The Housing Providers’ Toolkit equips Canadian municipalities, not-for-profit organizations, and housing co-ops with the tools they need to navigate the opportunities for enhancing energy efficiency in affordable housing. This comprehensive resource explains the advantages of energy-efficient buildings and provides practical steps for implementation, funding, project management and more.

Each component below is designed to support both retrofits of existing units and new builds. Whether you're aiming to transform your current infrastructure or embark on innovative new projects, this toolkit ensures that you have what you need to make informed and impactful decisions.

Funders list for sustainable affordable housing

Energy-efficient affordable housing projects are expensive to undertake. We’ve compiled a list of potential funders from across the country to help you easily identify partners to support your project. Catering to both provincial and national levels, many of the organizations on this list support both retrofits and new builds.

Search the funders list.

Energy conservation roadmap

This resource outlines the process to assess your building’s energy efficiency needs and the actions required for each step. Gain clarity on the various project stages, the associated timeline for completion and tools that simplify the approval process.

Download the roadmap.

Project cash flow calculator and energy benchmarking tool

These tools are designed to help housing providers understand how much energy their buildings use and assess and quantify the costs and potential savings associated with retrofits or new builds. It includes a set of parameters and performance metrics, including capital costs, savings, inflation rate, simple payback and net present value to determine the financial feasibility and the energy savings associated with a project. This tool will help housing providers make informed decisions, leveraging accurate data to assess the viability of a potential project.

Open the calculator and energy benchmarking tool.

Case study: Pine Tree Park Estates offers a blueprint for sustainable affordable housing 

New Dawn Enterprises transformed Pine Tree Park, previously a military radar base, into Cape Breton's first net-zero energy community. This ambitious project, which took place between 2018 and 2023, highlights the step-by-step process of converting a brownfield into a sustainable affordable housing model. With the support of diverse funding sources, this project showcases a replicable blueprint for sustainable affordable housing.

Read the case study.

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Region 

Organization 

Funding Program 

Alignment with SAH 

Grant/Loan 

URL 

AB 

Province of Alberta, 
Province-wide 

Affordable Housing Partnership Program 

Plan 
Capital 
 
Stackable 

Grant 
Land or buildings 
Transfer or long-term lease of a government-owned asset 

https://www.alberta.ca/affordable-housing-partnership-program.aspx 

AB 

City of Edmonton, 
Municipal Region 

Affordable Housing Investment Program 

Capital 
 
Stackable 

Grant 

https://www.edmonton.ca/programs_services/funding_grants/affordable-housing-investment-program 

AB 

City of Edmonton, 
Municipal Region 

Affordable Housing Tax Grant 

Capital 
 
Stackable 

Grant 

https://www.edmonton.ca/programs_services/funding_grants/affordable-housing-tax-grant 

AB 

City of Calgary, 
Municipal Region 

Housing Incentive Program (HIP) 

Plan 
Study 
 
Stackable 
(Co-requirement, groups must apply to CMHC for seed funding first) 

Grant, rebate 

https://www.calgary.ca/cs/olsh/affordable-housing/affordable-housing-development-financial-incentive-program.html 

AB 

Alberta Real Estate Foundation 

Development Grants 

Plan 
Capital 
 
Stackable 

Grant 

https://aref.ab.ca/development-grants/ 
 

AB 

Calgary Foundation 

Community Grants 

Plan 
Study 
Pilot 

Grant 

https://calgaryfoundation.org/grantsawards-loans/types-of-grants/community-grants/ 

AB 

Calgary Foundation 

Strategic Opportunity Grants 

Plan 
Study 
Pilot 

Grant 

https://calgaryfoundation.org/grantsawards-loans/types-of-grants/strategic-opportunity/ 

