Funding Snapshot

Maximum Award:
$1,000,000
  • Grant for 60%* of eligible costs
  • Up to a maximum of $1 million 
Open To:

The following organizations are eligible for GMF funding. 

  • Canadian municipal governments (e.g., towns, cities, regions, districts, and local boards)
  • Indigenous communities that meet at least one of the following criteria:  
    • Hold municipal status under provincial or territorial law  
    • Share a service agreement with a municipality (infrastructure, climate change or adaptation)  
    • Plan to deliver the project in partnership with a municipal government   
  • Municipal partners, which include:  
    • municipally owned corporations
    • regional, provincial or territorial organizations delivering municipal services
    • non-governmental organizations
    • not-for-profit organizations
    • research institutes (e.g., universities)

For-profit entities are not eligible partners.  

Note: municipal partners must deliver projects in partnership with a municipality. 

 

Expected Output:

 

We fund adaptation projects where the total eligible costs are $1 million or less. While your work may be part of a larger, multi-year climate strategy, the portion you apply for must be a separate, standalone phase. This means the specific activities we fund must deliver immediate risk reduction to your community once complete, without requiring the completion of a larger, separate project.  

Emergency response and/or disaster recovery projects are ineligible.

Important update:    

The Green Municipal Fund is committed to supporting climate resilience in communities of all sizes across Canada. To achieve this national balance, we are currently prioritizing applications from regions that have not yet accessed significant portions of the available funding. This ensures that adaptation resources are distributed equitably and that we are supporting long-term institutional change in as many diverse municipal contexts as possible.  

Download the application guide to review the specific requirements for your project. Then log into the FCM Funding Portal to complete your application form.  

 

Application Deadline:

 

Funding available: October 6 - November 24, 2026 and March 30 - June 1, 2027.

For Quebec municipal applicants: May 27 - November 24, 2026 and March 30 - June 1, 2027.

Note: Quebec municipal applicants follow a distinct application process.

See Local Leadership for Climate Adaptation for details about GMF’s adaptation funding and resources.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada.

Lead municipalities are eligible to receive funding from Adaptation in Action for up to the following number of projects over the lifetime of the initiative, based on their population reported in the most recent census: 

Population Size 

Total Number of Projects 

<50,000 

1 Implementation Project

1 Feasibility Study 

50,000 – 500,000 

2 Implementation Projects

2 Feasibility Studies

>500,000 

3 Implementation Projects

3 Feasibility Studies 

Indigenous collaboration provision: Municipalities are encouraged to partner with or act as co-applicants on Indigenous community-led projects. When an Indigenous community applies in partnership with a municipality, the project counts toward the Indigenous community’s project limit only;  the partnering lead municipality remains eligible to lead their own projects. 

 

*Each of following applicants and projects receives a stackable incentive that is additional to the grant covering 60% of eligible costs. Projects may qualify for grant funding of up to 100% of eligible project costs if they qualify for all four of the following incentives:

  • +10% - for applicants that are Indigenous communities, local governments applying in partnership with an Indigenous community, or for projects that include two or more municipal governments.
  • +10% - for applicants that are rural and/or remote communities, and municipalities with populations below 10,000.
  • +10% - for projects that meaningfully address anti-racism, equity, and/or Reconciliation.
  • +10% - for projects that emphasize nature-positive adaptation.

Contact us to learn more

 

What we fund

We fund projects that enhance long-term climate resilience in communities in an equitable and inclusive manner. This funding is intended for communities who are already aware of their climate risks and know which projects will help them make the greatest strides in improving their climate resilience. 

Projects can involve measures such as improving infrastructure to withstand extreme weather, installing new measures to reduce impacts on the community, modifying the landscape to reduce wildfire risks, or bolstering municipal services to better support vulnerable community members.  They are intended to be smaller in nature, with maximum eligible expenses of $1 million and, upon completion, must have implemented on-the-ground solutions to respond to climate risk.

LLCA funding empowers local governments to implement equity-informed climate adaptation projects, with an emphasis on projects that provide low-carbon and nature-positive community benefits. 

What your project needs to achieve 

To qualify for funding, proposed activities must support eligible applicants to implement measures that reduce impacts from climate-related events and hazards. They should be:

  • A new or subsequent phase of a climate adaptation project (retroactive funding is not available)
  • Capable of completion within three years from the date of grant approval
  • Eligible for required approvals, authorizations and permits (where applicable)
  • Developed and constructed to ensure that hazard sensitivity is not increased, is not transferred to any parties or to the environment (e.g., transfer of flood risk downstream, destruction of habitat, introduction of pollutants to the environment), and is not maladapted (increasing sensitivity to other hazards)  
  • Aligned with a priority climate hazard identified in your community’s climate risk assessment or aligned with an action item in your community’s climate adaptation plan (a regional risk assessment that includes your community’s climate hazard priority is also acceptable).
  • A feasibility study or equivalent assessment (e.g. Indigenous Knowledge/Two-Eyed Seeing approach) that outlines objectives, costs, technical feasibility and expected outcomes
  • For projects installing new infrastructure: Able to demonstrate resilience to flooding, particularly if infrastructure is in or near a 100-year floodplain. Designs must include mitigation measures to avoid flood-related damage.

Additional project considerations

Projects that demonstrate greater impact and alignment with LLCA priorities may be eligible for a higher funding share. In particular, projects that:

  • Are led by or in partnership with Indigenous Communities. Applicants must provide a formal agreement or resolution confirming Indigenous community leadership or partnership.  
  • Include a partnership between municipalities. Applicants must include a letter of support committing an in-kind or financial contribution, and detail how partnering communities will benefit from the project.
  • Directly benefit equity-deserving or marginalized communities. Applicants must clearly identify how these groups will experience distinct or greater benefits than the general public.
  • Excel at using nature-based solutions (eg. wetlands, shoreline restoration)to manage climate impacts.    

Eligibility requirements 

Eligible projects

Eligible climate adaptation implementation projects could include:  

  • Installing, retrofitting or upgrading public cooling/warming infrastructure (including natural infrastructure) to reduce community vulnerability to extreme temperatures (e.g., designated cooling/warming centres, cooling corridors, naturalized areas)
  • Incremental costs associated with improving the design of a capital project to incorporate climate-resilient elements
  • Enhancing municipal service levels to respond to climate risks
  • Relocating municipal infrastructure
  • Installing, retrofitting or upgrading public structures or critical infrastructure for municipal service provision to reduce the risks associated with climate hazards
  • FireSmart-aligned vegetative management or vegetation-based wildfire risk mitigation activities
  • Installing, retrofitting or upgrading structural flood protection or stormwater collection works (e.g., sponge parks, flood conveyance works, pump stations, flood walls, flood boxes, debris catchment structures, jetties, detention ponds)
  • Dam, dike or channel decommissioning and floodplain restoration
  • Wetland restoration or construction
  • Rehabilitating important aquifer recharge areas
  • Installing, retrofitting or upgrading green infrastructure (e.g., rain gardens, bioswales, green roofs and/or permeable pavement)
  • Shoreline rehabilitation, including restoring natural shoreline protection through natural infrastructure, beach nourishment and/or bank stabilization
  • Slope stabilization projects that reduce the risk of debris flow, particularly in fire-impacted areas
  • Operational Testing: Incremental operations of existing assets to reduce hazard exposure during severe events (e.g., running heating/cooling centres) over a period of up to 18 months
Eligible costs

Eligible costs are direct costs that are approved for funding, properly and reasonably incurred, and paid by the applicant to carry out eligible activities. Eligible costs can only be incurred from the date the full application is submitted until the date final reporting is submitted. 

Eligible activities

Risk-reduction activities under the Adaptation in Action initiative include constructing, modifying, or enhancing municipal or Indigenous infrastructure, services or lands to support municipal service delivery in a manner that reduces the risks of climate-related hazards. 

This funding is not intended to support greenfield development in known hazard areas. Projects should focus on reducing the risks of climate-related hazards in relation to existing community composition, land use and infrastructure. 

This funding is not intended for climate disaster or emergency response. Projects should proactively address the impacts of climate change. 

In addition to the criteria identified in the Eligible Projects section, applicants to Adaptation in Action must be able to articulate how their project:

  • Aligns with the applicable results areas:
    • Climate resilient infrastructure and community spaces;
    • Nature-based solutions; and/or
    • Community well-being.
  • Implications for equity-deserving and marginalized communities, if any;
  • Has included nature-positive and low-carbon design elements, if any. 

Required documents

To apply for GMF funding, you must submit:

  • a pre-application form
  • an application form
  • a project workbook
  • all required supporting documents, including a community climate hazard risk assessment or climate adaptation plan

A GMF project officer will be your point of contact throughout the process. They will review your file and provide feedback. You may be asked to revisit some steps to help you submit a complete and high-quality application.  

