the spot.” – Erika Shea.
  2. Navigating funding complexities: Securing funds from diverse federal and provincial sources was vital. Yet, managing these varied sources was complex. New Dawn used spreadsheets to effectively track funding, ensuring organization and transparency.
  3. Demonstrating progress: Regular updates to the Board of Directors were critical to highlight progress, discuss funding status, and gather crucial feedback for the project's direction.
  4. Ensuring meaningful stakeholder engagement: Regular community meetings kept residents informed, addressed concerns, and fostered trust and collective ownership in the project. “If we hadn’t done those community meetings, we’d probably have had a lot more individual calls and some concerns from tenants.” – Erika Shea.
  5. Budget flexibility: An important consideration in large projects is maintaining flexibility in design to adapt to available budgets, especially when a significant portion of the budget depends on external funding.

Early strategies to engage decision-makers:

  1. Craft a solid business case: Showcase both financial and ecological benefits to rally stakeholders around the project.
  2. Showcase funding options: Emphasize potential funding sources, enhancing confidence in the project's feasibility.
  3. Share knowledge: Distribute relevant research and articles to enlighten decision-makers on energy efficiency.
  4. Hold informative sessions: Organize meetings with leaders to address queries, discuss finances, and mitigate risks, fostering understanding and support.

 

In the evolving landscape of energy and climate policies, New Dawn Enterprises stands as a role model for achieving sustainability in affordable housing. Their experience shows that, despite challenges faced, moving toward energy efficiency is not only achievable but also economically and socially rewarding.  

For more information about Pine Tree Estate’s decision-making process, read the interview with Erika Shaw, President/CEO of New Dawn Enterprises

Want to explore all GMF-funded projects? Check out the Projects Database for a complete overview of funded projects and get inspired by municipalities of all sizes, across Canada.

Visit the projects database

The Green Municipal Fund: supporting innovative sustainability solutions

Our funding offers support for Canadian municipalities in executing innovative projects that tackle climate challenges, reduce GHGs, and enhance the quality of life by accelerating a transformation to resilient, net-zero communities. Canadian municipalities and their partners can access this funding to upgrade infrastructure, transform municipal service delivery, build and retrofit affordable housing units and scale up innovative home-energy financing programs while seeing tangible environmental, economic, and social benefits. 

The GMF advantage

GMF is more than just a funding source—we’re a full-service partner in your climate action progress.

  • Grants and loans for all stages
  • Stackable with other funding sources
  • Dedicated staff to help you apply
  • Free resources to help build business cases and improve project outcomes

Grants and loans to cover eligible project costs

GMF has you covered with end-to-end project funding available to communities of all sizes.

  • Funding can cover from 50% to 80% of eligible project costs*
  • Grants are available for planning, studies and pilot projects
  • Loans are available for capital projects with an additional grant of up to 15% of the loan amount

*Increased % for small or rural municipalities completing plans, studies and pilot projects.
*20 % of eligible costs for Sustainable Affordable Housing (SAH) new construction

Sustainable Municipal Buildings

Net-zero new builds

and deep energy retrofits.

  • -$10 M in combined grants and loans for capital projects 
  • -$200,000 in grants for studies

Learn more

Community Energy Systems

Energy solutions

that meet community needs.

  • -$10 M in combined grants and loans for capital projects 
  • -$200,000 in grants for studies
  • -$100,000 in grants for business cases

Learn more

Organic Waste-to-Energy

Local energy

from organic waste and landfill gas.

  • -$10 M in combined grants and loans for capital projects
  • -$200,000 in grants for studies
  • -$100,000 in grants for business cases

Learn more

Municipal Fleet Electrification

Electric vehicles & chargers

for municipal and transit fleets.

  • -$10 M in combined grants and loans for capital projects 
  • -$200,000 in grants for studies

Learn more

Net-Zero Transformation

Innovative solutions

that drive greenhouse gas reductions.

  • -$10 M in combined loans and grants for capital projects 
  • -$500,000 in grants for pilots
  • -$200,000 in grants for studies
  • -$200,000 in grants for plans

Learn more

Community Buildings Retrofit

Deep energy retrofits

of community buildings.

  • -$5 M in combined grants and loans for capital projects 
  • -$200,000 in grants for a portfolio of buildings study
  • -$65,000 in grants for a single building study

Learn more

Sustainable Affordable Housing

New builds & retrofits

of sustainable affordable housing.

  • -$10 M in combined grants and loans for capital projects 
  • -$500,000 in grants for pilots
  • -$175,000 in grants for studies
  • -$25,000 in grants for plans

Learn more


 

Community Efficiency Financing

Home-energy financing

for low-rise residential properties.

  • -$15 M in combined loans and grants for capital projects 
  • -$500,000 in grants for pilots
  • -$175,000 in grants for studies

Learn more

  • Design and construct new high-efficiency municipal or community buildings
  • Study and implement retrofits of municipal buildings or a portfolio of municipal buildings for higher energy performance and significant GHG emissions reduction
  • Construct, commission and rapidly deploy a community energy system
  • Outline the design of a proposed community energy system
  • Assess viable community energy projects and their business models
  • Construct and commission an organic waste-to-energy system
  • Outline the design of a proposed organic waste-to-energy system
  • Assess viable waste-to-energy systems and business models for your project
  • Drive a partial or complete transition of your municipal and/or transit fleet to zero-emission vehicles
  • Assess the feasibility of the transition to zero-emission vehicles (ZEVs) to significantly reduce GHG emissions
  • Deploy a full-scale best-in-class GHG reduction solution
  • Evaluate innovative GHG reduction solutions in real-world conditions
  • Assess new approaches and solutions to bring your community closer to net-zero
  • Retrofit a community building or portfolio of buildings for higher energy performance and significant GHG emissions reduction over time
  • Outline the design of a proposed retrofit of an existing community building or portfolio of existing buildings
  • Retrofit a community building to achieve a minimum 30 percent GHG emissions reduction
  • Test innovative solutions that generate deep energy efficiency outcomes for existing affordable housing retrofits and new builds
  • Evaluate solutions for integrating deep energy efficiency measures in existing affordable housing retrofit and new build projects
  • Develop deliverables required for sustainable affordable housing funding applications 
     