AB 

Edmonton Community Foundation 
 
Greater Edmonton Area 

Community Grants 

Plan 
Study 
Pilot 

Grant 

https://www.ecfoundation.org/grants/community-grants/ 

AB 

Edmonton Community Foundation 
 
Greater Edmonton Area 

Small Grants 

Plan 
Study 
Pilot 

Grant 

https://www.ecofoundation.org/grants/ 

BC 

BC Hydro & Fortis BC 
Province-wide 

Social housing retrofit support program 

Study 
Capital 
 
Stackable 

Grant, rebate 

https://www.bchydro.com/powersmart/business/programs/shrsp.html 

BC 

BC Housing 
Province-wide 

Building BC Community Housing Fund Program 

Study 
Capital 
 
Stackable 

Loan 
Grant 

https://www.bchousing.org/projects-partners/Building-BC/CHF 

BC 

BC Housing 
Province-wide 

Building BC Indigenous Housing Fund Program 

Study 
Capital 
 
Stackable 

Loan 
Grant 

https://www.bchousing.org/projects-partners/Building-BC/IHF 

BC 

BC Housing 
Province-wide 

Building BC Women's Transition Housing Fund 

Study 
Capital 
 
Stackable 

Loan 
Grant 

https://www.bchousing.org/projects-partners/Building-BC/WTHF 

BC 

BC Housing 
Province-wide 

Building BC Supportive Housing Fund Program 

Study 
Capital 
 
Stackable 

Loan 
Grant 

https://www.bchousing.org/projects-partners/Building-BC/SHF 

BC 

BC Housing 
Province-wide 

Community Housing Fund 

 
Capital 
 
Stackable 

 
Grant 

https://www.bchousing.org/projects-partners/Building-BC/RRH 

BC 

BC Housing 
Province-wide 

Canada - British Columbia Housing Benefit Program (CBCHB) 

Capital 

Grant 

https://www.bchousing.org/projects-partners/funding-opportunities/CBCHB 

BC 

BC Housing 
Province-wide 

Regional Housing First Program (RHFP) 

Plan 
Capital 
 
Stackable 

Grant 

https://www.bchousing.org/projects-partners/funding-opportunities/RHFP 

BC 

Vancity cooperative 
Province-wide 

Vancity: Impact Investing 

Plan 
Study 
Capital 
 
Stackable 

Loan, Grant (Grants to help housing providers articulate the positive impact of a project; build capacity to deliver a project; develop a successful business plan; communicate the success and/or lessons learned.) 

https://www.vancity.com/AboutVancity/InvestingInCommunities/ImpactLending/ 

BC 

Real Estate Foundation of BC 

REFBC Grants 

Plan 
Capital 
 
Stackable 

Grant 

https://www.refbc.com/grants 
 
 
 

Canada 

Community Housing Transformation Centre, 
Nation-wide 

Local Projects Grant 

Study 
Capital 
 
Stackable 

Grant 

https://centre.support/grants/sector-transformation-fund/#local 

Canada 

Community Housing Transformation Centre, 
Nation-wide 

Sectoral Impact Projects Grants 

Pilot 
Study 
Capital 
 
Stackable 

Grant 

https://centre.support/grants/sector-transformation-fund/#sectoral 

Canada 

Community Housing Transformation Centre, 
Nation-wide 

Green Kickstarter Fund 

Capital 
 
Stackable 

Grant 

https://centre.support/grants/green-kickstarter-fund/ 

Canada 

Community Housing Transformation Centre, 
Nation-wide 

Nova Scotia’s Community Housing Growth Fund (CHGF) 

Plan 
Study 
Capital 
Stackable 

Grant 

https://centre.support/grants/community-housing-growth-fund/ 

Canada 

Community Housing Transformation Centre, 
Nation-wide 

The Nunalingni Piruqpaalirut Fund 

Plan 
Study 
Capital 
Stackable 

Grant 

https://centre.support/grants/nunalingni-piruqpaalirut-fund/ 

Canada 

Housing Partnership Canada (HPC), 
Nation-wide 

Housing Investment Corporation (Hi-C) 

Plan 
Study 
Capital 
 
Stackable 

Loans 

https://www.housinginvestment.ca/offer 

Canada 

Green Municipal Fund (GMF) of Federation of Canadian Municipalities (FCM), 
Nation-wide 

Sustainable Affordable Housing  

Plan 
Study 
Pilot projects 
Retrofit capital projects 
New-build capital projects 
 
Stackable 

Grants, loans 

https://fcm.ca/en/programs/green-municipal-fund/sustainable-affordable-housing 

Canada 

Cooperative Housing Federation (CHF), 
Nation-wide 

Co-operative Housing Federation of Canada Financing 

Study 
 
Stackable 

Loans provided by credit institutions 

https://chfcanada.coop/services/financing/ 

Canada 

CMHC 

National Housing Co-Investment Fund: New Construction 

Plan 
Study 
Capital 
Stackable 

Grant 
Loans 

https://www.cmhc-schl.gc.ca/professionals/project-funding-and-mortgage-financing/funding-programs/all-funding-programs/co-investment-fund/co-investment-fund-new-construction-stream 