 

At a glance: Local Leadership for Climate Adaptation funding offers 

Details Climate-Ready Plans and Processes Feasibility Studies: Adaptation in Action Implementation Projects: Adaptation in Action Rapid Adaptation Projects: Adaptation in Action 
Purpose Helps communities prepare and plan for climate change. Assesses the viability of projects to tackle climate risks. Implements real-world projects that address local climate challenges. Supports small communities in projects that provide immediate risk reduction.
Eligible Projects Climate risk assessments, climate adaptation plans, and resilience training. Studies to determine viability and helps prepare for future projects.Infrastructure improvements and service enhancements that tackle local climate needs and improves community wellbeing. Proven, replicable activities across four focus areas: wildfire, flood, heat and community facilities.
Funding Type Grants of up to $140K Grants of up to $70KGrants of up to $1MGrants of up to $75K 
Who Should Apply?Communities at the start of their climate journey Communities looking to assess the viability of their proposed climate adaptation project Communities ready to execute climate resilience projects Small communities ready to implement immediate climate solutions 
Key Outcomes Enhance climate adaptation strategies and community engagement Clear project feasibility and design ready for future action Direct improvements to community infrastructure that reduce climate risks and enhance community wellbeingTangible on-the-ground solutions that leave community members less vulnerable to climate impacts 
Learn More Climate-Ready Plans and Processes funding Feasibility Studies: Adaptation in Action funding Implementation Projects: Adaptation in Action funding Rapid Adaptation Projects: Adaptation in Action funding
 
Coaching to support climate adaptation success 

Access free, tailored support from experts to help your municipality implement effective, equitable and resilient adaptation projects.

 Discover more

 

Readiness check

Complete the following questions to determine if your implementation project could be eligible for funding. 

Question 1

Which of the following best describes your organization?

Question 1a

Do you have a partnership in place with a Canadian municipality?

This funding is intended to support Canadian municipal governments and eligible partners with climate change adaptation.

Unfortunately, your organization cannot access this funding because you are not partnered with a municipality on this project.  While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey. 

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

Question 2

Has your community completed a climate adaptation plan or a community scale climate change risk assessment? 

Question 3

Is your project valued at less than $1 million in eligible costs, and not already underway or a part of your routine work? 

Question 4

Will your project be undertaken and completed within three years? 

Question 5

To help us guide you to the best next step, is this your first time applying for GMF funding?

The next step is to download the application guide and confirm your eligibility with a GMF representative. 

They’ll give you a pre-application form and support you in starting your application.

No recommendation

This funding is intended to support Canadian municipal governments and eligible partners with climate change adaptation.

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey.

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires that your project supports climate change adaptation in your community. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey, including funding for the development of climate risk assessments and plans. 

Visit Climate-Ready Plans and Processes to learn more. 

Consult the Adaptation resource library to discover best-in-class reports, guides, case studies and more, all aimed at helping you advance your community’s climate resilience. 

Sign up for FCM Connect to stay informed about GMF funding, resources and training. 

No recommendation

Unfortunately, this funding requires that your project be valued at less than $1 million. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey. 

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires that your project be completed within three years. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey.

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Welcome back.

Since you already have an account with us, you can log into FCM’s funding portal and download the app to begin the pre-application process. Download the application guide to help your next steps.  

No recommendation

This funding is intended to support Canadian municipal governments and eligible partners with climate change adaptation.

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey.

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires that your project supports climate change adaptation in your community. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey, including funding for the development of climate risk assessments and plans. 

Visit Climate-Ready Plans and Processes to learn more. 

Consult the Adaptation resource library to discover best-in-class reports, guides, case studies and more, all aimed at helping you advance your community’s climate resilience. 

Sign up for FCM Connect to stay informed about GMF funding, resources and training. 

No recommendation

Unfortunately, this funding requires that your project be valued at less than $1 million. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey. 

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires that your project be completed within three years. 

While this funding isn't the right fit, GMF offers training and resources to support communities in their adaptation journey.

Check out our resources for practical, hands-on tools and knowledge that can support your project efforts and address municipal challenges.
 
Sign up for FCM Connect to stay informed about GMF funding, resources and training. 
 
Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Welcome back.

Since you already have an account with us, you can log into FCM’s funding portal and download the app to begin the pre-application process. Download the application guide to help your next steps.  

Application process

Phase 1: Readiness check

Before applying, please complete the Readiness check to determine if your implementation project could be eligible for funding and to learn about next steps. 

To help you prepare a strong application, we also encourage you to watch our recorded webinar, Learn how to build strong Adaptation Action implementation projects. It highlights practical tips, common pitfalls and insights to consider before contacting a GMF representative. 

Phase 2: Pre-application submission

Once you have completed the Readiness check and have assessed your eligibility, download the application guide for full instructions. Then, log into the FCM funding portal to access and complete the pre-application form. All application steps—including what to submit and how—are outlined in the guide.

  • If you are a first-time applicant: You must register for an account to access the portal. Contact a GMF representative for details.  
  • If you have previously applied for GMF funding: Log into FCM’s funding portal with your existing credentials to download the app and begin the pre-application process. 

Important details:   

  • Reviewing the pre-application may take a GMF representative up to five days, depending on application volume. They will confirm whether your organization and initiative are suitable to proceed to the next stage of the application process. We encourage you to submit your pre-application early in the application period to ensure you have sufficient time to complete the full application.
  • The pre-application form is available through FCM’s funding portal and is a required step in the application process 
  • To access the pre-application form, you must register for an account and be signed into FCM’s funding portal
  • Supporting documents are not required at this stage—they will need to be submitted as attachments with your full application form only.

Contact a GMF representative if you have any questions or to schedule an appointment:

1-877-417-0550

gmfinfo@fcm.ca

Book a meeting with a GMF representative

Phase 3: Full application submission

If your organization and initiative are confirmed to be eligible to proceed to the next phase, your GMF representative will inform you that the full application is available through FCM’s funding portal, where you can access a project workbook template to complete and submit with the full application form.

It is important to note that even if a pre-application is permitted to move forward with a full application, it does not guarantee that the project will eligible once all project details are evaluated by GMF, or that it will be approved for funding.  

As you complete the application form, contact your GMF representative if you have any questions. Once you’ve filled out the application and project workbook and attached the required supporting documents, submit them to GMF.

Phase 4: GMF project officer review

Once the full application is submitted, a GMF project officer will be assigned to your file and will review your application for accuracy and completeness. They will work with you to resolve any remaining questions and be your point of contact throughout the remainder of the application and funding-decision process. 

Phase 5: Peer review and internal review

An external expert peer review panel will evaluate implementation project applications. Feasibility study applications will be assessed internally by GMF staff. Funding recommendations are then provided to GMF Council and FCM’s Board of Directors.

Phase 6: Funding decision

GMF Council makes funding recommendations to FCM’s Board of Directors for funding approval.  

 

How to apply

  1.  Complete the Readiness check.
  2. Download and review the application guide.  
  3. Reach out to a GMF representative to discuss your project at gmfinfo@fcm.ca or 1-877-417-0550.  
  4. Review the list of prerequisites and supporting documents in Appendix C of the application guide.  
  5. Review the eligible and ineligible costs.  
  6. Ensure you have a detailed project budget in place and are securing other funding sources for your project. 
  7. Complete the pre-application form. 

Need help to see if this is the right funding for you?

Contact our Outreach team who can answer any questions you have relating to this funding opportunity.

Learn more about the Local Leadership for Climate Adaptation initiative

Discover the ways GMF is supporting communities to become more resilient to climate change impacts.

Funding Snapshot

Maximum Award:
  • Funding for up to 50%* of eligible costs
  • Up to a maximum of $10 million** in project funding
  • Up to a maximum of $1 million** in infrastructure activity funding 
Open To:

The following organizations are eligible for GMF funding:

  • Canadian municipal governments (e.g., towns, cities, regions, districts and local boards)
    • Eligible to apply in collaboration with other eligible municipal governments or alone
  • Organizations applying in partnership with municipal governments, which include:
    • Municipal corporations
    • Regional organizations delivering municipal services
    • Indigenous organizations (for-profit and not-for-profit) or Indigenous communities
    • Not-for-profit organizations registered in Canada (e.g., charitable organizations; volunteer organizations; community, professional, industry or other associations; land conservation organizations; and non-government organizations)
    • For-profit organizations or private-sector entities legally incorporated or registered in Canada

The following entities are not eligible to receive funds directly:

  • Homeowners
  • Federal government entities and any organizations established by those entities
  • Provincial and territorial government entities and any corporation that they own or control
Expected Output:

A new tree planting project, with municipal government involvement and accountability.  
 

Application Deadline:

We are not currently accepting applications for Tree planting funding. Sign up for FCM Connect to be notified when funding is available.

Quebec applicants follow a distinct application process.

*See eligible costs. 

** Eligible applicants can receive funding for more than one tree planting project. The maximum amounts are funding limits per municipality for the lifetime of the funding through Growing Canada’s Community Canopies tree planting. This limit applies to all eligible applicants wishing to plant within the jurisdictional boundaries of a municipality.  

Lifetime funding per municipality:   

  • Up to a maximum of $10 million in project funding
  • Up to a maximum of $1 million in infrastructure activity funding 

 

What we fund

GMF’s Growing Canada’s Community Canopies (GCCC) initiative funds planting the right type of trees in the right places so that communities across Canada can grow, manage and protect their tree canopies.

When communities plant trees they benefit from carbon sequestration, enhanced biodiversity, and better climate resilience and well-being.  

To qualify for tree planting funding, your project must contribute to the planting of new trees with municipal government involvement and accountability. 

As tree planting benefits communities in diverse ways, projects with planting that supports environmental, economic and social objectives will be more likely to receive funding.

To meet your local needs, GMF will fund a combination of tree planting, including: 

  • Community-wide urban planting
  • Forest restoration in naturalized areas
  • Localized planting projects

Eligibility requirements 

Eligible costs

Eligible costs are direct costs that are approved for funding, properly and reasonably incurred, and paid by the applicant to carry out eligible activities. Please see eligible cost table for details.