  • Implement or scale-up a full version of your local home-energy upgrade program
  • Test a smaller-scale version of a home-energy upgrade program
     

Learn more about our initiatives

Sustainable Municipal Buildings

Energy-efficient upgrades and new builds: Investing in a smarter, sustainable future

Read more

Municipal Fleet Electrification

Reduce fuel costs and modernize your fleet

Read more

Community Energy Systems

Meet community energy needs, increase energy efficiency, and build grid resilience

Read more

Organic Waste-to-Energy

Recover value and energy from organic materials and landfill gas

Read more

Net-Zero Transformation

Develop and demonstrate innovative solutions to address key municipal challenges

Read more

Community Buildings Retrofit initiative

Higher performance is within reach—access funding and resources for community building upgrades

Read more

Community Efficiency Financing

Helping municipalities bring energy-efficient home upgrades to life.

Read more

Sustainable Affordable Housing

Switch to energy-efficient options and lower your energy bills.

Read more

Growing Canada’s Community Canopies

Helping communities plant the right type of trees in the right places

Read more

Local Leadership for Climate Adaptation

Community-based climate adaptation initiative

Read more

Have questions about our funding?

Thinking about applying for GMF funding? Our advisors are available to help you prepare the strongest application possible.

Find funding that’s right for you

Looking for funding for your sustainability project? Use FCM's Funding Opportunity Finder to find compatible GMF funding that could suit your municipality. 

Find funding

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Delivered by the Federation of Canadian Municipalities, GMF manages approximately $2.4B in programs funded by the Government of Canada.

Read the transcript.

Environmental challenges disproportionately affect vulnerable groups, making today's climate change mitigation and adaptation efforts vital in reducing current and future inequities. As local governments manage essential services, social systems, and infrastructure, recognizing and addressing these vulnerabilities is critical.

Watch a timely discussion on how Reconciliation and Anti-Racism, Equity and Inclusion (AREI) principles are shaping the Green Municipal Fund (GMF) initiatives. This webinar delved into the Federation of Canadian Municipalities' (FCM) commitment to these values, demonstrating their essential role in sustainable municipal development.

Watch this recording to: 

  • get a better understanding of the integration of Reconciliation and AREI in GMF-funded projects
  • gain insights into the new Reconciliation and AREI socio-economic benefits framework
  • explore practical strategies for municipalities to apply these principles effectively

Featured speakers: 

  • Ty Smith, Senior Director, Anti-Racism, Equity & Inclusion, Federation of Canadian Municipalities
  • Yi Liu, Director, Community Efficiency and Leverage Programs, Green Municipal Fund
  • Gabrielle Massicotte, Socio-Economic Benefits Specialist, Green Municipal Fund 
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The Housing Providers’ Toolkit equips Canadian municipalities, not-for-profit organizations, and housing co-ops with the tools they need to navigate the opportunities for enhancing energy efficiency in affordable housing. This comprehensive resource explains the advantages of energy-efficient buildings and provides practical steps for implementation, funding, project management and more.

Each component below is designed to support both retrofits of existing units and new builds. Whether you're aiming to transform your current infrastructure or embark on innovative new projects, this toolkit ensures that you have what you need to make informed and impactful decisions.

Funders list for sustainable affordable housing

Energy-efficient affordable housing projects are expensive to undertake. We’ve compiled a list of potential funders from across the country to help you easily identify partners to support your project. Catering to both provincial and national levels, many of the organizations on this list support both retrofits and new builds.

Search the funders list.

Energy conservation roadmap

This resource outlines the process to assess your building’s energy efficiency needs and the actions required for each step. Gain clarity on the various project stages, the associated timeline for completion and tools that simplify the approval process.

Download the roadmap.

Project cash flow calculator and energy benchmarking tool

These tools are designed to help housing providers understand how much energy their buildings use and assess and quantify the costs and potential savings associated with retrofits or new builds. It includes a set of parameters and performance metrics, including capital costs, savings, inflation rate, simple payback and net present value to determine the financial feasibility and the energy savings associated with a project. This tool will help housing providers make informed decisions, leveraging accurate data to assess the viability of a potential project.

Open the calculator and energy benchmarking tool.

Webinar recording: Transform your approach to energy efficiency

This webinar explores how the Housing Providers’ Toolkit can guide your approach to affordable housing projects. Whether you're considering a retrofit or planning a new build, this toolkit is designed to demystify the complexities of energy efficiency and make your projects more viable and impactful.

Watch the webinar.

Case study: Pine Tree Park Estates offers a blueprint for sustainable affordable housing 

New Dawn Enterprises transformed Pine Tree Park, previously a military radar base, into Cape Breton's first net-zero energy community. This ambitious project, which took place between 2018 and 2023, highlights the step-by-step process of converting a brownfield into a sustainable affordable housing model. With the support of diverse funding sources, this project showcases a replicable blueprint for sustainable affordable housing.

Read the case study.

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