Canada 

CMHC 

National Housing Co-Investment Fund: Renovation 

Plan 
Study 
Capital 
Stackable 

Grant 
Loans 

https://www.cmhc-schl.gc.ca/professionals/project-funding-and-mortgage-financing/funding-programs/all-funding-programs/co-investment-fund/co-investment-renovation 

Canada 

CMHC 

Rental Construction Financing Initiative 

Capital 
 
Stackable 

Loans 

https://www.cmhc-schl.gc.ca/en/professionals/project-funding-and-mortgage-financing/funding-programs/all-funding-programs/rental-construction-financing-initiative 

Canada 

CMHC 

Affordable Housing Innovation Fund 

Plan 
Study 
 
Stackable 

Grant 
Loans 

https://www.cmhc-schl.gc.ca/en/professionals/project-funding-and-mortgage-financing/funding-programs/all-funding-programs/affordable-housing-innovation-fund 

Canada 

CMHC 

Federal Land Initiative 

Capital 
 
Stackable 

Grant 
Loans 

https://www.cmhc-schl.gc.ca/en/professionals/project-funding-and-mortgage-financing/funding-programs/all-funding-programs/federal-lands 

Canada 

CMHC 

Seed Funding program 

Plan 
 
Stackable 

Loans 

https://www.cmhc-schl.gc.ca/en/professionals/project-funding-and-mortgage-financing/funding-programs/all-funding-programs/seed-funding 

Canada 

CMHC 

Community-Based Tenant Initiative 

Plan 
Study 

Grants 

https://www.cmhc-schl.gc.ca/fr/professionals/project-funding-and-mortgage-financing/funding-programs/community-housing/cbti 

Canada 

CMHC 

NHS Demonstrations Initiative 

Pilots 

Grant 
Loans 

https://www.cmhc-schl.gc.ca/fr/professionals/project-funding-and-mortgage-financing/funding-programs/all-funding-programs/nhs-demonstrations-initiative 

MB 

The Winnipeg Foundation 
City-wide 

One-Time Community Grants 

Plan 
Study 
Capital 

Grant 

https://www.wpgfdn.org/granting/one-time-grants/ 

MB 

The Winnipeg Foundation 
City-wide 

Major Capital Grants 

Plan 
Study 
Capital 

Grant 

https://www.wpgfdn.org/granting/special-program-grants/major-capital-grants/ 

NB 

NB Ministry of Social Development, 
Province-wide 

Shelter Enhancement Program  

Capital 
 
Stackable 

Forgivable Loan 

https://www2.gnb.ca/content/gnb/en/services/services_renderer.8695.html 

NB 

NB Power, 
Province-wide 

Community Outreach Program  

Capital 
 
Stackable 

Energy Efficiency Kits 

https://www.saveenergynb.ca/en/save-energy/residential/community-outreach-program/ 

NL 

City of St John's, 
Municipal Region 

Housing Catalyst Fund 

Capital 
 
Stackable 

Grant 

https://www.stjohns.ca/en/living-in-st-johns/housing-catalyst-fund.aspx 

NL 

The Governments of Canada and Newfoundland and Labrador 
Province-wide 

Provincial Housing and Homelessness Partnership Fund 

Capital 
 
Stackable 

Grant 

https://www.nlhc.nl.ca/2021/11/strengthening-housing-partnerships-to-support-vulnerable-populations/ 

NL 

Community Foundation of Newfoundland and Labrador 

Community Services Recovery Fund 

Operating 

Grant 

https://cfnl.ca/grants/ 

NS 

Housing Nova Scotia, 
Province-wide 

Rental Residential Rehabilitation Assistance Program 

Capital 
 
Stackable 

Grant 

https://housing.novascotia.ca/programs/housing-programs-landlords/rental-residential-rehabilitation-assistance-program 

NS 

Efficiency NS, 
Province-wide 

SolarHomes 

Study 

Rebate 

https://www.efficiencyns.ca/residential/programs-services/solar-homes/terms-and-conditions/ 