Eligible activities

Funding for tree planting projects has been designed to support communities in making permanent additions to their forests.  

This funding aims to maximize the benefits of urban forestry through strategic tree-planting activities. That’s why we emphasize planting the right trees in the right areas—the trees are more likely to survive, and your project is more likely to meet its objectives. 

GCCC supports a variety of tree planting activities such as: 

  • Street tree planting, which is the thoughtful placement of trees along public streets, enhancing aesthetics, providing shade, improving air quality and reducing noise
  • Urban planting in areas with low canopy cover, which lowers temperatures to lessen the urban heat island effect
  • Park tree planting, which focuses on establishing new groves and revitalizing existing tree stands in public parks, keeping green spaces healthy and biodiverse
  • Riparian planting in flood-prone areas, which can increase the infiltration and stability of soils
  • Forest restoration and reforestation, which can rehabilitate areas that have experienced die-offs caused by pests or wildfires  

We emphasize diversifying tree species because it increases biodiversity, resilience and ecological sustainability.  

Community engagement is a key priority. We award evaluation points to projects that demonstrate inclusive engagement, fostering a sense of ownership and understanding of the vital roles that trees play in urban environments.  

Through these targeted tree planting activities, we seek to fund thriving, resilient community canopies that make municipalities across Canada more livable. 

Eligible sites

GCCC does not provide funding for tree planting projects on federally owned land. Please visit the Government of Canada's 2 Billion Trees program and its Our Action webpages for the status of trees planted on federal lands and the Indigenous funding stream.


What your project needs to achieve 

Forestry requirements

Applications for tree planting funding should demonstrate the following: 

  • How the project is supported by municipal or regional policies, plans, programs and/or guidelines (e.g., urban forest management plans, urban forest best management practices, tree protection bylaws, urban master plans, and/or other laws or policies dealing with canopy cover)
  • A planting plan that includes information on site selection, site analysis, soil-preparation techniques, tree selection, planting design, and planting techniques.
  • Engagement with professionals (e.g., registered forestry professionals, arborists, ecologists, biologists, etc.) during project planning
  • Inputs have been secured, or plans have been made to secure these inputs (i.e., tree stock availability, connection with nurseries, land/labour, project partners)
  • Community engagement where the project is taking place 

Applicants must submit a planting plan demonstrating knowledge of site conditions (or plans to assess them) and showing that they are selecting the best tree species for the site(s) to fulfil the project’s objectives. A professional with urban tree or forest health training (e.g., arborist, forester, biologist, ecologist, landscape architect or horticulturalist) must prepare or review this document.  

Maintenance and monitoring plan

Applicants must have a plan for short and long-term maintenance and monitoring of the trees they plant, including how maintenance will promote tree establishment and long-term survival.

Our ⁠tree maintenance and monitoring plan template can help organize your plan

Site location

We prefer projects planted on civic lands because they are more likely to be permanent. However, we will accept applications for planting on non-municipal lands where the lead applicant is accountable for ongoing tree maintenance and survivability during the first year.

Letters of support from landowners, including an acknowledgement of long-term tree ownership and responsibility, will be required for all planting sites on non-municipal land. 

Council support

All projects, regardless of the lead applicant or planting location, will require a resolution or letter of support from the council of the municipality in whose jurisdiction the planting is to occur.

Survivability

We’ve designed tree planting funding submission requirements and evaluation processes to increase tree survival rates. Applicants will need to describe their approach to tree mortality and replanting and describe their plan for maintaining the trees over the long-term. There will be a 10% hold-back (up to $100,000) for a maintenance and monitoring report that will need to be submitted one year after the planting is completed and will include tree survival rates. Project sites may also be audited to assess project success. 

 

Required documents

To apply for GMF funding, you must submit:

A GMF project officer will be your point of contact throughout the process. They will review your file and provide feedback. You may be asked to revisit some steps to help you submit a complete and high-quality application. 


 

Readiness check

Complete the following questions to determine if your tree planting project could be eligible for funding. Funding for Tree planting is currently only available to municipalities in Quebec.  

Question 1

Which of the following best describes your organization?

Question 1a

Do you have a partnership in place with a Canadian municipality? (A letter of support from council will be necessary to validate a partnership with a municipality.)

Skip

Question 2

Is your project valued at a minimum of $50,000* in eligible costs?

Skip

Question 3

Will this project result in the incremental tree planting (over and above normal planting activities) and is not legislatively required? 

Skip

Question 4

Will your project be undertaken and completed in the next three years? 

Skip

It sounds like you have the start of an excellent project.

We are not currently accepting applications for tree planting funding. Sign up for FCM Connect to be notified when funding is available.

Quebec applicants follow a distinct application process.

Use our guide and template to create your tree planting plan, which will be required as part of your pre-application when funding is available.

No recommendation

This funding is intended to support Canadian municipal governments and eligible partners with tree planting projects. Unfortunately, your organization cannot access this funding because you are not partnered with a municipality on this project. 

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more.

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Sign up for FCM Connect to stay informed about GMF funding, resources and training.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires your projects be valued at a minimum of $50,000.

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more.

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Sign up for FCM Connect to stay informed about GMF funding, resources and training.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada.

No recommendation

Unfortunately, this funding requires your projects to plant incremental trees that are not legally required to be planted.  

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more.

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more.

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires your project be completed in the next three years.  

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more. 

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Sign up for FCM Connect to stay informed about GMF funding, resources and training.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

This funding is intended to support Canadian municipal governments and eligible partners with tree planting projects. Unfortunately, your organization cannot access this funding because you are not partnered with a municipality on this project. 

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more.

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Sign up for FCM Connect to stay informed about GMF funding, resources and training.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires your projects be valued at a minimum of $50,000.

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more.

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Sign up for FCM Connect to stay informed about GMF funding, resources and training.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada.

No recommendation

Unfortunately, this funding requires your projects to plant incremental trees that are not legally required to be planted.  

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more.

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more.

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

No recommendation

Unfortunately, this funding requires your project be completed in the next three years.  

Read our Creating a tree planting plan for your community guide and use the planting plan template to help you define your objectives, collect data on your current canopy’s status, select a planting site, choose tree species and more. 

Check out our resources for practical, hands-on tools and knowledge that can support your community’s efforts to expand its canopy.

Sign up for FCM Connect to stay informed about GMF funding, resources and training.

Discover other GMF funding offered to local governments to fund infrastructure and support a net-zero Canada. 

 

Access urban forestry coaching 

You can access free coaching from urban forestry professionals to improve the quality of your applications and answer technical questions about your tree planting project. If you are interested in speaking with a coach to support your application, please ask your GMF representative to refer you. 

Coaches can help you with:

  • Scoping your project and reviewing methodology
  • Maximizing project benefits  
  • Ensuring your project is informed by best practices in urban forestry 

Please refer to our coaching webpage for more information. 

How to apply

  1. Complete the Readiness check.
  2. Download and review the application guide.
  3. Review the funding details in Appendix A of the application guide.
  4. Review the list of pre-requisites and supporting documents in Appendix B of the application guide.
  5. Review eligible and ineligible project costs
  6. Consult Appendix D of the application guide to ensure that your project’s budget includes sufficient resources to meet reporting requirements.
  7. Visit FCM’s funding portal to create your profile and request a PIN to access the system or access your existing profile.
  8. Obtain the necessary pre-application form through FCM’s funding portal.
  9. Submit a pre-application form and tree planting plan through FCM’s funding portal.
  10. A GMF representative will review your pre-application and determine whether your organization and project are eligible to proceed to the next step of the application process. At this time, you may be recommended to work with an Urban Forestry Coach to complete your application.  
  11. If your organization and project are deemed eligible to proceed, the representative will inform you that the full application form is available through FCM’s funding portal. They will also provide you with a project workbook to complete.
  12. A GMF project officer will be assigned to your file and will review your application. They will work with you to resolve any questions and be your point of contact throughout the rest of the process. When ready, submit your full application including all required documents.
  13. External peer reviews and GMF representatives will review your full application, and a funding recommendation will be made by GMF to FCM’s Board of Directors.
  14. You will be notified when FCM’s Board of Directors make the final funding decision.  

Quebec municipalities

Note: We are not currently accepting applications for tree planting funding. Sign up for FCM Connect to be notified when funding becomes available.

When we are accepting applications, the process will be as follows for Quebec municipalities:

Municipalities in Quebec must follow a specific application protocol established through an agreement between FCM and Quebec’s Ministère des Affaires municipales et de l’Habitation (MAMH). Under this agreement, MAMH conducts a review of all proposed projects before the GMF evaluation begins.

How to apply

  1. Verify eligibility: Complete the Readiness check to ensure your organization and project meet the core requirements.
  2. Prepare your pre-application:
    • Download the application guide. Review the guide for full instructions on required documentation, funding details and reporting requirements.
    • Review eligible costs to ensure your project budget only includes approved expenditures.
  3. Submission process: To be considered for funding, you must submit your pre-application request directly to the province. Log into the MAMH portal using your username and password, and then complete the following steps:
    • File naming: Save your application form to your device using the following format: FMV_“your municipality’s name”_“date” (YYMMDD). For example: FMV_TownofABC_180228.pdf.
    • Initiate transfer: Once logged in, select File Transfer.
    • Select recipient: From the Recipient dropdown list, select the applicable funding.
    • Complete upload: Upload your files and select Transfer once your request is complete.
  4. Notify GMF: Log into the FCM funding portal to upload a copy of your pre-application form. This helps our team stay informed about your project and provide better support throughout the review process.
  5. Compliance and standards: All projects in Quebec must:
    • Comply with all Quebec laws and regulations: You are responsible for verifying and meeting all applicable provincial requirements and obtaining the necessary authorizations before starting work.
    • Follow recognized practices: Your project should align with best practices and standards officially published by the relevant Quebec ministries.

Learn more about the Growing Canada’s Community Canopies initiative

Discover the ways GMF is supporting communities in planting the right trees in the right places. 

Create a tree planting plan

Six key resources you need to plant new trees effectively.

Colleagues chatting in an urban forest.

Webinar recording: The business case for planting trees 

Learn why trees are one of your community’s smartest investments.

Discover the value of trees 

 
 
 
Two newly planted trees near a road.

Factsheet: Site selection and preparation 

Ensure you plant trees where they can survive and help your community thrive.

Choose the right sites 

 
 
 
Smiling person holds potted trees to be planted.

Guide: Create a tree planting plan for your community 

Access best practices backed by research and real-life examples.

Follow our complete guide 

 
 
 
Someone mapping out a tree planting plan.

Template: Tree planting plan 

Set clear goals, track progress and maximize your project’s impact.

Fill in our template 

 
 
 
Someone watering a tree.

Template: Create a tree maintenance and monitoring plan 

Support healthy tree growth, track progress and respond to challenges over time.

Ensure healthy, long-lasting trees 

 
 
 
An urban forest produces shade on a sidewalk.

Factsheet: Make the case for trees in your community 

Present the economic, environmental and social benefits of your project to council and community partners.

Build a strong case for funding and support 

 
 
 

Build or renew an urban forest management plan

Six key resources you need to build or renew an urban forest management plan.

A bird’s eye view of a community forest.

Webinar recording: Develop an urban forest management plan for your community 

Learn about the benefits urban forest management plans bring to communities and why to build your own.

Hear from local leaders 

 
 
 
Urban forestry staff uses a drone to measure canopy cover.

Factsheet: Urban forestry technology and tools 

Explore technology and tools that you can use to measure, analyze and make decisions about your tree canopies.

Understand your canopy coverage 

 
 
 
Community consultation.

Tip sheet: Community engagement in urban forestry projects 

Discover clear, actionable steps to strengthen your engagement strategy and ensure benefits are available to all.

Engage your community meaningfully 

 
 
 
Person presents an urban forest management plan to a community.

Factsheet: Advance tree equity and grow community canopies 

Explore how to centre tree equity in your urban forestry plans and practices.

Learn about tree equity 

 
 
 
Close up of tree leaves.

Factsheet: The role of tree diversity in strengthening urban forests 

Learn how tree diversity contributes to climate resilience and urban biodiversity.

Integrate tree species diversity in your plan 

 
 
 
Aerial view of tree canopy.

Guide: Create an urban forest management plan for your community 

Follow our complete guide to build your urban forest management plan.

Follow our complete guide 

 
 
 

As communities grow, local governments are looking for ways to accommodate, service and support new residents and businesses. However, finding space for additional housing, commerce and agriculture while aligning cost and environmental benefits to your community’s needs can be challenging.

To help municipal staff and elected officials overcome these challenges and make explore sustainable land use options, we’ve developed a pair of resources with support from Canada Mortgage and Housing Corporation (CMHC). This tool explores the financial and climate implications of potential projects and a guide that provides tips, strategies and a high-level understanding of how land use decisions can impact a municipality’s climate and fiscal sustainability.

Tool: Land use impact calculator

A plugin for Microsoft Excel, open to all members of the public, this tool can allow local governments to explore the potential impact of land use projects. Users can explore potential land use scenarios and their impact by imputing data related to buildings, services, infrastructure, transportation and municipal revenue.

Access the tool.

Guide: Climate and financial impacts of land-use decisions

This informational guide can help municipalities better understand the benefits of land use development while highlighting best practices and strategies that lock in positive fiscal and climate effects. It features a case study, links to helpful resources and a detailed comparison of the implications of three types of land use developments:

  • Walkable mixed-use infill (high density)
  • Transit-focused (medium density)
  • Residential-focused (low density)

Through this comparison, readers will form a better understanding of the impacts each project-type has on housing, transportation, energy, municipal finances and more.

Download the guide today.

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Event Details

Location
Online

Energy use in municipal, residential, and commercial buildings contributes significantly to Canada’s GHG emissions. Investing in building energy performance and resilience will not only decrease our buildings’ impact on the climate, but will also reduce maintenance costs, create jobs, and improve our quality of life.

This course series, Tackling energy use in municipal and community buildings, offers four self-paced, free, online courses for you to choose from that covers topics such as municipal leadership, community-scale energy solutions, and policies and programs designed to support community members. Once you have registered, the course you selected will be available to you for three months—although it’s estimated to take less than 10 hours to complete each course. You can take any number of courses and in any order, depending on your municipal priorities and needs.

Each course is divided into five modules. These modules include case studies and interviews with municipal champions across Canada, additional readings to support your learning and opportunities to connect, reflect and plan your next steps. Each module can be completed at your own pace and as your schedule allows, although we recommend that you try to complete one module per week. See more details below about each individual course.

The courses are based on the Municipal Energy Roadmap, which offers guidance in identifying the best solutions for Canadian communities to achieve significant GHG emissions reductions in their municipal and community buildings and meet their long-term sustainability objectives. More information is provided in our Municipal Energy Roadmap factsheets and webinar recording.

Course: Leading the way in municipal buildings

From "What can I do to improve the energy performance of buildings in my community?" to "How can I get it done?", discover how municipalities can model best practices to inspire their residents and businesses to take action.

Learning outcomes:

  • Articulate your top priorities and challenges related to improving the energy performance of your municipal buildings.
  • List examples of municipal champions and resources that can be sources of inspiration and best practices for your next energy initiative.
  • Describe one or more strategies to improve building energy performance that you may be able to implement in your own municipality.
  • Name five key steps to support project implementation and describe (at a high-level) how you can apply each step to your next energy initiative.
  • Identify next steps to continue your learning and build on the ideas covered in this course.

The learnings of this course can be applied to municipal projects that are eligible for support via our Sustainable Municipal Buildings funding offers and Community Buildings Retrofit initiative. Discover how we can support your next steps.

SELECT COURSE

Course: Scaling up solutions for community energy generation

Explore two different approaches for adopting low-carbon energy solutions at a broader scale in your community: district energy systems and renewable energy generation systems, with a focus on wind and solar power.

Learning outcomes:

  • Compare the advantages and challenges of different types of community energy generation projects that municipalities can implement or support.
  • Name examples of different approaches for district energy and renewable energy generation and resources that can support implementation.
  • Describe one or more characteristics that determine if and how community energy generation makes sense for your municipality.
  • Identify four different ways that municipalities can be involved in community energy projects and describe at a high-level what steps each way might involve.
  • Explain how your municipality would be involved in a hypothetical community energy project and what actions you would take.
  • Identify next steps to continue your learning and build on the ideas covered in this course.

The learnings of this course can be applied to municipal projects that are eligible for support via our Community Energy Systems funding offers. Discover how we can support your next steps.

SELECT COURSE

Course: Incentive and financing options for building energy upgrades

Learn how your municipality or organization can support residents and businesses to complete energy upgrades to existing homes and buildings.

Learning outcomes:

  • Explain the value of financing/incentive programs in supporting community members in completing energy upgrades.
  • Identify relevant examples of financing/incentive programs across Canada and draw connections to your local context.
  • Describe what financing/incentive program models might make sense for your municipality and any challenges that might be involved.
  • List key steps or considerations involved in designing and implementing financing/incentive programs.
  • Name common challenges and best practices related to designing programs with an equity lens.
  • Identify next steps to continue your learning and build on the ideas covered in this course.

The learnings of this course can be applied to municipal projects that are eligible for support via our Community Efficiency Financing initiative. Discover how we can support your next steps.

SELECT COURSE

Course: Advancing high-performance buildings in your community

Discover opportunities for municipalities to drive deep GHG reductions in buildings—and in their communities more broadly—through policies and programs that normalize the adoption of climate-friendly choices.

Learning outcomes:

  • Articulate how municipalities can help meet net-zero targets in our communities, with a focus on community buildings.
  • Describe specific policy levers that municipalities can use to contribute to the improved performance of new buildings and neighbourhoods.
  • Explain how municipalities can raise awareness of the benefits of high-performance buildings through energy rating and disclosure programs and other initiatives to engage community and industry members.
  • List key steps and considerations for designing and implementing policies and programs to achieve high-performance buildings and neighbourhoods.
  • Identify next steps to continue your learning and build on the ideas covered in this course.

The learnings of this course can be applied to municipal projects that are eligible for support via our Net-Zero Transformation funding offers. Discover how we can support your next steps.

SELECT COURSE

 

Summary

To reduce the amount of bulky waste sent to landfill, the City of Drummondville, Québec, has developed an at-home, appointment-based collection service for divertible items. The pilot project implemented in 2020 included the collection of furniture, mattresses, electronic devices, and construction, renovation and demolition (CRD) waste in order to reuse or properly recycle these items. Based on the project’s positive results, the City permanently implemented the service in 2023.

“The pilot project was such a success, and the response of the population was so positive that we decided to maintain the service. We’re now looking at the possibility of adding new categories of divertible items.”

– Marie-Ève Vadnais, Director, Environmental Department, City of Drummondville.