NS 

Efficiency NS, 
Province-wide 

 
Affordable Multifamily Housing Program 

Study 

Rebates 

https://www.efficiencyns.ca/business/business-types/affordable-housing/ 

NS 

Halifax Foundation 

Grant Programs 

Plan 
Study 
Capital 
 
Stackable 

Grant 

http://halifaxfoundation.ca/grants.html 

NWT 

Yellowknife Community Foundation 

Community Impact Fund 

Plan 
Study 
Capital 
Stackable 

Grant 

https://www.ykcf.ca/home/grant-opportunities/community-impact-fund/ 

ON 

IESO, 
Province-wide 

Retrofit Program 

Capital 
 
Stackable 

Grant 

https://saveonenergy.ca/For-Business-and-Industry/Programs-and-incentives/Retrofit-Program/About 

ON 

Enbridge 
Province-wide 

Affordable Multi-Family Residential Program 

Capital 
 
Stackable 

Grant 

https://www.enbridgegas.com/business-industrial/incentives-conservation/programs-and-incentives/retrofits-custom-projects/affordable-multi-family-housing-program 

ON 

Toronto Atmospheric Fund 
Greater Toronto & Hamilton Municipal Regions 

TAF Funds 

Pilots 
 
Stackable 

Grant 

https://taf.ca/grants/ 
https://taf.ca/impact-investing/ 

ON 

BCM Insurance, 
Niagara Region 

Community Grants Program, BCM Insurance Company (Private) 

Capital 
 
Stackable 

Grant 

https://bcminsurance.com/community-grants-program/ 

ON 

Ontario Real Estate Association 

Ontario Realtors Care 

Plan 
Capital 
 
Stackable 

Grant 

https://www.orea.com/About-Us/Ontario-realtors-care-foundation 

PEI 

Province of PEI 
Province-wide 

Affordable Housing Development Program 

Capital 
 
Stackable 

Forgivable Loan 

https://www.princeedwardisland.ca/en/information/social-development-and-housing/affordable-housing-development-program 

PEI 

PEI, CMHA 
Province-wide 

Community Housing Fund, Canadian Mental Health Association 

Study 
 
Stackable 

Grant 

https://pei.cmha.ca/community-housing-fund/ 

PE 

Province of PEI 
Province-wide 

Solar Electric Rebate Program 

Capital 
 
Stackable 

Rebate 

https://www.princeedwardisland.ca/en/information/transportation-infrastructure-and-energy/solar-electric-rebate-program 

QC 

Hydro Quebec & Société d'habitation Quebec 
Province-wide 

Rénovation énergétique pour les ménages à faible revenu  

Capital 
 
Stackable 

Grant/rebate 

https://www.hydroquebec.com/menages-faible-revenu/logement-social.html 

QC 

Transition énergétique Quebec 
Province-wide 

Rénoclimat 

Capital 
 
Stackable 

Grant 

https://transitionenergetique.gouv.qc.ca/en/residential/programs/renoclimat 

QC 

Transition énergétique Quebec (TEQ) 
Province-wide 

Éconologis 

Capital 
 
Stackable 

Grant/Service 

https://transitionenergetique.gouv.qc.ca/residentiel/programmes/econologis 

QC 

Energir 
Province-wide 

Energy efficiency grants 

Capital 
 
Stackable 

Grant 

https://energir.com/en/business/energy-efficiency/energy-efficiency-programs 

QC 

Quebec Habitation 

Quebec Affordable Housing Program 

Capital 
 
Stackable 

Grant 
 
Subsidies 

http://habitation.gouv.qc.ca/programmes/phaq/appel_de_projets_programme_dhabitation_abordable_quebec_phaq.html 

QC 

Victoriaville 
Municipal-wide 

Victoriaville Habitation Durable 

Plan 
Study 
Capital 
 
Stackable 

Grant 
 
Subsidies 

https://www.victoriaville.ca/page/1363/programme-victoriaville-habitation-durable.aspx 

QC 

Victoriaville 
Municipal-wide 

Programme de subventions rénovation écogestes 

Capital 
 
Stackable 

Grant 

https://www.munidata.ca/upload/contentsFile/file/lng/6121fr-CA.pdf 

QC 

Ville de Saguenay 

Home renovation program 

Capital 

Rebates 

https://ville.saguenay.ca/services-aux-citoyens/construire-et-renover/programmes-de-subvention 