Context

Located in the Centre-du-Québec region, halfway between Montreal and Québec City, the City of Drummondville has a population of nearly 85,000. After significant efforts in the past few years to raise the awareness of good waste management to its population, the City felt the need to take it a step further to reduce the amount of bulky waste sent to landfill.

Challenge

Noting that 70 percent of the bulky waste put to the curbside during quarterly collection drives had the potential to be repaired, reused, transformed or recycled, the challenge for Drummondville was to divert as much of this waste as possible to improve its waste management performance, extend the lifecycle of landfill sites, and generate economic and environmental benefits.

Approach

Through an easy-to-use electronic reservation platform, citizens can register and make an appointment for the type of waste collection of their choice. Then, the addresses of the registrants are extracted to determine the optimal collection route to pick up this divertible waste. The collected waste is then reused or recycled by local partners.

With this new service, Drummondville aimed to:

  • Reduce the amount of waste by 2.5 percent during the pilot project and by 5 percent after full-scale implementation.
  • Identify and monitor success factors to ensure the cost efficiency of the social economy business and the regional eco-centre.
  • Achieve sufficient savings to be able to end one of the three annual bulky waste collection drives.
Woman on laptop surrounded by moving boxes

Results

Within the first year of providing an appointment-based collection service to its residents, the City of Drummondville diverted 245 tonnes of waste from landfill, including 23.5 tonnes of bulky items, generating $18,000 in savings based on per-tonne landfill costs in 2021.

Additionally, the service achieved:

  • Nearly 30 tonnes of divertible waste collected in 2022, a 10% increase compared to 2021.
  • The elimination of one of the three annual bulky waste collection drives, representing annual savings of nearly $30,000.
  • A decrease in GHG emissions and fuel savings through the improved design of collection routes.

These positive results led to the permanent implementation of the service in 2023.

Benefits

“Not only are there environmental benefits, but there are also economic benefits to better managing our waste,” said Marie-Ève Vadnais, Director, Environmental Department, City of Drummondville.

The amount of bulky items and CRD waste diverted from landfill will increase the lifecycle of landfills, reducing GHG emissions, contamination and pollution. Additionally, working with two local, social enterprises and a private waste diversion business promotes the development of a circular economy and community support.

As for the residents of Drummondville, they can now divert or recycle their waste more easily.

Lessons learned

Throughout the process of developing and implementing this service, three main lessons emerged.

  1. The need to have recognized partnerships with service agreements, while choosing local organizations that have the capacity to collect and divert waste.
  2. Implementing a communication plan with ongoing promotions is crucial to encourage the population to use the new service.
  3. Choosing an online reservation platform that is user-friendly for both the population and the people in charge of registrations.

Testimonial

“This project has raised the awareness of the population about waste. Not only are there environmental benefits, but there are also economic benefits to better managing our waste,” said Marie-Ève Vadnais. “The population was informed through a large-scale awareness campaign that we carried out, which had impacts on the total number of tonnes of collected waste, and also on the number of users of the eco-centre”

Next steps

Permanently implemented in 2023, the appointment-based collection service for divertible waste will be expanding in the coming months. The City is already looking into new diversion streams and partners who can recycle or reuse other types of items, such as refrigerators and air conditioners, while ensuring the long-term capacity of current partners to provide waste collection and diversion services.

Want to explore all GMF-funded projects? Check out the Projects Database for a complete overview of funded projects and get inspired by municipalities of all sizes, across Canada.

Visit the projects database

We've developed two tools to help housing providers understand how much energy their buildings use, and the costs savings associated with the projected energy use. The first tool, called Energy benchmarking, lets housing providers see how much energy they use now, set realistic goals for using less energy, and figure out how much money they could save. 

The second tool, the Project cash flow calculator, helps housing providers look at the money side of things. It helps them make smart choices for the long term. These tools work together to help affordable housing providers reach their energy-saving goals and manage financial expectations. This way, they can build strong, lasting communities for the future.   
 

Energy benchmarking

Navigate the complexities of your building's energy consumption patterns with our energy benchmarking tool. This tool will facilitate insightful comparisons between your building's current performance, its historical efficiencies, and benchmarks against similar properties. Use this tool to determine your property's energy intensity and gauge the potential energy savings your project could deliver.

In this section, you can conduct an energy analysis of your project. By determining your building's energy intensity, you'll be well-equipped to compare it with similar structures. Additionally, this allows you to estimate potential energy savings and reductions in GHG emissions within an energy efficiency project. Please note that this section is optional and independent of the cash flow analysis.

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Project cash flow calculator

This robust tool meticulously examines all financial inflows and outflows tied to a project over a defined timeframe. It allows housing providers to anticipate and tactically manage expenditures. The calculator is instrumental in facilitating informed decision-making by providing a comprehensive overview of the financial trajectory of energy-efficient initiatives throughout their entire life cycle. From illustrating the return on investment to offering a nuanced understanding of financial implications, this tool equips housing providers with the insights necessary to determine the viability of a project.

In this section, you can assess your project's profitability using the financial metrics provided in the table below. 

Cash Flow

Net Annual Cash Flow

Calculation Table

Financial Metrics

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Glossary

1. Net cash flow: Net cash flow is the difference between the total cash inflow and the total cash outflow. In this calculator the inflow corresponds to energy savings and the cash flow corresponds to the project cost and the operating and maintenance (O&M) costs.

2. Cumulative cash flow: Cumulative cash flow means, for any calendar year, the sum of the Annual Cash Flow for each calendar year prior to and including such calendar year.

3. Simple payback: Simple payback is defined as the number of years after which an investment will have paid for itself. In energy efficiency projects it can be translated as the number of years it takes for the energy savings to payback the initial cost of the project. The shorter your payback period is, the faster you will recover your initial investment.    

Payback period = Initial investment / Annual pay

4.  Present value: Present value (PV) is the current value of a future sum of money or stream of cash flows given a specific rate of return.

5. Cumulative present value: Cumulative present value means, for any calendar year, the sum of the Annual Present Value for each calendar year prior to and including such calendar year.

6. Net present value: Net present value (NPV) is the difference between the present value of cash inflows and the present value of cash outflows over a period of time. NPV is the result of calculations that find the current value of a future stream of payments, using the proper discount rate. In general, projects with a positive NPV are worth undertaking while those with a negative NPV are not.

NPV = Cash flow / (1 + i)t – initial investment    
* t = year of project
* i = discount rate    

 

7. Savings to investment ratio: the Savings to investment ratio also called benefit-to-cost ratio is the ratio of the net present value to project costs. Ratios greater than 1 are representative of profitable projects. As for NPV, projects with a positive savings to investment ratio are worth undertaking while those with a negative savings to investment ratio are not.

8. Internal rate of return: Internal rate of return (IRR) follows the same reasoning as Net Present Value. But rather than picking a discount rate to find the current value of a future stream of cashflows, this method relies on an iterative solution to determine what discount rate will cause the NPV of the project to equal zero. IRR is calculated by trial and error by varying the discount rate in the NPV formula until the NPV is equal to 0. The IRR assumes the cash flows from a project are reinvested at the IRR itself.

9. Modified internal rate of return: The Modified internal rate of return (MIRR) follows the same reasoning as IRR but assumes that positive cash flows are reinvested at the firm's cost of capital.    

Last updated: March 2026

Building sustainable and affordable housing can be complex, particularly when it comes to financing. Many projects rely on external funding sources to implement energy-efficient retrofits or new builds. The following funder list is designed to streamline your search for financial sources at both provincial and national levels and serves as a strategic tool to simplify the decision-making process.  

Whether you’re laying the groundwork for a new build or planning for extensive high-performance, energy-efficient retrofits, this list can help. Discover funding that can help you carry out a project that provides much-needed housing for Canadians, creates healthy, thriving communities, empowers local economies, and contributes to an affordable, sustainable future. 
 

Funders list

The information below links to programs external to FCM. While we strive to provide accurate information, FCM cannot ensure the accuracy of content hosted externally. For inquiries related to updates, changes, or relevant questions concerning the programs external to FCM, please reach out to us at gmfcapacity@fcm.ca. 

Search 

Region 

Organization 

Program 

Stage(s)

Funding Type 

AB 

Alberta Real Estate Foundation

Province-wide 

Development Grants

Pre-construction

Grant 

AB 

Calgary Foundation 

Municipal region 

Strategic Opportunity Grants 

Operating
Other

Grant 

AB 

City of Calgary

Municipal region 

Housing Incentive Program (HIP) 

Pre-construction

Grant

AB 

City of Edmonton

Municipal region 

Affordable Housing Investment Program (AHIP) 

Capital

Grant 

AB 

Province of Alberta

Province-wide 

Affordable Housing Partnership Program (AHHP) 

Pre-construction 
Capital

Grant
Other

AB

Province of Alberta

Province-wide 

Capital Maintenance and Renewal Program 

CapitalGrant
AB

Province of Alberta

Province-wide
Indigenous

Indigenous Housing Capital Program 

CapitalGrant
Atlantic Region

Deep Retrofit Accelerator Initiative: ReCover

Province-wide 

Building Transformation Program

Pre-constructionGrant

BC 

BC Housing

Province-wide

Energy Efficiency Retrofit Program (EERP) 

Capital

Grant 

BC 

BC Housing

Province-wide

Capital Renewel Funding (CRF) 

Capital

Grant 

BC 

BC Housing 

Province-wide 

BC Builds 

Pre-construction
Capital 

Repayable Loan

BC 

BC Hydro

Province-wide 

BC Hydro's Custom Efficiency Program 

Capital

Grant 

BC 

BC Hydro & CleanBC

Province-wide

Social Housing Energy Savings Program 

Pre-construction
Capital

Grant 

BC

City of Kelowna

Municipal region

Development Incentives

CapitalGrant
BC

City of Victoria

Municipal region

Housing Reserve Fund

CapitalGrant

BC

Fortis BC

Province-wide 

Rebates & offers for non-profit 

Capital 

Rebate 

BC

Indigenous Services Canada (ISC)

Province-wide
Indigenous

Housing Support Program (HSP) in British Columbia

CapitalGrant

BC

Real Estate Foundation of BC (REFBC)

REFBC Grants 

Operating
Other

Grant

BC 

Vancity Community Foundation (VCF)

Province-wide 

Vancity Affordable Community Housing Program​ 

Pre-construction 
Capital

Repayable Loan

BC

Vancity Community Foundation (VCF)

Province-wide

VCF community grants

Operating
Other
Grant
Canada

Build Canada Homes (BCH)

Nation-wide 

Build Canada Homes (BCH)

CapitalRepayable Loan
Grant
Canada

Canada Mortgage and Housing Corporation (CMHC)

Nation-wide 

MLI Select

CapitalRepayable Loan
Canada

Canada Mortgage and Housing Corporation (CMHC)

Nation-wide 
Indigenous

Proposal Development Funding for First Nation Communities

Pre-constructionRepayable Loan
Canada

Canada Mortgage and Housing Corporation (CMHC)

Nation-wide 
Indigenous

On-Reserve Non-Profit Housing Program (Section 95)

CapitalRepayable Loan
Subsidy
Canada

Canada Mortgage and Housing Corporation (CMHC)

Nation-wide 
Indigenous

On-Reserve Residential Rehabilitation Assistance Program (RRAP)

CapitalGrant

Canada 

Canada Mortgage and Housing Corporation (CMHC)

Nation-wide 

Apartment Construction Loan Program (ACLP) 

Capital

Repayable Loan 

Canada 

Canada Mortgage and Housing Corporation (CMHC)

Nation-wide 

Affordable Housing Innovation Fund

Pre-construction

Grant 
Repayable Loan 

Canada

Canada Mortgage and Housing Corporation (CMHC)

Nation-wide 

Federal Lands Initiative

CapitalGrant
Repayable Loan
Canada

Canadian Co-operative Investment Fund (CCIF)

Nation-wide 

Canadian Co-operative Investment Fund

CapitalRepayable Loan
Canada

Canadian Urban Institute

Nation-wide 

Climate Ready Infrastructure Service (CRIS)

Pre-constructionOther
Canada

Community Forward Fund (CFF)

Nation-wide 

Community Forward Fund

CapitalRepayable Loan

Canada 

Community Housing Transformation Centre 

Nation-wide 

Local Projects Grant 

Pre-construction
Capital 

Grant 

Canada 

Community Housing Transformation Centre 

Nation-wide 

Sector Transformation Fund – Sectoral Impact Projects 

Pre-construction
Capital

Grant 

Canada 

Cooperative Housing Federation (CHF) 

Nation-wide 

Greener Co-op Microgrants

OtherGrant

Canada 

Green Municipal Fund (GMF) of Federation of Canadian Municipalities (FCM)

Nation-wide 

Sustainable Affordable Housing

Pre-construction

Grant

Canada

Housing, Infrastructure and Communities Canada

Nation-wide 

Reaching Home

CapitalGrant

Canada 

Peter Gilgan Foundation

Nation-wide 

Climate Change 

Other

Grant 

Canada

SOFIAC

Nation-wide 

Investing in Your Energy Efficiency Projects

CapitalRepayable Loan
Canada

Tapestry Community Capital

Nation-wide

Raise capital

CapitalOther
Canada

Vancity Community Investment Bank

Nation-wide 

Vancity CIB

CapitalRepayable Loan

MB 

Efficiency Manitoba

Province-wide

Efficiency Manitoba Rebate Program  

Capital 

Rebate 

MB

Province of Manitoba

Province-wide

Housing Starts Here: Proposal Development Funding

Pre-constructionRepayable Loan
MB

Province of Manitoba

Province-wide

Housing Starts Here: Capital Funding

CapitalForgivable Loan
MB

Province of Manitoba

Province-wide

Housing Starts Here: Rental Housing Construction Incentive

Operating
Other
Other
NB

Kaleidoscope Social Impact

Province-wide

BuildNB

Pre-construction
Capital
Loan
NB

Province of New Brunswick 

Province-wide

Affordable Rental Housing Program

CapitalForgivable Loan
NB

Province of New Brunswick 

Province-wide

Housing Development Incentive Program

Operating
Other
Other

NB 

Province of New Brunswick 

Province-wide 

Rental Rehabilitation Assistance Program (RRAP)

CapitalForgivable Loan

NB 

Province of New Brunswick 

Province-wide 

HST rebate on eligible purpose-built rental housing

CapitalRebate

NB 

Province of New Brunswick 

Province-wide 

Shelter Enhancement Program  

Capital

Forgivable Loan 

NB 

Save Energy NB

Province-wide 

Community Outreach Program  

Capital

Rebate
Other
NB

Save Energy NB

Province-wide 

Save Energy NB

CapitalRebate
NL

Community Housing Transformation Centre

Province-wide

Newfoundland and Labrador Community Housing Growth Fund

Pre-constructionGrant
NL

Take Charge!

Province-wide

Take Charge!

CapitalRebate

NS 

Community Housing Transformation Centre

Province-wide

Nova Scotia Community Housing Capital Fund

CapitalGrant

NS 

Community Housing Transformation Centre

Province-wide

Nova Scotia’s Community Housing Growth Fund (CHGF) 

Pre-construction
Capital

Grant 

NS 

Community Housing Transformation Centre

Province-wide

Nova Scotia Black Community Housing Fund

Pre-construction

Grant 

NS 

Efficiency NS

Province-wide 

 
Affordable Multifamily Housing Program 

Pre-construction

Rebate 

NS

Efficiency NS

Province-wide 

Commercial New Construction

Pre-construction
Capital
Rebate

NS 

Government of Nova Scotia

Province-wide

Community Housing Acquisition Program

CapitalRepayable Loan

NS 

Government of Nova Scotia

Province-wide

Affordable Housing Development Program

CapitalGrant

NS 

Government of Nova Scotia

Province-wide

Community Housing Infrastructure and Repair Program (CHIRP)

CapitalForgivable Loan

NS 

Government of Nova Scotia

Province-wide

Nova Scotia - Your Energy Rebate  

Capital

Rebate 

NS 

Halifax Foundation

Halifax region

Grant Programs 

Pre-construction
Capital 

Grant 

NS

HCi3

Halifax region

Grant Program

CapitalGrant
NS

HCi3

Halifax region

Impact Investing

CapitalRepayable Loan

NS 

Housing Nova Scotia

Province-wide 

Housing Repair Program

Capital

Grant 

NS 

Nova Scotia Federation of Municipalities (NSFM)

Province-wide 

Sustainable Communities Challenge Fund 

Capital 

Grant 

NS

Student Housing Nova Scotia

Province-wide 

Developing Affordable Student Housing (DASH) Fund

CapitalRepayable Loan

NT 

Arctic Energy Alliance

Territory-wide

Rebates on Renewable Energy  

Capital

Rebate  

NT 

Arctic Energy Alliance 

Territory-wide

Rebates on Energy-Efficient Products 

Capital

Rebate 

NT

Housing Northwest Territories

Territory-wide

Shelter Enhancement Fund (SEF)

CapitalForgivable Loan
NT

Housing Northwest Territories

Territory-wide

Small Community Homelessness Fund

Operating
Other
Grant
NT

United Way NWT

Territory-wide

Community Investment Fund (CIF)

Operating
Other
Grant

NT 

Yellowknife Community Foundation

Territory-wide

Yellowknife Community Fund 

Pre-construction
Capital 

Grant 

NU 

Community Housing Transformation Centre

Territory-wide

The Nunalingni Piruqpaalirut Fund 

Pre-construction
Capital

Grant 

NU

Nunavut Housing Corporation

Territory-wide

Supported Housing Capital Program

CapitalForgivable Loan
NU

Nunavut Housing Corporation

Territory-wide

Nunavut Affordable Housing Supply Incentive (NAHSI)

CapitalForgivable Loan

ON 

City of Hamilton

Municipal region

Affordable Housing Development Project Stream 

Pre-construction
Capital

Forgivable Loan

ON 

City of Hamilton

Municipal region

Affordable Housing Acquisition Plan (AHAP) 

Capital

Forgivable Loan

ON 

City of Hamilton

Municipal region

Housing Accelerator Fund Program Incentives

Pre-construction
Capital

Grant
Forgivable Loan

ON 

City of Kitchener

Municipal region

Affordable housing incentives 

Pre-construction

Grant

ON 

City of London

Municipal region

Affordable Housing Development Programs 

Pre-construction
Capital

Forgivable Loan

ON 

City of St. Catharines

Municipal region

Housing Accelerator Funding 

Pre-construction

Grant

ON 

City of Toronto

Municipal region

Home Energy Loan Program (HELP) 

Capital

Repayable Loan

ON 

City of Toronto

Municipal region

Rental Housing Supply Program (RHSP): Community Housing Pre-Development Fund (CHPF) 