QC 

Societe d'habitation Quebec 

Quebec Renovation Program 

Capital 
 
Stackable 

Grant 

http://www.habitation.gouv.qc.ca/programme/programme/renovation_quebec.html 

QC 

Ville de Riviere du Loup 

Heritage Restoration Program 

Study 
Capital 

Grants 

https://villerdl.ca/fr/services/services-aux-citoyens/programmes 

QC 

Ville de Montreal 

Reno Affordable Housing 

Study 
Capital 
 
Stackable 

Grant 
 
Subsidies 

https://montreal.ca/programmes/programme-reno-logement-abordable 

QC 

Ville de Laval 
Municipal Region 

Heritage Building Revitalization Program 

Study 
Capital 

Grants 

https://www.laval.ca/Pages/Fr/Citoyens/batiments-patrimoniaux.aspx 

QC 

Ville de Laval 
Municipal Region 

Oil Heating System Replacement  

Capital 
 
Stackable 

Grant 

https://www.laval.ca/Pages/Fr/Citoyens/chauffage-au-mazout.aspx?lcidsync=1 

SK 

City of Saskatoon 
Municipal Region 

Affordable Housing Reserve 

Study 
 
Capital 

Grant 
Tax Abatements 

https://www.shipweb.ca/affordable-housing-reserve/ 

SK 

City of Regina 
Municipal Region 

Housing Incentive Policy 

Capital 
 
Stackable 

Grant 

https://www.regina.ca/home-property/housing/housing-incentives/ 

SK 

Saskatchewan Realtors Association 

Saskatchewan REALTORS Care® Grant Program 

Plan 
Capital 
 
Stackable 

Grant 

https://saskatchewanrealtorsassociation.ca/saskatchewan-realtors-care/ 

SK 

Saskatoon Community Foundation 

Quality of Life Granting Program 

Capital 
 
Stackable 

Grant 

https://www.saskculture.ca/programs/funding-programs/grants/quality-of-life-granting-program 

YT 

Yukon Territory  
Territory-wide 

Good Energy rebates 

Capital 
 
Stackable 

Rebate 

https://yukon.ca/en/good-energy#commercial-energy-rebates 

YT 

Yukon Territory  
Territory-wide 

Developer Build Loan Program 

Capital 
 
Stackable 

Loan 

https://yukon.ca/en/housing-and-property/funding-and-loans/apply-developer-loan-build-affordable-housing 

YT 

Yukon Territory  
Territory-wide 

Housing Initiatives Fund  

Capital 
 
Stackable 

Grant 

https://yukon.ca/en/housing-and-property/building-and-renovating/apply-funding-new-housing-initiatives 

QC 

Socitété d'habitation du Québec 
Residents of the Kativik region 

AccèsLogis Québec 

Capital 
 
Stackable 

Grant 

http://www.habitation.gouv.qc.ca/english/detail_du_programme_english/programme/acceslogis_quebec-1.html 

QC 

Socitété d'habitation du Québec 
Province-wide 

Home Ownership Program for Residents of the Kativik Region 

Capital 
 
Stackable 

Grant 

http://www.habitation.gouv.qc.ca/english/detail_du_programme_english/programme/home_ownership_program_for_residents_of_the_kativik_region.html 

NT 

Socitété d'habitation du Québec 
Province-wide 

Building improvements 

Capital 
 
Stackable 

Rebates 

https://aea.nt.ca/program/building-improvements/ 

PEI 

Energy Efficiency Equipement Rebates 

efficiencyPEI 

capital 

Rebate 

https://www.princeedwardisland.ca/en/information/environment-energy-and-climate-action/energy-efficient-equipment-rebates 

NS 

Government of Nova Scotia 
Province-wide 

Nova Scotia - Your Energy Rebate 

capital 
 
Stackable 

Rebate 

https://beta.novascotia.ca/programs-and-services/your-energy-rebate-program-yerp 

QC 

Hydro-Québec 
Province-wide 

LogisVert 

capital 
Study 
Stackable 

Grant 

hydroquebec.com/residential/energy-wise/financial-assistance/logisvert.html 

QC 

Énergir 
Province-wide 

Supplement for low-income households 

Capital 

Grant 

https://energir.com/en/residential/customer-centre/reduce-my-consumption/energy-efficiency-grants/supplement/ 