Capital

Repayable Loan 

ON 

Enbridge 

Province-wide 

Affordable Multi-Family Residential Program 

Capital 

Grant 

ON 

Enbridge Gas 

Province-wide 

Savings by Design Affordable Housing 

Pre-construction
Capital

Grant 

ON

Government of Ontario, managed by local service managers

Province-wide 

Canada-Ontario Community Housing Initiative (COCHI) 

Pre-construction
Capital

Forgivable Loan

ON 

Government of Ontario, managed by local service managers

Province-wide 

Ontario Priorities Housing Initiative (OPHI) 

Pre-construction
Capital

Forgivable Loan

ON 

Government of Ontario, managed by local service managers

Province-wide 

Canada-Ontario Housing Benefit (COHB) 

Operating
Other

Subsidy

ON 

Hydro Ottawa

Municipal region

Ottawa Retrofit Accelerator 

Pre-construction

Grant 

ON 

Independent Electricity System Operator (IESO)

Province-wide 

Energy Affordability Program

CapitalGrant

ON 

Independent Electricity System Operator (IESO)

Province-wide 

Retrofit Program 

Capital 

Grant 

ON 

Independent Electricity System Operator (IESO)

Province-wide
Indigenous

Save on Energy First Nations Community Building Retrofit Program (FNCBRP) 

Pre-construction
Capital 

Grant 

ON 

Independent Electricity System Operator (IESO)

Province-wide
Indigenous

Save on Energy Remote First Nations Energy-Efficiency Program (RFNEEP) 

Pre-construction
Capital

Other

ON

Infrastructure Ontario

Province-wide

Housing Providers – Affordable financing for capital investments

CapitalRepayable Loan
ON

Niagara Region

Municipal region

New Purpose-Built Rental Housing Incentive

CapitalGrant

ON 

Northumberland County

Municipal region

Affordable Housing Grant Program 

Capital 

Forgivable Loan

ON

Region of Waterloo

Municipal region

Incentives to Create Affordable Housing

CapitalGrant
ON

Region of Waterloo

Municipal region

Property Tax Exemption Program

Operating
Other
Grant

PE

Province of PEI

Province-wide

Strategic Energy Solutions for Business, Commercial and Community Buildings

Pre-construction

Grant

PE

Province of PEI 

Province-wide 

Affordable Housing Development Program 

Capital

Forgivable Loan 

PE

Province of PEI 

Province-wide 

Residential Rental Efficiency Rebates 

Capital

Rebate

PE

Province of PEI 

Province-wide

Energy Efficiency Information and Applications

Pre-construction
Capital
Grant
QC

Association des groupes de ressources techniques du Québec (AGRTQ)

Province-wide

Real Estate Investment Share Capital

CapitalRepayable Loan

QC 

Énergir 

Province-wide 

Energy efficiency grants 

Capital 

Grant 

QC

Fédération des caisses Desjardins du Québec (FCDQ)

Province-wide

Real Estate Financing Group

CapitalRepayable Loan
QC

Fondaction

Province-wide

PRIMAccès Fonds de développement de la CSN pour la coopération et l’emploi

CapitalRepayable Loan
QC

FTQ Solidarity Fund

Province-wide

FTQ Solidarity Real Estate Fund

CapitalRepayable Loan

QC 

Government of Quebec 

Province-wide 

Rénoclimat 

Capital 

Grant 

QC 

Government of Quebec

Province-wide 

Éconologis 

Capital

Other

QC

Government of Quebec

Province-wide

Programme Novoclimat pour les grands bâtiments multilogement

CapitalGrant
QC

Greater Montreal Climate Fund

Municipal region

Greater Montreal Climate Fund

Pre-construction
Capital
Repayable Loan

QC 

Hydro-Québec 

Province-wide 

LogisVert 

Pre-construction
Capital 

Grant 

QC 

Société d'habitation du Québec (SHQ)

Province-wide 

Programme d’aide financière visant la préservation du parc immobilier communautaire (PPPIC)

CapitalRepayable Loan

QC 

Société d'habitation du Québec (SHQ)

Province-wide 

Programme de financement en habitation (PFH)

CapitalRepayable Loan

QC 

Société d'habitation du Québec (SHQ)

Province-wide 

Programme d’habitation abordable Québec (PHAQ)

Capital

Grant 

QC 

Société d'habitation du Québec (SHQ)

Province-wide 

Programme de rénovation des habitations à loyer modique (PRHLM)

Capital

Grant 

QC 

Société d'habitation du Québec (SHQ)

Province-wide 

Programme d'amélioration des maisons d'hébergement (PAMH-Rénovation)

Capital

Grant 

QC 

Société d'habitation du Québec (SHQ)

Province-wide
Indigenous

Home Ownership Program for Residents of the Kativik Region 

Capital

Grant 

QC

Ville de Longueuil

Municipal region

Programme d’amélioration de l’isolation (PAI)

CapitalGrant

QC 

Ville de Montreal

Municipal region

Reno Affordable Housing 

Pre-construction
Capital

Grant
Subsidy

QC 

Ville de Montreal

Municipal region

Financial support for social and affordable housing projects 

Capital

Forgivable Loan

SK 

City of Regina 

Municipal region

Housing Incentive Policy 

Capital

Grant 

SK

Saskatchewan Environmental Society

Municipal region (Saskatoon and Regina)

Efficiency for Organizations

OtherOther
SK

Saskatchewan Housing Corporation

Province-wide

Rental Development Program (RDP)

CapitalForgivable Loan
SK

SaskPower

Province-wide

Energy Efficiency Discounts

CapitalGrant
SK

SaskPower & SaskEnergy

Province-wide

Commercial Energy Optimization Program

Pre-constructionOther

YT 

Yukon Territory  

Territory-wide 

Good Energy rebates 

Capital

Rebate 

YT 

Yukon Territory  

Territory-wide 

Developer Build Loan Program 

Capital

Repayable Loan

YT 

Yukon Territory 

Territory-wide 

Housing Initiatives Fund

Pre-construction
Capital
Grant

YT 

Yukon Territory 

Territory-wide 

Solar domestic hot-water heating systems 

Capital

Rebate 

Pine Tree Park Estates: Transforming a brownfield into a net zero energy community

Previously a military radar base, Pine Tree Park Estates is Cape Breton's inaugural net-zero energy community, having transitioned from fossil fuels with renovated systems and solar panels to notably reduce utility expenses.

About Pine Tree Park Estates

Previously a military radar base, Pine Tree Park is Cape Breton's inaugural net zero energy community, having transitioned from fossil fuels with renovated systems and solar panels, setting benchmarks for future projects. Rising energy costs are impacting not only companies' budgets, but the daily lives of tenants living in affordable housing.

An aerial view of Pine Tree Park Estates from the 1970s.

 

About New Dawn Enterprises

Since 1976, New Dawn, a community-focused social enterprise, has offered affordable housing, home care, and diverse programs including arts and food security. They manage five commercial spaces and 215 residences, with 27 units dedicated to supporting those with mental illness. 

"This is a significant transformation for Cape Breton. We really want to encourage other organizations to know that these types of projects are possible and is not out of their reach, regardless of scale."
– Erika Shea, President and CEO of New Dawn Enterprises.

Project information and background

Project profile

  • A single-storey home painted dark red in Pine Tree Park Estates.

    Name: Pine Tree Park Estates

  • Owner: New Dawn Enterprises
  • Location: Military Road, Sydney, Nova Scotia
  • Total area: 80 acres
  • Area occupied by building: 15 acres
  • Number of homes: 28 homes
  • Number of affordable housing units: 20
  • Former Department of National Defence radar base, decommissioned in the 1990s.
  • Project value: $3.5 M
  • Return on Investment ROI: $30,000 (annual)
  • Duration: 2018-2023
  • Energy savings: 51.5%

Energy conservation measures (ECMs) used

  • A single-storey home painted deep blue in Pine Tree Park Estates.

    High-efficiency heating and cooling systems (all units)

  • High-efficiency hot water systems (all units)
  • Efficient heat recovery ventilation (HRV) systems (all units)
  • High-efficiency windows (where required)
  • Insulation upgrades (all units)
  • Air sealing (all units)
  • Installation of 700 kW solar array (1,800 solar panels) (all units)

Context

Before the project:

Pine Tree Park's 28 residences averaged yearly energy costs of $90,000, about $3,200 each, paid directly by residents.

After the project:

Through energy retrofits and solar systems, the project notably reduces utility expenses. Residents will mainly cover a minor solar maintenance fee for inspections and occasional repairs.

Parties involved in development

  • Developer: New Dawn Enterprises
  • Partners and funders: Atlantic Canada Opportunities Agency (ACOA), Environment and Climate Change Canada (ECCC), Efficiency Nova Scotia, FCM’s Green Municipal Fund, Nova Scotia Natural Resources and Renewables
  • Engineering and construction companies: Aucoin Renovations (retrofits), ARL Mechanical (retrofits), Lynk Electric (solar)
  • Consultants: Verschuren Centre for Sustainability in Energy and the Environment
  • Project manager: New Dawn Enterprises
  • Energy manager: Verschuren Centre

Funding sources

Funding source DescriptionAmountPercentage of total budget 
FCM’s Green Municipal FundGrant $500,00014%
New Dawn Enterprises LimitedCash $181,5345%
Atlantic Canada Opportunities AgencyGrant $979,200 28%
Environment and Climate Change Canada: Low Carbon Economy Fund Grant $817,753 23%
Efficiency Nova ScotiaGrant $558,71316% 
Nova Scotia Natural Resources and RenewablesGrant $500,000 14% 
Total $3,537,200100% 

*The grants and financing leveraged for this project were secured over 24 months.

 

Showing tangible progress

  1. Building effective partnerships: New Dawn partnered with the Verschuren Centre for sustainable energy research to enhance their building retrofit. This collaboration offered technical insights, examined options, and emphasized the importance of strategic partnerships in energy efficiency projects. “There is nothing like knowing that you’re not alone and you have someone who also has your best interest in mind but also has the ability to answer your technical questions on the spot.” – Erika Shea.
  2. Navigating funding complexities: Securing funds from diverse federal and provincial sources was vital. Yet, managing these varied sources was complex. New Dawn used spreadsheets to effectively track funding, ensuring organization and transparency.
  3. Demonstrating progress: Regular updates to the Board of Directors were critical to highlight progress, discuss funding status, and gather crucial feedback for the project's direction.
  4. Ensuring meaningful stakeholder engagement: Regular community meetings kept residents informed, addressed concerns, and fostered trust and collective ownership in the project. “If we hadn’t done those community meetings, we’d probably have had a lot more individual calls and some concerns from tenants.” – Erika Shea.
  5. Budget flexibility: An important consideration in large projects is maintaining flexibility in design to adapt to available budgets, especially when a significant portion of the budget depends on external funding.

Early strategies to engage decision-makers:

  1. Craft a solid business case: Showcase both financial and ecological benefits to rally stakeholders around the project.
  2. Showcase funding options: Emphasize potential funding sources, enhancing confidence in the project's feasibility.
  3. Share knowledge: Distribute relevant research and articles to enlighten decision-makers on energy efficiency.
  4. Hold informative sessions: Organize meetings with leaders to address queries, discuss finances, and mitigate risks, fostering understanding and support.

 

In the evolving landscape of energy and climate policies, New Dawn Enterprises stands as a role model for achieving sustainability in affordable housing. Their experience shows that, despite challenges faced, moving toward energy efficiency is not only achievable but also economically and socially rewarding.  

For more information about Pine Tree Estate’s decision-making process, read the interview with Erika Shaw, President/CEO of New Dawn Enterprises

Want to explore all GMF-funded projects? Check out the Projects Database for a complete overview of funded projects and get inspired by municipalities of all sizes, across Canada.

Visit the projects database

The Green Municipal Fund: supporting innovative sustainability solutions

Our funding offers support for Canadian municipalities in executing innovative projects that tackle climate challenges, reduce GHGs, and enhance the quality of life by accelerating a transformation to resilient, net-zero communities. Canadian municipalities and their partners can access this funding to upgrade infrastructure, transform municipal service delivery, build and retrofit affordable housing units and scale up innovative home-energy financing programs while seeing tangible environmental, economic, and social benefits. 

The GMF advantage

GMF is more than just a funding source—we’re a full-service partner in your climate action progress.

  • Grants and loans for all stages
  • Stackable with other funding sources
  • Dedicated staff to help you apply
  • Free resources to help build business cases and improve project outcomes

Grants and loans to cover eligible project costs

GMF has you covered with end-to-end project funding available to communities of all sizes.

  • Funding can cover from 50% to 80% of eligible project costs*
  • Grants are available for planning, studies and pilot projects
  • Loans are available for capital projects with an additional grant of up to 15% of the loan amount

*Increased % for small or rural municipalities completing plans, studies and pilot projects.
*20 % of eligible costs for Sustainable Affordable Housing (SAH) new construction

Sustainable Municipal Buildings

Net-zero new builds

and deep energy retrofits.

  • -$10 M in combined grants and loans for capital projects 
  • -$200,000 in grants for studies

Learn more

Community Energy Systems

Energy solutions

that meet community needs.

  • -$10 M in combined grants and loans for capital projects 
  • -$200,000 in grants for studies
  • -$100,000 in grants for business cases

Learn more

Organic Waste-to-Energy

Local energy

from organic waste and landfill gas.

  • -$10 M in combined grants and loans for capital projects
  • -$200,000 in grants for studies
  • -$100,000 in grants for business cases

Learn more

Municipal Fleet Electrification

Electric vehicles & chargers

for municipal and transit fleets.

  • -$10 M in combined grants and loans for capital projects 
  • -$200,000 in grants for studies

Learn more

Net-Zero Transformation

Innovative solutions

that drive greenhouse gas reductions.

  • -$10 M in combined loans and grants for capital projects 
  • -$500,000 in grants for pilots
  • -$200,000 in grants for studies
  • -$200,000 in grants for plans

Learn more

Community Buildings Retrofit

Deep energy retrofits

of community buildings.

  • -$5 M in combined grants and loans for capital projects 
  • -$200,000 in grants for a portfolio of buildings study
  • -$65,000 in grants for a single building study

Learn more

Sustainable Affordable Housing

New builds & retrofits

of sustainable affordable housing.

  • -$10 M in combined grants and loans for capital projects 
  • -$500,000 in grants for pilots
  • -$175,000 in grants for studies
  • -$25,000 in grants for plans

Learn more


 

Community Efficiency Financing

Home-energy financing

for low-rise residential properties.

  • -$15 M in combined loans and grants for capital projects 
  • -$500,000 in grants for pilots
  • -$175,000 in grants for studies

Learn more

  • Design and construct new high-efficiency municipal or community buildings
  • Study and implement retrofits of municipal buildings or a portfolio of municipal buildings for higher energy performance and significant GHG emissions reduction
  • Construct, commission and rapidly deploy a community energy system
  • Outline the design of a proposed community energy system
  • Assess viable community energy projects and their business models
  • Construct and commission an organic waste-to-energy system
  • Outline the design of a proposed organic waste-to-energy system
  • Assess viable waste-to-energy systems and business models for your project
  • Drive a partial or complete transition of your municipal and/or transit fleet to zero-emission vehicles
  • Assess the feasibility of the transition to zero-emission vehicles (ZEVs) to significantly reduce GHG emissions
  • Deploy a full-scale best-in-class GHG reduction solution
  • Evaluate innovative GHG reduction solutions in real-world conditions
  • Assess new approaches and solutions to bring your community closer to net-zero
  • Retrofit a community building or portfolio of buildings for higher energy performance and significant GHG emissions reduction over time
  • Outline the design of a proposed retrofit of an existing community building or portfolio of existing buildings
  • Retrofit a community building to achieve a minimum 30 percent GHG emissions reduction
  • Test innovative solutions that generate deep energy efficiency outcomes for existing affordable housing retrofits and new builds
  • Evaluate solutions for integrating deep energy efficiency measures in existing affordable housing retrofit and new build projects
  • Develop deliverables required for sustainable affordable housing funding applications 
     
  • Implement or scale-up a full version of your local home-energy upgrade program
  • Test a smaller-scale version of a home-energy upgrade program
     

Learn more about our initiatives

Sustainable Municipal Buildings

Energy-efficient upgrades and new builds: Investing in a smarter, sustainable future

Read more

Municipal Fleet Electrification

Reduce fuel costs and modernize your fleet with funding for electric vehicles

Read more

Community Energy Systems

Meet community energy needs and build resilience with funding for renewable energy projects

Read more

Organic Waste-to-Energy

Recover value and energy from organic materials and landfill gas with funding for waste solutions

Read more

Net-Zero Transformation

Develop and demonstrate innovative solutions to address key municipal challenges

Read more

Community Buildings Retrofit initiative

Higher performance is within reach—access funding and resources for community building upgrades

Read more

Community Efficiency Financing

Helping municipalities bring energy-efficient home upgrades to life.

Read more

Sustainable Affordable Housing

Switch to energy-efficient options and lower your energy bills.

Read more

Growing Canada’s Community Canopies

Helping communities plant the right type of trees in the right places

Read more

Local Leadership for Climate Adaptation

Community-based climate adaptation initiative

Read more

Have questions about our funding?

Thinking about applying for GMF funding? Our advisors are available to help you prepare the strongest application possible.

Find funding that’s right for you

Looking for funding for your sustainability project? Use FCM's Funding Opportunity Finder to find compatible GMF funding that could suit your municipality. 

Find funding

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Delivered by the Federation of Canadian Municipalities, GMF manages approximately $2.4B in programs funded by the Government of Canada.

Read the transcript.

Environmental challenges disproportionately affect vulnerable groups, making today's climate change mitigation and adaptation efforts vital in reducing current and future inequities. As local governments manage essential services, social systems, and infrastructure, recognizing and addressing these vulnerabilities is critical.

Watch a timely discussion on how Reconciliation and Anti-Racism, Equity and Inclusion (AREI) principles are shaping the Green Municipal Fund (GMF) initiatives. This webinar delved into the Federation of Canadian Municipalities' (FCM) commitment to these values, demonstrating their essential role in sustainable municipal development.

Watch this recording to: 

  • get a better understanding of the integration of Reconciliation and AREI in GMF-funded projects
  • gain insights into the new Reconciliation and AREI socio-economic benefits framework
  • explore practical strategies for municipalities to apply these principles effectively

Featured speakers: 

  • Ty Smith, Senior Director, Anti-Racism, Equity & Inclusion, Federation of Canadian Municipalities
  • Yi Liu, Director, Community Efficiency and Leverage Programs, Green Municipal Fund
  • Gabrielle Massicotte, Socio-Economic Benefits Specialist, Green Municipal Fund 
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