ON 

City of Toronto 
City-wide 

Home Energy Loan Program (HELP) 

capital 
 
Stackable 

Loan 

https://www.toronto.ca/services-payments/water-environment/environmental-grants-incentives/home-energy-loan-program-help/ 

ON 

Enbridge Gas 
Province-wide 

Savings by Design Affordable Housing 

capital 
study 
Stackable 

Grant 

https://www.enbridgegas.com/business-industrial/incentives-conservation/programs-and-incentives/new-construction/savings-by-design/affordable-housing 

AB 

City of Edmonton, 
Municipal Region 

Solar Rebate Program 

Capital 
 
Stackable 

Rebates 

https://homes.changeforclimate.ca/solar-rebate-program/ 

YT 

Yukon Territory  
Territory-wide 

Solar domestic hot-water heating systems 

Capital 
 
Stackable 

Rebate 

https://yukon.ca/en/housing-and-property/home-energy-rebates/apply-rebate-solar-hot-water-heating-system 

YT 

Yukon Territory  
Territory-wide 

Renewable energy systems 

Capital 

Rebate 

https://yukon.ca/en/renewable-energy-rebate 

NT 

Arctic Energy Alliance 
Province-wide 

Rebates on Energy-Efficient Home Improvements 

Capital 
 
Stackable 

Rebate 

https://aea.nt.ca/program/home-improvements/ 

NT 

Arctic Energy Alliance 
Province-wide 

Rebates on Energy-Efficient Products 

Capital 
 
Stackable 

Rebate 

https://aea.nt.ca/program/energy-efficient-products/ 

CA 

Canada Mortgage and Housing Corporation 

Canada Greener Affordable Housing 

Plan 
Study 
Capital 
 
Stackable 

Loan 

https://www.cmhc-schl.gc.ca/professionals/project-funding-and-mortgage-financing/funding-programs/all-funding-programs/canada-greener-affordable-housing-program 

QC 

Great Montréal Climate Fund 

Retrofit program to decarbonize Multi-Unit Residential Buildings in the municipalities of Greater Montreal 

Plan 
Study 
Capital 
 
Stackable 

Loan 

Multires program - Fonds Climat Grand Montréal (fondsclimatmontreal.com) 

QC 

Société d'habitation du Québec 

Programme de rénovation des habitations à loyer modique 

Capital 

Grant 

http://www.habitation.gouv.qc.ca/programme/programme/programme_de_renovation_des_habitations_a_loyer_modique.html 

BC 

BC Hydro 

BC Hydro's Custom Efficiency Program 

Capital, Stackable 

Grant 

Contact BCNPHA or your BC Hydro Key Account Manager 

BC 

CleanBC 

Social Housing Incentives Program (SHIP) 

Planning/Sudy, capital, stackable 

Grant 

https://www.betterbuildingsbc.ca/incentives/cleanbc-social-housing-incentives/ 

BC 

CleanBC 

CleanBC Custom Program (retrofits) 

Planning/Sudy, capital, stackable 

Grant 

https://www.betterbuildingsbc.ca/incentives/cleanbc-custom-program/ 

BC 

CleanBC 

CleanBC Commercial New Construction Program 

Planning/Sudy, capital, stackable 

Grant 

https://www.betterbuildingsbc.ca/incentives/cleanbc-commercial-new-construction-program/ 

BC 

BC Housing 

Energy Efficiency Retrofit Program (EERP) 

Capital, Stackable 

Grant 

contact BCNPHA or your BC Housing Non-Profit Portfolio Manager for more details 

BC 

BC Housing 

Capital Renewel Funding (CRF) 

Capital, Stackable 

Grant 

contact BCNPHA or your BC Housing Non-Profit Portfolio Manager for more details 

BC 

CleanBC 

CleanBC Income Qualified Program 

Capital, Stackable 

Grant 

https://www.betterhomesbc.ca/rebates/income-qualified/ 

BC 

CleanBC 

CleanBC Custom Lite Program (retrofits) 

Planning/Sudy, capital, stackable 

Grant 

https://www.betterbuildingsbc.ca/incentives/cleanbc-custom-lite-program/ 

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